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Michigan · County property tax · ACS 2024

Mackinac County Property Taxes

The median homeowner in Mackinac County pays $1,863 a year, an effective rate of 1.07%, modestly below the U.S. average.

$1,863
Median tax / yr
1.07%
Effective rate
-7%
vs U.S. average
#45 of 83
rank in MI

The verdict

Homeowners in Mackinac County pay a median $1,863 a year in property tax, an effective rate of 1.07%, more affordable than 30% of U.S. counties.

$1,863
Median annual tax bill, 2024
1.07%
Effective rate on median home
#2185 of 3135
U.S. counties by tax burden
-7%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($174,500). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

Census Bureau ACS property tax data for Michigan. Owner-occupied homes: 4,049.

The median annual property tax in Mackinac County is $1,863, which is 36% lower than the Michigan state average and 7% below the national average. The effective tax rate is 1.07% on a median home value of $174,500. Property taxes represent 2.9% of the median household income in this county.

What This Data Tells Us About Mackinac County

Homeowners in Mackinac County pay a median annual property tax of $1,863, modestly below the national median and well below the Michigan state median. On a $174,500 median home, that works out to an effective rate of 1.07% once the local assessment base and millage are combined.

Property taxes in Mackinac County run within the commonly cited 2%-4% national benchmark, at about 2.9% of the $63,909 median household income. Since 2023, the published ACS median estimate has climbed 8.4%, from $1,719 to $1,863. This compares two release estimates; it does not identify a local policy, assessment, exemption, or household-bill cause.

This page is for informational purposes only and is not tax, legal, or financial advice. Figures describe the median homeowner household in Mackinac County as reported to the Census Bureau, your own bill can differ based on your parcel's assessed value, exemptions, special districts, and municipal overlays. Always consult your county assessor, tax collector, or a qualified professional before making decisions that depend on these numbers.

Median Annual Tax
$1,863
-36% vs State -7% vs US
Median Home Value
$174,500
-25% vs State -23% vs US
Effective Tax Rate
1.07%
-14% vs State +16% vs US

With vs Without Mortgage

With Mortgage
$1,974
$165/mo
Without Mortgage
$1,746
$146/mo

In Mackinac County, mortgaged homeowners pay 13% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.

How Mackinac County compares

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Mackinac County 1.07%
Michigan average 1.25%
U.S. average 0.92%

Mackinac County's effective rate is higher than 46% of the 83 counties in Michigan - ranking #45 of 83 for property tax burden.

Where Mackinac County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

1.07% more affordable than 30% of 3,135 U.S. counties

0.00%–0.25%: 19 U.S. counties (1%). Below this entry. 0.25%–0.50%: 467 U.S. counties (15%). Below this entry. 0.50%–0.75%: 904 U.S. counties (29%). Below this entry. 0.75%–1.00%: 614 U.S. counties (20%). Below this entry. 1.00%–1.25%: 452 U.S. counties (14%). This entry sits in this band. 1.25%–1.50%: 331 U.S. counties (11%). Above this entry. 1.50%–1.75%: 181 U.S. counties (6%). Above this entry. 1.75%–2.00%: 79 U.S. counties (3%). Above this entry. 2.00%–2.25%: 48 U.S. counties (2%). Above this entry. 2.25%–2.50%: 28 U.S. counties (1%). Above this entry. 2.50%–2.75%: 8 U.S. counties (0%). Above this entry. 2.75%–3.00%: 3 U.S. counties (0%). Above this entry. 3.00%–3.25%: 0 U.S. counties (0%). Above this entry. 3.25%–3.50%: 0 U.S. counties (0%). Above this entry. 3.50%–3.75%: 1 U.S. counties (0%). Above this entry. 3.75%–4.00%: 0 U.S. counties (0%). Above this entry. This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

Mackinac County vs Benchmarks

Metric Mackinac County Michigan Avg U.S. Avg
Median Annual Tax $1,863 $2,904 $1,993
Effective Tax Rate 1.07% 1.25% 0.92%
Median Home Value $174,500 $231,600 $227,791

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Think your Mackinac County property tax bill is too high?

A successful appeal can lower your assessed value by 10-25%, cutting your annual tax bill by hundreds or thousands of dollars. Use our free Appeal Savings Estimator to project savings on your specific home, then read our step-by-step appeal guide for the exact procedure in Michigan.

Property Tax History

$1,400$1,500$1,600$1,700$1,800$1,900 20202021202220232024 $1,863
Median annual property tax in Mackinac County, 2020–2024 (ACS). Up +29% over the period.
Year Median Tax Effective Rate
2024 $1,863 +8.4% 1.07%
2023 $1,719 +2.9% 1.04%
2022 $1,671 +5.4% 1.06%
2021 $1,586 +9.9% 1.14%
2020 $1,443 1.06%

Tax Burden

Tax-to-Income Ratio
2.9%
of median household income
Median Income
$63,909
per year
Monthly Tax
$155
per month

Tax Affordability Score

6
Affordable

An effective rate notably higher than the national average of 0.92% puts Mackinac County in the "Affordable" band for property tax burden.

Very Expensive Very Affordable

How this score is calculated: a 1-10 scale derived mechanically from the ratio of this county's effective rate to the national average effective rate (0.92%) - a ratio at or below 0.5× scores 10, a ratio at or above 2.0× scores 1, with a linear scale between. It is a factual comparison of Census figures only, not a recommendation, quality rating, or endorsement of Mackinac County or any other county.

Other Counties in Michigan

View all counties in Michigan →

Frequently Asked Questions

What is the average property tax in Mackinac County, Michigan?
The median annual property tax in Mackinac County is $1,863, an effective rate of 1.07% on a $174,500 median home (Census ACS, 2024).
How does Mackinac County property tax compare to the national average?
Property taxes in Mackinac County run modestly below the national median of $1,993, an effective rate of 1.07% versus 0.92% nationally.
What percentage of income goes to property taxes in Mackinac County?
Property taxes in Mackinac County run within the commonly cited 2%-4% national benchmark, at about 2.9% of the $63,909 median household income.
Are property taxes increasing in Mackinac County?
Since 2023, property taxes in Mackinac County have climbed 8.4%, from $1,719 to $1,863.

What this means in Mackinac County

How to use Mackinac County's property-tax numbers, for budgeting, comparison, or an appeal.

  • At Mackinac County's 1.07% effective rate, a $174,500 home implies about $1,863/yr, plug in your own home's value to estimate your bill. Estimate your bill
  • Mackinac County ranks #45 of 83 counties in Michigan by effective rate, compare it against the rest of the state before you judge your bill. Michigan overview
  • If your assessed value looks high relative to Mackinac County's typical home, you may have grounds to appeal, most jurisdictions have a filing window each year. How to appeal

Effective rate is the county median tax divided by the county median home value ($174,500); your parcel's assessed value, exemptions, and local levies determine your actual bill. U.S. Census Bureau ACS · 2024.

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

PlainPropertyTax is rendered directly from the U.S. Census Bureau's American Community Survey (ACS) 5-year estimates, no number is typed in by an editor. This page draws directly on the Census ACS county-level record for Mackinac County. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-06-09.