Arizona · County property tax · ACS 2024
Apache County Property Taxes
The median homeowner in Apache County pays $572 a year, an effective rate of 0.90%, far below the U.S. average.
- $572
- Median tax / yr · Very low bill
- 0.90%
- Effective rate · Above-median rate
- -71%
- vs U.S. average
- #1 of 15
- rank in AZ
The verdict
Homeowners in Apache County pay a median $572 a year in property tax, an effective rate of 0.90%, more affordable than 43% of U.S. counties (Census ACS 2024).
- $572
- Median annual tax bill, 2024
- 0.90%
- Effective rate on median home
- #1794 of 3135
- U.S. counties by tax burden
- -71%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($63,700). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Arizona. Population: 65,341. Owner-occupied homes: 16,761.
The median annual property tax in Apache County is $572, which is 70% lower than the Arizona state average and 71% below the national average. The effective tax rate is 0.90% on a median home value of $63,700. Property taxes represent 1.4% of the median household income in this county.
Why Apache County's ACS bill runs light vs the U.S.
Primary signal
The bill sits well below the national median
Homeowners in Apache County pay a median annual property tax of $572, far below the national median and far below the Arizona state median. On a $63,700 median home, that works out to an effective rate of 0.90% once the local assessment base and millage are combined.
Decision signal 2
Low among Arizona counties by effective rate
Apache County ranks #1 of 15 counties in Arizona by effective rate (93% of in-state counties pay a lower rate).
Decision signal 3
Income carries a light tax share
Property taxes in Apache County run well below the commonly cited 2%-4% national benchmark, at about 1.4% of the $41,438 median household income.
Decision signal 4
The effective rate sits near the national middle
Apache County's 0.90% effective rate sits near the middle of 3,135 tracked counties (more affordable than 43%).
Informational notice
Figures describe the median homeowner household in Apache County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
The rate held while the market moved
Apache County sits in the quarter of U.S. counties whose effective rate moved least over this span: 16.3% up, against a median home value that rose 3.1%.
A near-steady rate on a moving market passes that movement straight through: the median bill rose 19.9%, from $477 to $572.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
Bills rose across 2020-2024, from $477 to $572, a gain of 20%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.
The largest single group of owner-occupied homes in this county reports no real estate tax at all: 11,987 of 16,761 homes (71.5%). When that group leads, the county median does not describe the most common reported amount.
This county earns in the bottom quarter of the country and taxes above the median rate, so the median bill absorbs 1.4% of median household income. The rate alone understates that; it is the pairing that matters.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
Apache County is an outlier inside Arizona
Across the 15 Arizona counties with a published rate, the average effective rate is 0.55%. Apache County is at 0.90%, which sits 2.6 standard deviations above that average. Fewer than one county in twenty nationally is this far from its own state's centre, so a state-level average is a poor guide to what is owed here.
Standard deviations are computed across every county in the state with a published effective rate for 2024; states with fewer than five such counties are not assessed.
What Apache County Homeowners Actually Pay
Most Apache County homeowners are not billed at all: 11,987 of 16,761 owner-occupied homes (71.5%) report no real estate tax. A median bill describes only the minority who pay one.
- Less than $800 17.9% (2,995)
- $800 to $1,499 5.8% (968)
- $1,500 to $1,999 2.4% (406)
- $2,000 to $2,999 1.6% (276)
- $3,000 or more 0.8% (129)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
11,987 homes here (71.5%) report no real estate tax at all, an unusually large share, high enough that the median bill above describes a minority of Apache County homeowners. Exemptions are set by state: how Arizona handles assessments and appeals.
With vs Without Mortgage
Mortgaged homeowners in Apache County pay more than double the bill of those without one (+98%), the widest kind of value gap this dataset tracks.
Apache County's bill vs state & U.S. medians
Median annual bill bars around Apache County's LIGHT ACS 2024 figure.
Apache County's median bill is 70% below the Arizona median and 71% below the U.S. median.
A high rate, a smaller bill
Apache County taxes property at 0.90%, about 88% above the Arizona average, yet its median bill of $572 lands roughly 70% below it. The effective rate is the bill divided by the home's value, so a county can only sit on opposite sides of the state average this way when its homes are worth materially less than the state norm. The rate is the policy; the bill is what the housing market does with it.
Apache County vs Benchmarks
| Metric | Apache County | Arizona Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Very low bill | |||
| Effective Tax Rate Above-median rate | |||
| Median Home Value | |||
| Tax as % of income Light income burden | 1.4% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Apache County is UNDER · LIGHT on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Arizona counties.
Apache County bill trail · LIGHT
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $572 -0.3% | 0.90% |
| 2023 | $574 +10.0% | 0.84% |
| 2022 | $522 +0.0% | 0.84% |
| 2021 | $522 +9.4% | 0.91% |
| 2020 | $477 | 0.77% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Apache County: tax takes only 1.4% of income
Counties near Apache County's median bill
On effective rate, Apache County sits nearest Liberty County (FL), Effingham County (GA), Schley County (GA).
On published median-tax change, the nearest matches are Stone County (AR), Pleasants County (WV), Fulton County (IL).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Apache County: only 1% of returns show Schedule A real-estate tax
Tax year 2022: 310 of 25,370 returns from Apache County reported real estate taxes, averaging $2,061 - 39% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Arizona
Apache County bill FAQs
- How does Apache County property tax compare to the national average?
- Property taxes in Apache County run far below the national median of $1,993, an effective rate of 0.90% versus 0.92% nationally.
- What percentage of income goes to property taxes in Apache County?
- Property taxes in Apache County run well below the commonly cited 2%-4% national benchmark, at about 1.4% of the $41,438 median household income.
- What is the average property tax in Apache County, Arizona?
- The median annual property tax in Apache County is $572, an effective rate of 0.90% on a $63,700 median home (Census ACS, 2024).
- Are property taxes increasing in Apache County?
- The ACS median property-tax bill for Apache County climbed 19.9% between the 2020 and 2024 5-year releases, from $477 to $572, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
- What is the tax affordability score for Apache County?
- Apache County, Arizona scores B- (69/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is housing pressure at A+ (1.54×). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
What to do with Apache County's LIGHT bill
Apache County's $572 median bill sits well below the U.S. median - still size a parcel estimate; local millage and exemptions move the real bill. Estimate your bill →
Income burden is light here: about 1.4% of Apache County's $41,438 median household income goes to the property-tax bill.
Nationwide peers by median bill (then rate)
Bill-first peers for Apache County's LIGHT median, then a disjoint out-of-state rate set, not the same-state geography lattice.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.90%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $572/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Apache County
Nearest ABS(median_tax) ACS peers for Apache County (UNDER · LIGHT), replacing the old fixed Keep exploring strip.
UNDER LIGHT
Knott County, KY
ABS(median_tax) peer · $571/yr (near-tied bill ABS $1); rate 0.74% vs Apache County 0.90%.
Owsley County, KY
ABS(median_tax) peer · $570/yr (near-tied bill ABS $2); rate 0.71% vs Apache County 0.90%.
Adair County, OK
ABS(median_tax) peer · $569/yr (near-tied bill ABS $3); rate 0.48% vs Apache County 0.90%.
Hardy County, WV
ABS(median_tax) peer · $575/yr (near-tied bill ABS $3); rate 0.35% vs Apache County 0.90%.
Arizona county set
State ACS overview for every published Arizona county rate and median bill.
Assessment cycle basics
Apache County stamps UNDER · LIGHT - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Apache County (UNDER · LIGHT) - ACS medians, not a parcel bill.