Michigan · County property tax · ACS 2024
Ingham County Property Taxes
The median homeowner in Ingham County pays $3,640 a year, an effective rate of 1.83%, far above the U.S. average.
- $3,640
- Median tax / yr · Highest-decile bill
- 1.83%
- Effective rate · Highest-decile rate
- +83%
- vs U.S. average
- #1 of 83
- rank in MI
The verdict
Homeowners in Ingham County pay a median $3,640 a year in property tax, an effective rate of 1.83%, more affordable than 4% of U.S. counties (Census ACS 2024).
- $3,640
- Median annual tax bill, 2024
- 1.83%
- Effective rate on median home
- #3004 of 3135
- U.S. counties by tax burden
- +83%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($198,800). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Michigan. Population: 283,913. Owner-occupied homes: 69,627.
The median annual property tax in Ingham County is $3,640, which is 25% higher than the Michigan state average and 83% above the national average. The effective tax rate is 1.83% on a median home value of $198,800. Property taxes represent 5.6% of the median household income in this county.
Ingham County's rate standing among U.S. counties
Primary signal
The effective rate is a national headwind
Ingham County's 1.83% effective rate is among the highest of 3,135 tracked counties: only about 96% pay more.
Decision signal 2
The bill sits well above the national median
Homeowners in Ingham County pay a median annual property tax of $3,640, far above the national median and well above the Michigan state median. On a $198,800 median home, that works out to an effective rate of 1.83% once the local assessment base and millage are combined.
Decision signal 3
Low among Michigan counties by effective rate
Ingham County ranks #1 of 83 counties in Michigan by effective rate (99% of in-state counties pay a lower rate).
Decision signal 4
Income carries a heavy tax share
Property taxes in Ingham County run a bit above the commonly cited 2%-4% national benchmark, at about 5.6% of the $65,526 median household income.
Informational notice
Figures describe the median homeowner household in Ingham County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
Most of the market's rise reached the bill
The effective rate here moved 11.0% down between 2020 and 2024, a smaller shift than in 56% of U.S. counties. With the median home value rose 38.2%, the median bill rose 23.0% to $3,640: the rate did comparatively little to offset the market.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
Bills rose across 2020-2024, from $2,960 to $3,640, a gain of 23%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.
The heaviest band is also the fullest one here: 41,233 of 69,627 owner-occupied homes (59.2%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.
A top-quartile rate meets below-median earnings here, and the median bill reaches 5.6% of median household income. A rate ranking places this county by the rate alone; the ratio above is the figure that accounts for what is earned here.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
Ingham County is an outlier inside Michigan
Across the 83 Michigan counties with a published rate, the average effective rate is 1.12%. Ingham County is at 1.83%, which sits 3.4 standard deviations above that average. Fewer than one county in twenty nationally is this far from its own state's centre, so a state-level average is a poor guide to what is owed here.
Standard deviations are computed across every county in the state with a published effective rate for 2024; states with fewer than five such counties are not assessed.
What Ingham County Homeowners Actually Pay
The single largest group of Ingham County homeowners, 41,233 of 69,627 owner-occupied homes (59.2%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.
- Less than $800 2.6% (1,814)
- $800 to $1,499 5.9% (4,124)
- $1,500 to $1,999 7.5% (5,216)
- $2,000 to $2,999 20.4% (14,194)
- $3,000 or more 59.2% (41,233)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
3,046 homes here (4.4%) report no real estate tax at all. Exemptions are set by state: how Michigan handles assessments and appeals.
With vs Without Mortgage
Mortgaged and non-mortgaged homeowners in Ingham County pay about the same bill, a 8% gap.
Ingham County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Ingham County's effective rate is higher than 99% of the 83 counties in Michigan - ranking #1 of 83.
