Virginia · County property tax · ACS 2024
Fredericksburg city Property Taxes
The median homeowner in Fredericksburg city pays $2,907 a year, an effective rate of 0.60%, well above the U.S. average.
- $2,907
- Median tax / yr · High bill
- 0.60%
- Effective rate · Below-median rate
- +46%
- vs U.S. average
- #69 of 133
- rank in VA
The verdict
Homeowners in Fredericksburg city pay a median $2,907 a year in property tax, an effective rate of 0.60%, more affordable than 71% of U.S. counties (Census ACS 2024).
- $2,907
- Median annual tax bill, 2024
- 0.60%
- Effective rate on median home
- #895 of 3135
- U.S. counties by tax burden
- +46%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($483,700). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Virginia. Population: 28,873. Owner-occupied homes: 4,657.
The median annual property tax in Fredericksburg city is $2,907, which is 4% higher than the Virginia state average and 46% above the national average. The effective tax rate is 0.60% on a median home value of $483,700. Property taxes represent 3.4% of the median household income in this county.
Fredericksburg city's rate standing among U.S. counties
Primary signal
The effective rate sits near the national middle
Fredericksburg city's 0.60% effective rate sits near the middle of 3,135 tracked counties (more affordable than 71%).
Decision signal 2
The bill sits well above the national median
Homeowners in Fredericksburg city pay a median annual property tax of $2,907, well above the national median and modestly above the Virginia state median. On a $483,700 median home, that works out to an effective rate of 0.60% once the local assessment base and millage are combined.
Decision signal 3
Income and the tax bill sit in the middle band
Property taxes in Fredericksburg city run within the commonly cited 2%-4% national benchmark, at about 3.4% of the $86,071 median household income.
Decision signal 4
Near the middle of Virginia counties by effective rate
Fredericksburg city ranks #69 of 133 counties in Virginia by effective rate (48% of in-state counties pay a lower rate).
Informational notice
Figures describe the median homeowner household in Fredericksburg city as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
The rate held while the market moved
Fredericksburg city sits in the quarter of U.S. counties whose effective rate moved least over this span: 5.7% down, against a median home value that rose 28.4%.
A near-steady rate on a moving market passes that movement straight through: the median bill rose 21.0%, from $2,402 to $2,907.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
Bills rose across 2020-2024, from $2,402 to $2,907, a gain of 21%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.
The heaviest band is also the fullest one here: 2,121 of 4,657 owner-occupied homes (45.5%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.
Top-quartile earnings meet a below-median rate, putting the median bill at 3.4% of median household income. Counties in this position span a wide range on the ratio above, because the dollar bill tracks home values rather than the rate.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Fredericksburg city Homeowners Actually Pay
The single largest group of Fredericksburg city homeowners, 2,121 of 4,657 owner-occupied homes (45.5%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.
- Less than $800 4.6% (212)
- $800 to $1,499 9.6% (449)
- $1,500 to $1,999 5.9% (274)
- $2,000 to $2,999 31.3% (1,456)
- $3,000 or more 45.5% (2,121)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
145 homes here (3.1%) report no real estate tax at all. Exemptions are set by state: how Virginia handles assessments and appeals.
With vs Without Mortgage
In Fredericksburg city, mortgaged homeowners pay 13% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.
Fredericksburg city's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Fredericksburg city's effective rate is higher than 48% of the 133 counties in Virginia - ranking #69 of 133.
Where Fredericksburg city sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
0.60% Among the most affordable more affordable than 71% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
Same bill as Virginia, a lower rate
The median bill lands within 4% of the Virginia median while the effective rate runs 18% below it. The two offset each other: a gentler rate applied to more valuable housing arrives at roughly the state's own $2,907. A rate ranking would place this county far from the middle; the bill does not.
Fredericksburg city vs Benchmarks
| Metric | Fredericksburg city | Virginia Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax High bill | |||
| Effective Tax Rate Below-median rate | |||
| Median Home Value | |||
| Tax as % of income Heavy income burden | 3.4% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Fredericksburg city is QUIET · MID on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Virginia counties.
Fredericksburg city rate trail · QUIET
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $2,907 +1.9% | 0.60% |
| 2023 | $2,853 +2.0% | 0.62% |
| 2022 | $2,796 +9.7% | 0.64% |
| 2021 | $2,548 +6.1% | 0.67% |
| 2020 | $2,402 | 0.64% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Fredericksburg city: tax-to-income at 3.4%
Counties near Fredericksburg city's effective rate
On effective rate, Fredericksburg city sits nearest Weber County (UT), Jeff Davis County (TX), Davidson County (TN).
On published median-tax change, the nearest matches are Greene County (OH), Bibb County (GA), Floyd County (KY).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Fredericksburg city: only 11% of returns show Schedule A real-estate tax
Tax year 2022: 1,490 of 13,880 returns from Fredericksburg city reported real estate taxes, averaging $4,419 - 43% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Virginia
Fredericksburg city rate FAQs
- What is the tax affordability score for Fredericksburg city?
- Fredericksburg city, Virginia scores F (39/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is rate relief at B (0.60%). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- How does Fredericksburg city property tax compare to the national average?
- Property taxes in Fredericksburg city run well above the national median of $1,993, an effective rate of 0.60% versus 0.92% nationally.
- What is the average property tax in Fredericksburg city, Virginia?
- The median annual property tax in Fredericksburg city is $2,907, an effective rate of 0.60% on a $483,700 median home (Census ACS, 2024).
- Are property taxes increasing in Fredericksburg city?
- The ACS median property-tax bill for Fredericksburg city jumped 21.0% between the 2020 and 2024 5-year releases, from $2,402 to $2,907, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
- What percentage of income goes to property taxes in Fredericksburg city?
- Property taxes in Fredericksburg city run within the commonly cited 2%-4% national benchmark, at about 3.4% of the $86,071 median household income.
What to do with Fredericksburg city's QUIET rate
Fredericksburg city's $2,907 median bill sits well above the U.S. median - size a personal estimate before treating the county headline as your budget. Estimate your bill →
Fredericksburg city ranks #69 of 133 Virginia counties by effective rate - on the lower-burden half of the state ACS set. Virginia overview →
Nationwide peers by effective rate (then bill)
Rate-first peers for Fredericksburg city's QUIET effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.60%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $2,907/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Fredericksburg city
Nearest ABS(median_tax) ACS peers for Fredericksburg city (QUIET · MID), replacing the old fixed Keep exploring strip.
QUIET MID
Livingston County, IL
ABS(median_tax) peer · $2,908/yr (near-tied bill ABS $1); rate 2.05% vs Fredericksburg city 0.60%.
Washington County, IL
ABS(median_tax) peer · $2,908/yr (near-tied bill ABS $1); rate 1.87% vs Fredericksburg city 0.60%.
Boone County, IA
ABS(median_tax) peer · $2,910/yr (near-tied bill ABS $3); rate 1.37% vs Fredericksburg city 0.60%.
Wayne County, MI
ABS(median_tax) peer · $2,904/yr (near-tied bill ABS $3); rate 1.63% vs Fredericksburg city 0.60%.
Virginia county set
State ACS overview for every published Virginia county rate and median bill.
Assessment cycle basics
Fredericksburg city stamps QUIET · MID - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Fredericksburg city (QUIET · MID) - ACS medians, not a parcel bill.