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Oklahoma · County property tax · ACS 2024

Ottawa County Property Taxes

The median homeowner in Ottawa County pays $763 a year, an effective rate of 0.62%, far below the U.S. average.

$763
Median tax / yr · Low bill
0.62%
Effective rate · Below-median rate
-62%
vs U.S. average
#42 of 77
rank in OK

The verdict

Homeowners in Ottawa County pay a median $763 a year in property tax, an effective rate of 0.62%, more affordable than 69% of U.S. counties (Census ACS 2024).

$763
Median annual tax bill, 2024
0.62%
Effective rate on median home
#974 of 3135
U.S. counties by tax burden
-62%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($123,300). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

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Census Bureau ACS property tax data for Oklahoma. Population: 30,341. Owner-occupied homes: 8,051.

The median annual property tax in Ottawa County is $763, which is 52% lower than the Oklahoma state average and 62% below the national average. The effective tax rate is 0.62% on a median home value of $123,300. Property taxes represent 1.5% of the median household income in this county.

Ottawa County's rate standing among U.S. counties

Primary signal

The effective rate sits near the national middle

Ottawa County's 0.62% effective rate sits near the middle of 3,135 tracked counties (more affordable than 69%).

Decision signal 2

The bill sits well below the national median

Homeowners in Ottawa County pay a median annual property tax of $763, far below the national median and far below the Oklahoma state median. On a $123,300 median home, that works out to an effective rate of 0.62% once the local assessment base and millage are combined.

Decision signal 3

Income carries a light tax share

Property taxes in Ottawa County run a bit below the commonly cited 2%-4% national benchmark, at about 1.5% of the $49,947 median household income.

Decision signal 4

Near the middle of Oklahoma counties by effective rate

Ottawa County ranks #42 of 77 counties in Oklahoma by effective rate (45% of in-state counties pay a lower rate).

Informational notice

Figures describe the median homeowner household in Ottawa County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.

Most of the market's rise reached the bill

The effective rate here moved 7.8% down between 2020 and 2024, a smaller shift than in 69% of U.S. counties. With the median home value rose 40.0%, the median bill rose 29.1% to $763: the rate did comparatively little to offset the market.

Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.

Median Annual Tax
$763
Low bill
-52% vs State -62% vs US
Median Home Value
$123,300
-38% vs State -46% vs US
Effective Tax Rate
0.62%
Below-median rate
-23% vs State -33% vs US

How to read this county's bill

The bill here climbed steeply over 2020-2024, up 29% from $591 to $763. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.

The largest reported group here falls at the bottom of the national range: 3,909 of 8,051 owner-occupied homes (48.6%) report annual real-estate taxes under $800. This distribution describes reported owner-occupied homes, not an affordability judgment for any property.

Incomes here are in the lowest quarter nationally while the rate sits just below the middle, and the median bill lands at 1.5% of median household income. The rate reads as unremarkable in a national ranking; the earnings behind it are not, and the ratio above is where the two meet.

The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.

What Ottawa County Homeowners Actually Pay

The single largest group of Ottawa County homeowners, 3,909 of 8,051 owner-occupied homes (48.6%), pays less than $800 a year. The median is one point in this spread, not a typical bill.

  • Less than $800 48.6% (3,909)
  • $800 to $1,499 25.5% (2,050)
  • $1,500 to $1,999 8.0% (644)
  • $2,000 to $2,999 6.3% (511)
  • $3,000 or more 4.6% (372)

Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.

565 homes here (7.0%) report no real estate tax at all. Exemptions are set by state: how Oklahoma handles assessments and appeals.

With vs Without Mortgage

With Mortgage
$954
$80/mo
Without Mortgage
$579
$48/mo

Mortgaged homeowners in Ottawa County pay more than double the bill of those without one (+65%), the widest kind of value gap this dataset tracks.

