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Texas · County property tax · ACS 2024

San Saba County Property Taxes

The median homeowner in San Saba County pays $1,513 a year, an effective rate of 0.90%, notably lower than the U.S. average.

$1,513
Median tax / yr · Below-median bill
0.90%
Effective rate · Above-median rate
-24%
vs U.S. average
#223 of 250
rank in TX

The verdict

Homeowners in San Saba County pay a median $1,513 a year in property tax, an effective rate of 0.90%, more affordable than 43% of U.S. counties (Census ACS 2024).

$1,513
Median annual tax bill, 2024
0.90%
Effective rate on median home
#1794 of 3135
U.S. counties by tax burden
-24%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($168,700). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

Tax affordability score · San Saba County, TX

42/100

5 ACS dimensions · release 2024

Comparative score against U.S. county percentiles on Census ACS medians (effective rate, bill, income share, mortgage gap, home-value/income). Higher means more affordable on those published medians, not a recommendation to buy, sell, appeal, or move, and not your personal tax bill. Missing inputs drop out and redistribute weight. How it is calculated.

Bill size C-
$1,513/yr

San Saba County's median annual property-tax bill vs U.S. counties

Housing pressure D
3.02×

Median home value relative to San Saba County's median income

Rate relief D
0.90%

San Saba County's effective rate vs U.S. county percentiles (ACS 2024)

Income room D
2.7%

Median tax as a share of San Saba County's median household income

Mortgage premium F
+$674

Mortgaged vs free-and-clear median bill gap in San Saba County

San Saba County affordability profile (scored ACS dimensions) 5-axis radar comparing 1 series across Bill size, Housing pressure, Rate relief, Income room, Mortgage premium. Bill sizeHousing pressureRate reliefIncome roomMortgage premium 42 D
San Saba County affordability profile (scored ACS dimensions)
Read the chart values
  • Bill size: 55/100 (C-) · $1,513/yr
  • Housing pressure: 47/100 (D) · 3.02×
  • Rate relief: 43/100 (D) · 0.90%
  • Income room: 43/100 (D) · 2.7%
  • Mortgage premium: 20/100 (F) · +$674

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Census Bureau ACS property tax data for Texas. Population: 5,696. Owner-occupied homes: 1,498.

The median annual property tax in San Saba County is $1,513, which is 64% lower than the Texas state average and 24% below the national average. The effective tax rate is 0.90% on a median home value of $168,700. Property taxes represent 2.7% of the median household income in this county.

What This Data Tells Us About San Saba County

Primary signal

The bill sits below the Texas median

Homeowners in San Saba County pay a median annual property tax of $1,513, notably lower than the national median and far below the Texas state median. On a $168,700 median home, that works out to an effective rate of 0.90% once the local assessment base and millage are combined.

Decision signal 2

High among Texas counties by effective rate

San Saba County ranks #223 of 250 counties in Texas by effective rate (11% of in-state counties pay a lower rate).

Decision signal 3

The effective rate sits near the national middle

San Saba County's 0.90% effective rate sits near the middle of 3,135 tracked counties (more affordable than 43%).

Decision signal 4

Income and the tax bill sit in the middle band

Property taxes in San Saba County run within the commonly cited 2%-4% national benchmark, at about 2.7% of the $55,819 median household income.

This page is for informational purposes only and is not tax, legal, or financial advice. Figures describe the median homeowner household in San Saba County as reported to the Census Bureau, your own bill can differ based on your parcel's assessed value, exemptions, special districts, and municipal overlays. Always consult your county assessor, tax collector, or a qualified professional before making decisions that depend on these numbers.

The rate gave way faster than almost anywhere

Between the 2020 and 2024 releases the median home value in San Saba County rose 41.3%, from $119,400 to $168,700. The effective rate fell 22.7% over the same span, a steeper move than in 89% of U.S. counties.

The median bill still rose 9.2%, to $1,513. Where the rate drops this far and the bill rises anyway, what changed is the value the rate is applied to.

Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.

Median Annual Tax
$1,513
Below-median bill
-64% vs State -24% vs US
Median Home Value
$168,700
-41% vs State -26% vs US
Effective Tax Rate
0.90%
Above-median rate
-40% vs State -2% vs US

How to read this county's bill

Very little moved here between 2020 and 2024: the typical bill went from $1,385 to $1,513, a change of 9%. The comparison describes county-level medians only; individual assessments and bills can differ.

The largest reported group here falls at the bottom of the national range: 470 of 1,498 owner-occupied homes (31.4%) report annual real-estate taxes under $800. This distribution describes reported owner-occupied homes, not an affordability judgment for any property.

This county earns in the bottom quarter of the country and taxes above the median rate, so the median bill absorbs 2.7% of median household income. The rate alone understates that; it is the pairing that matters.

The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.

What San Saba County Homeowners Actually Pay

The single largest group of San Saba County homeowners, 470 of 1,498 owner-occupied homes (31.4%), pays less than $800 a year. The median is one point in this spread, not a typical bill.

  • Less than $800 31.4% (470)
  • $800 to $1,499 15.5% (232)
  • $1,500 to $1,999 18.2% (272)
  • $2,000 to $2,999 9.8% (147)
  • $3,000 or more 19.8% (297)

Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.

80 homes here (5.3%) report no real estate tax at all. Exemptions are set by state: how Texas handles assessments and appeals.

With vs Without Mortgage

With Mortgage
$2,014
$168/mo
Without Mortgage
$1,340
$112/mo

Mortgaged homeowners in San Saba County pay a substantially higher bill, 50% more, pointing to a wide home-value gap between the two groups.

How San Saba County compares

Effective property tax rate (median tax ÷ median home value), ACS 2024.

San Saba County 0.90%
Texas average 1.49%
U.S. average 0.92%

San Saba County's effective rate is higher than 11% of the 250 counties in Texas - ranking #223 of 250 for property tax burden.

Where San Saba County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

0.90% more affordable than 43% of 3,135 U.S. counties

Show national distribution This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

Below Texas on both measures

San Saba County's effective rate runs 40% under the Texas median and its bill 64% under. Both sitting on the same side means the gap is not a valuation artefact: a county can post a low rate purely because its homes are expensive, but then the bill rises to meet the state. Here it does not, so the $1,513 median bill reflects a genuinely lighter charge than the Texas norm rather than a different denominator. Compare it against the state page before reading anything into the county rank.

San Saba County vs Benchmarks

Metric San Saba County Texas Avg U.S. Avg
Median Annual Tax Below-median bill $1,513 $4,232 $1,993
Effective Tax Rate Above-median rate 0.90% 1.49% 0.92%
Median Home Value $168,700 $283,800 $227,791
Tax as % of income Above-median income burden 2.7% - -

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

San Saba County stamps UNDER · MID - still check the parcel card

On San Saba County's published figures (UNDER · MID), a $168,700 median home carries a $1,513 median bill, so every 10% off an assessed value is worth about $151 a year at the same rate. Whether an appeal is worth filing depends on your own parcel. Use our free Appeal Savings Estimator to run your own numbers, then read our step-by-step appeal guide for the procedure in Texas.

Property Tax History · UNDER · MID

$1,300$1,400$1,500$1,600$1,700 20202021202220232024 $1,513
Median annual property tax in San Saba County, 2020–2024 (ACS). Up +9% over the period.
Year Median Tax (vs prior release) Effective Rate
2024 $1,513 -7.1% 0.90%
2023 $1,628 +6.7% 1.01%
2022 $1,526 +1.7% 1.14%
2021 $1,501 +8.4% 1.24%
2020 $1,385 1.16%

Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.

Tax Burden

Tax-to-Income Ratio
2.7%
of median household income
Median Income
$55,819
per year
Monthly Tax
$126
per month

Tax Affordability Score

7.1
Affordable

An effective rate roughly in line with the national average of 0.92% puts San Saba County in the "Affordable" band for property tax burden.

