Tennessee · County property tax · ACS 2024
Cheatham County Property Taxes
The median homeowner in Cheatham County pays $1,582 a year, an effective rate of 0.47%, notably lower than the U.S. average.
- $1,582
- Median tax / yr · Below-median bill
- 0.47%
- Effective rate · Low rate
- -21%
- vs U.S. average
- #50 of 95
- rank in TN
The verdict
Homeowners in Cheatham County pay a median $1,582 a year in property tax, an effective rate of 0.47%, more affordable than 87% of U.S. counties (Census ACS 2024).
- $1,582
- Median annual tax bill, 2024
- 0.47%
- Effective rate on median home
- #418 of 3135
- U.S. counties by tax burden
- -21%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($338,700). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Tennessee. Population: 41,829. Owner-occupied homes: 13,273.
The median annual property tax in Cheatham County is $1,582, which is 10% higher than the Tennessee state average and 21% below the national average. The effective tax rate is 0.47% on a median home value of $338,700. Property taxes represent 1.8% of the median household income in this county.
Cheatham County's rate standing among U.S. counties
Primary signal
The effective rate sits near the national middle
Cheatham County's 0.47% effective rate sits near the middle of 3,135 tracked counties (more affordable than 87%).
Decision signal 2
Income carries a light tax share
Property taxes in Cheatham County run a bit below the commonly cited 2%-4% national benchmark, at about 1.8% of the $89,852 median household income.
Decision signal 3
The bill is near the usual comparison points
Homeowners in Cheatham County pay a median annual property tax of $1,582, notably lower than the national median and notably higher than the Tennessee state median. On a $338,700 median home, that works out to an effective rate of 0.47% once the local assessment base and millage are combined.
Decision signal 4
Near the middle of Tennessee counties by effective rate
Cheatham County ranks #50 of 95 counties in Tennessee by effective rate (47% of in-state counties pay a lower rate).
Informational notice
Figures describe the median homeowner household in Cheatham County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
The rate gave way faster than almost anywhere
Between the 2020 and 2024 releases the median home value in Cheatham County rose 70.3%, from $198,900 to $338,700. The effective rate fell 24.4% over the same span, a steeper move than in 92% of U.S. counties.
The median bill still rose 28.7%, to $1,582. Where the rate drops this far and the bill rises anyway, what changed is the value the rate is applied to.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
The bill here climbed steeply over 2020-2024, up 29% from $1,229 to $1,582. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.
The fullest band here is the $800 to $1,499 range, holding 3,941 of 13,273 owner-occupied homes (29.7%). The band shows where the largest share of reported owner-occupied households falls; it is not an individual-bill estimate.
The most forgiving PAIRING in the data, top-quartile household income with a bottom-quartile effective rate, puts the median bill at 1.8% of median household income. Home values still drive the dollar figure, which is why the ratio above varies widely among counties that share this position.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Cheatham County Homeowners Actually Pay
The single largest group of Cheatham County homeowners, 3,941 of 13,273 owner-occupied homes (29.7%), pays $800 to $1,499 a year. The median is one point in this spread, not a typical bill.
- Less than $800 14.9% (1,982)
- $800 to $1,499 29.7% (3,941)
- $1,500 to $1,999 19.6% (2,603)
- $2,000 to $2,999 21.9% (2,904)
- $3,000 or more 9.6% (1,272)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
571 homes here (4.3%) report no real estate tax at all. Exemptions are set by state: how Tennessee handles assessments and appeals.
With vs Without Mortgage
In Cheatham County, mortgaged homeowners pay 10% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.
Cheatham County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Cheatham County's effective rate is higher than 47% of the 95 counties in Tennessee - ranking #50 of 95.
Where Cheatham County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
0.47% Among the most affordable more affordable than 87% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
What changed since 2020
The median bill in Cheatham County moved from $1,229 in the 2020 release to $1,582 in 2024, a change of about 29%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.
Cheatham County vs Benchmarks
| Metric | Cheatham County | Tennessee Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Below-median bill | |||
| Effective Tax Rate Low rate | |||
| Median Home Value | |||
| Tax as % of income Light income burden | 1.8% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Cheatham County is QUIET · MID on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Tennessee counties.
Cheatham County rate trail · QUIET
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $1,582 +7.0% | 0.47% |
| 2023 | $1,479 +3.6% | 0.51% |
| 2022 | $1,427 +7.5% | 0.54% |
| 2021 | $1,328 +8.1% | 0.61% |
| 2020 | $1,229 | 0.62% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Cheatham County: tax takes only 1.8% of income
Counties near Cheatham County's effective rate
On effective rate, Cheatham County sits nearest Marion County (SC), Kershaw County (SC), Stone County (MO).
On published median-tax change, the nearest matches are Posey County (IN), Collier County (FL), Wheeler County (OR).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Cheatham County: only 3% of returns show Schedule A real-estate tax
Tax year 2022: 720 of 20,650 returns from Cheatham County reported real estate taxes, averaging $3,363 - 31% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Tennessee
Cheatham County rate FAQs
- What is the tax affordability score for Cheatham County?
- Cheatham County, Tennessee scores B- (69/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is rate relief at A (0.47%). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- What is the average property tax in Cheatham County, Tennessee?
- The median annual property tax in Cheatham County is $1,582, an effective rate of 0.47% on a $338,700 median home (Census ACS, 2024).
- How does Cheatham County property tax compare to the national average?
- Property taxes in Cheatham County run notably lower than the national median of $1,993, an effective rate of 0.47% versus 0.92% nationally.
- Are property taxes increasing in Cheatham County?
- The ACS median property-tax bill for Cheatham County jumped 28.7% between the 2020 and 2024 5-year releases, from $1,229 to $1,582, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
- What percentage of income goes to property taxes in Cheatham County?
- Property taxes in Cheatham County run a bit below the commonly cited 2%-4% national benchmark, at about 1.8% of the $89,852 median household income.
What to do with Cheatham County's QUIET rate
At Cheatham County's 0.47% effective rate, a $338,700 home implies about $1,582/yr - plug in your own assessed value rather than quoting the county median. Estimate your bill →
Income burden is light here: about 1.8% of Cheatham County's $89,852 median household income goes to the property-tax bill.
Nationwide peers by effective rate (then bill)
Rate-first peers for Cheatham County's QUIET effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.47%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $1,582/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Cheatham County
Nearest ABS(median_tax) ACS peers for Cheatham County (QUIET · MID), replacing the old fixed Keep exploring strip.
QUIET MID
Brooks County, GA
ABS(median_tax) peer · $1,583/yr (near-tied bill ABS $1); rate 1.14% vs Cheatham County 0.47%.
Hancock County, MS
ABS(median_tax) peer · $1,583/yr (near-tied bill ABS $1); rate 0.71% vs Cheatham County 0.47%.
Haywood County, NC
ABS(median_tax) peer · $1,583/yr (near-tied bill ABS $1); rate 0.57% vs Cheatham County 0.47%.
Lafayette County, MO
ABS(median_tax) peer · $1,581/yr (near-tied bill ABS $1); rate 0.73% vs Cheatham County 0.47%.
Tennessee county set
State ACS overview for every published Tennessee county rate and median bill.
Assessment cycle basics
Cheatham County stamps QUIET · MID - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Cheatham County (QUIET · MID) - ACS medians, not a parcel bill.