Texas · County property tax · ACS 2024
Galveston County Property Taxes
The median homeowner in Galveston County pays $4,442 a year, an effective rate of 1.41%, far above the U.S. average.
- $4,442
- Median tax / yr · Highest-decile bill
- 1.41%
- Effective rate · High rate
- +123%
- vs U.S. average
- #68 of 250
- rank in TX
The verdict
Homeowners in Galveston County pay a median $4,442 a year in property tax, an effective rate of 1.41%, more affordable than 14% of U.S. counties (Census ACS 2024).
- $4,442
- Median annual tax bill, 2024
- 1.41%
- Effective rate on median home
- #2688 of 3135
- U.S. counties by tax burden
- +123%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($314,600). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Tax affordability score · Galveston County, TX
8/100
5 ACS dimensions · release 2024
Comparative score against U.S. county percentiles on Census ACS medians (effective rate, bill, income share, mortgage gap, home-value/income). Higher means more affordable on those published medians, not a recommendation to buy, sell, appeal, or move, and not your personal tax bill. Missing inputs drop out and redistribute weight. How it is calculated.
Median home value relative to Galveston County's median income
Galveston County's effective rate vs U.S. county percentiles (ACS 2024)
Median tax as a share of Galveston County's median household income
Galveston County's median annual property-tax bill vs U.S. counties
Mortgaged vs free-and-clear median bill gap in Galveston County
Read the chart values
- Housing pressure: 25/100 (F) · 3.65×
- Rate relief: 15/100 (F) · 1.41%
- Income room: 3/100 (F) · 5.2%
- Bill size: 2/100 (F) · $4,442/yr
- Mortgage premium: 0/100 (F) · +$1,759
Track this county alongside up to five others. Saved figures refresh when the annual source data changes.
Census Bureau ACS property tax data for Texas. Population: 358,990. Owner-occupied homes: 95,138.
The median annual property tax in Galveston County is $4,442, which is 5% higher than the Texas state average and 123% above the national average. The effective tax rate is 1.41% on a median home value of $314,600. Property taxes represent 5.2% of the median household income in this county.
What This Data Tells Us About Galveston County
Primary signal
The bill sits well above the national median
Homeowners in Galveston County pay a median annual property tax of $4,442, far above the national median and modestly above the Texas state median. On a $314,600 median home, that works out to an effective rate of 1.41% once the local assessment base and millage are combined.
Decision signal 2
Income carries a heavy tax share
Property taxes in Galveston County run a bit above the commonly cited 2%-4% national benchmark, at about 5.2% of the $86,105 median household income.
Decision signal 3
The effective rate sits near the national middle
Galveston County's 1.41% effective rate sits near the middle of 3,135 tracked counties (more affordable than 14%).
Decision signal 4
Near the middle of Texas counties by effective rate
Galveston County ranks #68 of 250 counties in Texas by effective rate (73% of in-state counties pay a lower rate).
This page is for informational purposes only and is not tax, legal, or financial advice. Figures describe the median homeowner household in Galveston County as reported to the Census Bureau, your own bill can differ based on your parcel's assessed value, exemptions, special districts, and municipal overlays. Always consult your county assessor, tax collector, or a qualified professional before making decisions that depend on these numbers.
A falling rate took the edge off
Galveston County's effective rate fell 14.6% across the 4-year span while its median home value rose 48.0%, leaving the median bill 26.4% higher at $4,442. That rate move is larger than the one in 62% of counties, so a good deal of the market's rise never reached the bill.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
The bill here climbed steeply over 2020-2024, up 26% from $3,515 to $4,442. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.
The heaviest band is also the fullest one here: 58,243 of 95,138 owner-occupied homes (61.2%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.
Both figures are in the national top quarter, and the median bill still equals only 5.2% of median household income. A high rate on high earnings produces a large dollar figure, and only the dollar figure tends to get quoted; the ratio above is the other half.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Galveston County Homeowners Actually Pay
The single largest group of Galveston County homeowners, 58,243 of 95,138 owner-occupied homes (61.2%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.
- Less than $800 8.5% (8,043)
- $800 to $1,499 7.4% (7,014)
- $1,500 to $1,999 6.7% (6,334)
- $2,000 to $2,999 11.0% (10,441)
- $3,000 or more 61.2% (58,243)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
5,063 homes here (5.3%) report no real estate tax at all. Exemptions are set by state: how Texas handles assessments and appeals.
With vs Without Mortgage
Mortgaged homeowners in Galveston County pay a substantially higher bill, 51% more, pointing to a wide home-value gap between the two groups.
How Galveston County compares
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Galveston County's effective rate is higher than 73% of the 250 counties in Texas - ranking #68 of 250 for property tax burden.
Where Galveston County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
1.41% more affordable than 14% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
What changed since 2020
The median bill in Galveston County moved from $3,515 in the 2020 release to $4,442 in 2024, a change of about 26%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.