Very Expensive Very Affordable

How this score is calculated: a 1-10 scale derived mechanically from the ratio of this county's effective rate to the national average effective rate (0.92%) - a ratio at or below 0.5× scores 10, a ratio at or above 2.0× scores 1, with a linear scale between. It is a factual comparison of Census figures only, not a recommendation, quality rating, or endorsement of San Saba County or any other county.

Counties with similar tax profiles

On effective rate, San Saba County sits nearest Umatilla County (OR), Washington County (OK), Jackson County (OH).

On published median-tax change, the nearest matches are Atlantic County (NJ), Huerfano County (CO), Clay County (AR).

How peers are chosen

These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.

What tax filers report in San Saba County

Of the 2,520 federal returns filed from San Saba County in 2022, 60 (2.4% of filers) itemised and reported real estate taxes on Schedule A, averaging $5,167 each. The largest group was filers with adjusted gross income of $75-100k, who accounted for 50% of the county's reporting returns.

Two things this does not say. The amount is what filers reported, recorded before the $10,000 cap on combined state and local tax deductions applies, so it is not the amount deducted. And the share is of everyone who files a return, not of homeowners: most filers now take the standard deduction, so a minority itemise at all. Source: IRS Statistics of Income county data, tax year 2022.

Other Counties in Texas

View all counties in Texas →

Frequently Asked Questions

How does San Saba County property tax compare to the national average?
Property taxes in San Saba County run notably lower than the national median of $1,993, an effective rate of 0.90% versus 0.92% nationally.
What is the average property tax in San Saba County, Texas?
The median annual property tax in San Saba County is $1,513, an effective rate of 0.90% on a $168,700 median home (Census ACS, 2024).
What percentage of income goes to property taxes in San Saba County?
Property taxes in San Saba County run within the commonly cited 2%-4% national benchmark, at about 2.7% of the $55,819 median household income.
Are property taxes increasing in San Saba County?
The ACS median property-tax bill for San Saba County climbed 9.2% between the 2020 and 2024 5-year releases, from $1,385 to $1,513, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
What is the tax affordability score for San Saba County?
San Saba County, Texas scores D (42/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is bill size at C- ($1,513/yr). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.

What to do with San Saba County's numbers

  • Inside Texas, San Saba County's $1,513 median bill runs low versus the state median - check peer counties before assuming the lowest bill is the best move. Texas overview →
  • San Saba County ranks #223 of 250 Texas counties by effective rate - on the lower-burden half of the state ACS set. Texas overview →
  • If San Saba County's assessment looks high versus the $168,700 typical home, check Texas's filing window and evidence rules before the notice deadline passes. How to appeal →
Effective-rate definition

Effective rate is the county median tax divided by the county median home value ($168,700); your parcel's assessed value, exemptions, and local levies determine your actual bill. U.S. Census Bureau ACS · 2024.

Nationwide peers by effective rate & median bill

Two PlainPropertyTax-derived comparison paths for San Saba County, both outside Texas so the link neighborhoods are not the same-state geography lattice. Axes stay disjoint: median-bill peers exclude the effective-rate peer set.

Similar effective rate

Nearest out-of-state counties by ACS effective rate. This county: 0.90%.

Similar median bill

Nearest out-of-state counties by ACS median annual tax. This county: $1,513/yr. Rate peers are excluded so the two link sets stay distinct.

Read with San Saba County

Nearest ABS(median_tax) ACS peers for San Saba County (UNDER · MID), replacing the old fixed Keep exploring strip.

UNDER MID

Data vintage and method

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

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Editorial standards and provenance

PlainPropertyTax is rendered directly from the U.S. Census Bureau's American Community Survey (ACS) 5-year estimates, no number is typed in by an editor. This page draws directly on the Census ACS county-level record for San Saba County. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-09.