Ottawa County's effective rate vs peers

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Ottawa County 0.62%
Oklahoma average 0.80%
U.S. average 0.92%

Ottawa County's effective rate is higher than 45% of the 77 counties in Oklahoma - ranking #42 of 77.

Where Ottawa County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

0.62% Among the most affordable more affordable than 69% of 3,135 U.S. counties

Show national distribution This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

What changed since 2020

The median bill in Ottawa County moved from $591 in the 2020 release to $763 in 2024, a change of about 29%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.

Ottawa County vs Benchmarks

Metric Ottawa County Oklahoma Avg U.S. Avg
Median Annual Tax Low bill $763 $1,599 $1,993
Effective Tax Rate Below-median rate 0.62% 0.80% 0.92%
Median Home Value $123,300 $199,800 $227,791
Tax as % of income Light income burden 1.5% - -

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Ottawa County is QUIET · LIGHT on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Oklahoma counties.

Ottawa County rate trail · QUIET

$550$600$650$700$750$800 20202021202220232024 $763
Ottawa County ACS median tax 2020–2024: +29% ($591 → $763).
Year Median Tax (vs prior release) Effective Rate
2024 $763 +7.8% 0.62%
2023 $708 +6.1% 0.62%
2022 $667 +7.1% 0.62%
2021 $623 +5.4% 0.67%
2020 $591 0.67%

Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.

Ottawa County: tax takes only 1.5% of income

Tax-to-Income Ratio
1.5%
of median household income
Median Income
$49,947
per year
Monthly Tax
$64
per month

Counties near Ottawa County's effective rate

On effective rate, Ottawa County sits nearest Oliver County (ND), Person County (NC), Johnston County (NC).

On published median-tax change, the nearest matches are Mackinac County (MI), Solano County (CA), Arkansas County (AR).

How peers are chosen

These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.

Ottawa County: only 2% of returns show Schedule A real-estate tax

Tax year 2022: 290 of 12,730 returns from Ottawa County reported real estate taxes, averaging $2,121 - 41% of those reporters sat in the $100-200k AGI band.

What this IRS county file does not say

Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.

Other Counties in Oklahoma

View all counties in Oklahoma →

Ottawa County rate FAQs

How does Ottawa County property tax compare to the national average?
Property taxes in Ottawa County run far below the national median of $1,993, an effective rate of 0.62% versus 0.92% nationally.
What is the tax affordability score for Ottawa County?
Ottawa County, Oklahoma scores B (73/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is bill size at A ($763/yr). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
What is the average property tax in Ottawa County, Oklahoma?
The median annual property tax in Ottawa County is $763, an effective rate of 0.62% on a $123,300 median home (Census ACS, 2024).
What percentage of income goes to property taxes in Ottawa County?
Property taxes in Ottawa County run a bit below the commonly cited 2%-4% national benchmark, at about 1.5% of the $49,947 median household income.
Are property taxes increasing in Ottawa County?
The ACS median property-tax bill for Ottawa County jumped 29.1% between the 2020 and 2024 5-year releases, from $591 to $763, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.

What to do with Ottawa County's QUIET rate

Ottawa County's $763 median bill sits well below the U.S. median - still size a parcel estimate; local millage and exemptions move the real bill. Estimate your bill →

Income burden is light here: about 1.5% of Ottawa County's $49,947 median household income goes to the property-tax bill.

Nationwide peers by effective rate (then bill)

Rate-first peers for Ottawa County's QUIET effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.

Similar effective rate

Nearest out-of-state counties by ACS effective rate. This county: 0.62%.

Similar median bill

Nearest out-of-state counties by ACS median annual tax. This county: $763/yr. Rate peers are excluded so the two link sets stay distinct.

Read with Ottawa County

Nearest ABS(median_tax) ACS peers for Ottawa County (QUIET · LIGHT), replacing the old fixed Keep exploring strip.

QUIET LIGHT

Data vintage and method

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Ottawa County (QUIET · LIGHT) - ACS medians, not a parcel bill.