Galveston County vs Benchmarks
| Metric | Galveston County | Texas Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Highest-decile bill | |||
| Effective Tax Rate High rate | |||
| Median Home Value | |||
| Tax as % of income Highest-decile income burden | 5.2% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Galveston County's STEEP · HEAVY lane - is an appeal worth running?
On Galveston County's published figures (STEEP · HEAVY), a $314,600 median home carries a $4,442 median bill, so every 10% off an assessed value is worth about $444 a year at the same rate. Whether an appeal is worth filing depends on your own parcel. Use our free Appeal Savings Estimator to run your own numbers, then read our step-by-step appeal guide for the procedure in Texas.
Property Tax History · STEEP · HEAVY
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $4,442 +4.8% | 1.41% |
| 2023 | $4,238 +6.2% | 1.49% |
| 2022 | $3,992 +7.4% | 1.53% |
| 2021 | $3,718 +5.8% | 1.62% |
| 2020 | $3,515 | 1.65% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Tax Burden
Tax Affordability Score
An effective rate far above the national average of 0.92% puts Galveston County in the "Expensive" band for property tax burden.
How this score is calculated: a 1-10 scale derived mechanically from the ratio of this county's effective rate to the national average effective rate (0.92%) - a ratio at or below 0.5× scores 10, a ratio at or above 2.0× scores 1, with a linear scale between. It is a factual comparison of Census figures only, not a recommendation, quality rating, or endorsement of Galveston County or any other county.
Counties with similar tax profiles
On effective rate, Galveston County sits nearest Keith County (NE), Gage County (NE), Eaton County (MI).
On published median-tax change, the nearest matches are Tucker County (WV), Lowndes County (MS), Ellis County (OK).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
What tax filers report in Galveston County
Of the 163,400 federal returns filed from Galveston County in 2022, 12,180 (7.5% of filers) itemised and reported real estate taxes on Schedule A, averaging $8,762 each. The largest group was filers with adjusted gross income of $200k+, who accounted for 35% of the county's reporting returns.
Two things this does not say. The amount is what filers reported, recorded before the $10,000 cap on combined state and local tax deductions applies, so it is not the amount deducted. And the share is of everyone who files a return, not of homeowners: most filers now take the standard deduction, so a minority itemise at all. Source: IRS Statistics of Income county data, tax year 2022.
Other Counties in Texas
Frequently Asked Questions
How does Galveston County property tax compare to the national average? ▼
What is the average property tax in Galveston County, Texas? ▼
What percentage of income goes to property taxes in Galveston County? ▼
Are property taxes increasing in Galveston County? ▼
What is the tax affordability score for Galveston County? ▼
What to do with Galveston County's numbers
- Galveston County's $4,442 median bill sits well above the U.S. median - size a personal estimate before treating the county headline as your budget. Estimate your bill →
- Income burden is elevated here: about 5.2% of Galveston County's $86,105 median household income goes to the property-tax bill.
- Galveston County ranks #68 of 250 Texas counties by effective rate - on the higher-burden half of the state ACS set. Texas overview →
- If Galveston County's assessment looks high versus the $314,600 typical home, check Texas's filing window and evidence rules before the notice deadline passes. How to appeal →
Effective-rate definition
Effective rate is the county median tax divided by the county median home value ($314,600); your parcel's assessed value, exemptions, and local levies determine your actual bill. U.S. Census Bureau ACS · 2024.
Nationwide peers by effective rate & median bill
Two PlainPropertyTax-derived comparison paths for Galveston County, both outside Texas so the link neighborhoods are not the same-state geography lattice. Axes stay disjoint: median-bill peers exclude the effective-rate peer set.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 1.41%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $4,442/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Galveston County
Nearest ABS(median_tax) ACS peers for Galveston County (STEEP · HEAVY), replacing the old fixed Keep exploring strip.
STEEP HEAVY
Milwaukee County, WI
ABS(median_tax) peer · $4,444/yr (near-tied bill ABS $2); rate 1.93% vs Galveston County 1.41%.
Johnson County, KS
ABS(median_tax) peer · $4,447/yr (near-tied bill ABS $5); rate 1.14% vs Galveston County 1.41%.
Monroe County, PA
ABS(median_tax) peer · $4,447/yr (near-tied bill ABS $5); rate 1.66% vs Galveston County 1.41%.
Bastrop County, TX
ABS(median_tax) peer · $4,453/yr (near-tied bill ABS $11); rate 1.41% vs Galveston County 1.41%.
Texas county set
State ACS overview for every published Texas county rate and median bill.
Appeal filing windows
Galveston County stamps STEEP · HEAVY - review notice deadlines before quoting the ACS median.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
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Editorial standards and provenance
PlainPropertyTax is rendered directly from the U.S. Census Bureau's American Community Survey (ACS) 5-year estimates, no number is typed in by an editor. This page draws directly on the Census ACS county-level record for Galveston County. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-09.