Where Ingham County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
1.83% more affordable than 4% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
Among the highest-taxed counties in the country
At 1.83%, Ingham County sits in the top 4% of all U.S. counties by effective property-tax rate. That is the rate, not the bill: a high rate on a modest home can still produce a smaller cheque than a low rate on an expensive one, which is why the $3,640 median bill is the number to compare against another county.
Ingham County vs Benchmarks
| Metric | Ingham County | Michigan Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Highest-decile bill | |||
| Effective Tax Rate Highest-decile rate | |||
| Median Home Value | |||
| Tax as % of income Highest-decile income burden | 5.6% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Ingham County's PEAK · HEAVY lane - is an appeal worth running?
On Ingham County's published figures (PEAK · HEAVY), a $198,800 median home carries a $3,640 median bill, so every 10% off an assessed value is worth about $364 a year at the same rate. Appeal Savings Estimator · appeal guide for Michigan.
Ingham County rate trail · PEAK
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $3,640 +4.4% | 1.83% |
| 2023 | $3,488 +4.2% | 1.86% |
| 2022 | $3,346 +8.5% | 1.93% |
| 2021 | $3,084 +4.2% | 2.01% |
| 2020 | $2,960 | 2.06% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Ingham County: tax takes 5.6% of income
Counties near Ingham County's effective rate
On effective rate, Ingham County sits nearest Smith County (KS), Graham County (KS), Clinton County (IL).
On published median-tax change, the nearest matches are Muscogee County (GA), Mitchell County (IA), Sumter County (FL).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Ingham County: only 4% of returns show Schedule A real-estate tax
Tax year 2022: 5,570 of 126,480 returns from Ingham County reported real estate taxes, averaging $7,455 - 33% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Michigan
Ingham County rate FAQs
- How does Ingham County property tax compare to the national average?
- Property taxes in Ingham County run far above the national median of $1,993, an effective rate of 1.83% versus 0.92% nationally.
- What is the average property tax in Ingham County, Michigan?
- The median annual property tax in Ingham County is $3,640, an effective rate of 1.83% on a $198,800 median home (Census ACS, 2024).
- What is the tax affordability score for Ingham County?
- Ingham County, Michigan scores F (15/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is mortgage premium at C (+$262). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- What percentage of income goes to property taxes in Ingham County?
- Property taxes in Ingham County run a bit above the commonly cited 2%-4% national benchmark, at about 5.6% of the $65,526 median household income.
- Are property taxes increasing in Ingham County?
- The ACS median property-tax bill for Ingham County jumped 23.0% between the 2020 and 2024 5-year releases, from $2,960 to $3,640, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
What to do with Ingham County's PEAK rate
Ingham County's $3,640 median bill sits well above the U.S. median - size a personal estimate before treating the county headline as your budget. Estimate your bill →
Income burden is elevated here: about 5.6% of Ingham County's $65,526 median household income goes to the property-tax bill.
Nationwide peers by effective rate (then bill)
Rate-first peers for Ingham County's PEAK effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 1.83%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $3,640/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Ingham County
Nearest ABS(median_tax) ACS peers for Ingham County (PEAK · HEAVY), replacing the old fixed Keep exploring strip.
PEAK HEAVY
Burnet County, TX
ABS(median_tax) peer · $3,639/yr (near-tied bill ABS $1); rate 1.06% vs Ingham County 1.83%.
Miami County, KS
ABS(median_tax) peer · $3,643/yr (near-tied bill ABS $3); rate 1.27% vs Ingham County 1.83%.
Oswego County, NY
ABS(median_tax) peer · $3,646/yr (near-tied bill ABS $6); rate 2.40% vs Ingham County 1.83%.
Polk County, OR
ABS(median_tax) peer · $3,634/yr (near-tied bill ABS $6); rate 0.80% vs Ingham County 1.83%.
Michigan county set
State ACS overview for every published Michigan county rate and median bill.
Appeal filing windows
Ingham County stamps PEAK · HEAVY - review notice deadlines before quoting the ACS median.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Ingham County (PEAK · HEAVY) - ACS medians, not a parcel bill.