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2026 data Public-data reference. official source

Galveston County, Texas Property Taxes

Open-data reference.

Census Bureau ACS property tax data for Texas. Population: 95,138.

The median annual property tax in Galveston County is $4,442, which is 99% higher than the Texas state average and 123% above the national average. The effective tax rate is 1.41% on a median home value of $314,600. Property taxes represent 5.2% of the median household income in this county. All property tax data shown below is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, which aggregates self-reported tax payments from homeowner households across the county. This page includes tax trends over multiple years, comparisons with neighboring counties, and a rent-versus-own cost analysis.

What This Data Tells Us About Galveston County

Homeowners in Galveston County pay a median annual property tax of $4,442, which is 123% higher than the national median and 99% above the Texas state average. The effective tax rate of 1.41% on a median home value of $314,600 reflects how the local assessment base and millage combine into an actual bill.

Property taxes in Galveston County represent about 5.2% of the median household income of $86,105, compared with a common national benchmark of 2% to 4%. Homeowners with a mortgage report a median of $5,207 in annual property tax while those without a mortgage report $3,448 — a gap that usually reflects differences in home value rather than differences in tax rate. Compared with 2023, the median tax bill changed by 4.8%, which tracks reassessment cycles and changes in the underlying home value distribution.

This page is for informational purposes only and is not tax, legal, or financial advice. Figures describe the median homeowner household in Galveston County as reported to the Census Bureau — your own bill can differ based on your parcel's assessed value, exemptions, special districts, and municipal overlays. Always consult your county assessor, tax collector, or a qualified professional before making decisions that depend on these numbers.

Median Annual Tax
$4,442
+99% vs State +123% vs US
Median Home Value
$314,600
+70% vs State +38% vs US
Effective Tax Rate
1.41%
+17% vs State +53% vs US

With vs Without Mortgage

With Mortgage
$5,207
$434/mo
Without Mortgage
$3,448
$287/mo

Homeowners with a mortgage typically own higher-valued properties, which can result in higher tax bills.

How does your county compare?

Galveston County1.41Texas avg1.21U.S. avg0.92
How does your county compare?

Galveston County vs Benchmarks

Metric Galveston County Texas Avg U.S. Avg
Median Annual Tax $4,442 $2,233 $1,993
Effective Tax Rate 1.41% 1.21% 0.92%
Median Home Value $314,600 $185,237 $227,791

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Think your Galveston County property tax bill is too high?

A successful appeal can lower your assessed value by 10-25%, cutting your annual tax bill by hundreds or thousands of dollars. Use our free Appeal Savings Estimator to project savings on your specific home, then read our step-by-step appeal guide for the exact procedure in Texas.

Property Tax History

Year Median Tax Effective Rate
2024 $4,442 +4.8% 1.41%
2023 $4,238 +6.2% 1.49%
2022 $3,992 +7.4% 1.53%
2021 $3,718 +5.8% 1.62%
2020 $3,515 1.65%

Tax Burden

Tax-to-Income Ratio
5.2%
of median household income
Median Income
$86,105
per year
Monthly Tax
$370
per month

Tax Affordability Score

3.8
Expensive

Based on the effective tax rate of 1.41% compared to the national average of 0.92%. Property taxes in Galveston County are above average, contributing to higher housing costs.

Very Expensive Very Affordable

Other Counties in Texas

View all counties in Texas →

Frequently Asked Questions

What is the average property tax in Galveston County, Texas?
The median annual property tax in Galveston County is $4,442 based on the most recent Census Bureau American Community Survey data. The effective tax rate is 1.41% on a median home value of $314,600.
How does Galveston County property tax compare to the national average?
Property taxes in Galveston County are 123% above the national average of $1,993. The effective rate of 1.41% compares to 0.92% nationally.
Does having a mortgage affect property taxes in Galveston County?
In Galveston County, homeowners with a mortgage pay a median of $5,207 in annual property taxes, while homeowners without a mortgage pay $3,448. This difference often reflects the value of homes rather than different tax rates.
What percentage of income goes to property taxes in Galveston County?
Property taxes in Galveston County represent approximately 5.2% of the median household income of $86,105. The national benchmark is generally 2-4% of household income.
Are property taxes increasing in Galveston County?
Property taxes in Galveston County changed by +4.8% year-over-year, from $4,238 to $4,442. Check the historical table above for multi-year trends.
How can I appeal my property tax assessment in Galveston County?
Property tax appeals in Galveston County typically start at the county assessor's office. You can challenge the assessed value of your property by providing evidence of comparable sales, property condition, or assessment errors. Most counties have a 30-90 day window after the assessment notice to file an appeal. See our guide on how to appeal property taxes for step-by-step instructions.

Property Tax Guides

Related Data for Texas

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Related

Data sourced from official U.S. government datasets. See our methodology for details. Retrieved and formatted by Kiznis Studio Editorial

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau American Community Survey. Consult a qualified professional before making decisions based on this data.