Oklahoma · County property tax · ACS 2024
Payne County Property Taxes
The median homeowner in Payne County pays $1,903 a year, an effective rate of 0.85%, modestly below the U.S. average.
- $1,903
- Median tax / yr · Above-median bill
- 0.85%
- Effective rate · Above-median rate
- -5%
- vs U.S. average
- #8 of 77
- rank in OK
The verdict
Homeowners in Payne County pay a median $1,903 a year in property tax, an effective rate of 0.85%, more affordable than 46% of U.S. counties (Census ACS 2024).
- $1,903
- Median annual tax bill, 2024
- 0.85%
- Effective rate on median home
- #1679 of 3135
- U.S. counties by tax burden
- -5%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($223,300). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Oklahoma. Population: 82,972. Owner-occupied homes: 16,641.
The median annual property tax in Payne County is $1,903, which is 19% higher than the Oklahoma state average and 5% below the national average. The effective tax rate is 0.85% on a median home value of $223,300. Property taxes represent 3.8% of the median household income in this county.
Payne County's rate standing among U.S. counties
Primary signal
The effective rate sits near the national middle
Payne County's 0.85% effective rate sits near the middle of 3,135 tracked counties (more affordable than 46%).
Decision signal 2
Low among Oklahoma counties by effective rate
Payne County ranks #8 of 77 counties in Oklahoma by effective rate (90% of in-state counties pay a lower rate).
Decision signal 3
The bill is near the usual comparison points
Homeowners in Payne County pay a median annual property tax of $1,903, modestly below the national median and notably higher than the Oklahoma state median. On a $223,300 median home, that works out to an effective rate of 0.85% once the local assessment base and millage are combined.
Decision signal 4
Income and the tax bill sit in the middle band
Property taxes in Payne County run within the commonly cited 2%-4% national benchmark, at about 3.8% of the $49,809 median household income.
Informational notice
Figures describe the median homeowner household in Payne County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
Most of the market's rise reached the bill
The effective rate here moved 7.7% down between 2020 and 2024, a smaller shift than in 69% of U.S. counties. With the median home value rose 29.3%, the median bill rose 19.4% to $1,903: the rate did comparatively little to offset the market.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
Bills rose across 2020-2024, from $1,594 to $1,903, a gain of 19%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.
The plurality of owner-occupied homes here falls in the $2,000 to $2,999 band, at 4,178 of 16,641 (25.1%). This shows the reported distribution around the county median, while individual assessments can vary.
This county earns in the bottom quarter of the country and taxes above the median rate, so the median bill absorbs 3.8% of median household income. The rate alone understates that; it is the pairing that matters.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Payne County Homeowners Actually Pay
The single largest group of Payne County homeowners, 4,178 of 16,641 owner-occupied homes (25.1%), pays $2,000 to $2,999 a year. The median is one point in this spread, not a typical bill.
- Less than $800 16.0% (2,667)
- $800 to $1,499 19.7% (3,283)
- $1,500 to $1,999 13.8% (2,298)
- $2,000 to $2,999 25.1% (4,178)
- $3,000 or more 19.1% (3,176)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
1,039 homes here (6.2%) report no real estate tax at all. Exemptions are set by state: how Oklahoma handles assessments and appeals.
With vs Without Mortgage
Mortgaged homeowners in Payne County pay a substantially higher bill, 41% more, pointing to a wide home-value gap between the two groups.
Payne County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Payne County's effective rate is higher than 90% of the 77 counties in Oklahoma - ranking #8 of 77.
Where Payne County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
0.85% more affordable than 46% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
Same rate as Oklahoma, a larger bill
The effective rate here sits within 6% of the Oklahoma median, yet the median bill runs 19% above it. When the rate matches and the cheque does not, the difference is in what is being taxed, not how heavily: the same percentage applied to costlier housing produces $1,903 here. That is why comparing counties on rate alone can invert the answer a homeowner actually cares about.
Payne County vs Benchmarks
| Metric | Payne County | Oklahoma Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Above-median bill | |||
| Effective Tax Rate Above-median rate | |||
| Median Home Value | |||
| Tax as % of income Heavy income burden | 3.8% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Payne County is UNDER · MID on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Oklahoma counties.
Payne County rate trail · UNDER
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $1,903 +1.0% | 0.85% |
| 2023 | $1,884 +8.9% | 0.87% |
| 2022 | $1,730 +6.1% | 0.88% |
| 2021 | $1,631 +2.3% | 0.95% |
| 2020 | $1,594 | 0.92% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Payne County: tax-to-income at 3.8%
Counties near Payne County's effective rate
On effective rate, Payne County sits nearest Boone County (MO), Greene County (MS), Wicomico County (MD).
On published median-tax change, the nearest matches are Fayette County (PA), Fulton County (KY), Juniata County (PA).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Payne County: only 5% of returns show Schedule A real-estate tax
Tax year 2022: 1,530 of 30,740 returns from Payne County reported real estate taxes, averaging $4,049 - 38% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Oklahoma
Payne County rate FAQs
- What is the tax affordability score for Payne County?
- Payne County, Oklahoma scores F (32/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is rate relief at D (0.85%). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- What is the average property tax in Payne County, Oklahoma?
- The median annual property tax in Payne County is $1,903, an effective rate of 0.85% on a $223,300 median home (Census ACS, 2024).
- How does Payne County property tax compare to the national average?
- Property taxes in Payne County run modestly below the national median of $1,993, an effective rate of 0.85% versus 0.92% nationally.
- What percentage of income goes to property taxes in Payne County?
- Property taxes in Payne County run within the commonly cited 2%-4% national benchmark, at about 3.8% of the $49,809 median household income.
- Are property taxes increasing in Payne County?
- The ACS median property-tax bill for Payne County climbed 19.4% between the 2020 and 2024 5-year releases, from $1,594 to $1,903, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
What to do with Payne County's UNDER rate
At Payne County's 0.85% effective rate, a $223,300 home implies about $1,903/yr - plug in your own assessed value rather than quoting the county median. Estimate your bill →
Payne County ranks #8 of 77 Oklahoma counties by effective rate - on the higher-burden half of the state ACS set. Oklahoma overview →
Nationwide peers by effective rate (then bill)
Rate-first peers for Payne County's UNDER effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.85%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $1,903/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Payne County
Nearest ABS(median_tax) ACS peers for Payne County (UNDER · MID), replacing the old fixed Keep exploring strip.
UNDER MID
Long County, GA
ABS(median_tax) peer · tied with Payne County at $1,903/yr; rate 0.87% vs Payne County 0.85%.
Warren County, IL
ABS(median_tax) peer · tied with Payne County at $1,903/yr; rate 1.81% vs Payne County 0.85%.
Gilliam County, OR
ABS(median_tax) peer · $1,904/yr (near-tied bill ABS $1); rate 1.01% vs Payne County 0.85%.
Montague County, TX
ABS(median_tax) peer · $1,902/yr (near-tied bill ABS $1); rate 0.92% vs Payne County 0.85%.
Oklahoma county set
State ACS overview for every published Oklahoma county rate and median bill.
Assessment cycle basics
Payne County stamps UNDER · MID - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Payne County (UNDER · MID) - ACS medians, not a parcel bill.