Texas · County property tax · ACS 2024
Chambers County Property Taxes
The median homeowner in Chambers County pays $3,474 a year, an effective rate of 1.05%, far above the U.S. average.
- $3,474
- Median tax / yr · High bill
- 1.05%
- Effective rate · Above-median rate
- +74%
- vs U.S. average
- #174 of 250
- rank in TX
The verdict
Homeowners in Chambers County pay a median $3,474 a year in property tax, an effective rate of 1.05%, more affordable than 32% of U.S. counties (Census ACS 2024).
- $3,474
- Median annual tax bill, 2024
- 1.05%
- Effective rate on median home
- #2145 of 3135
- U.S. counties by tax burden
- +74%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($329,500). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Texas. Population: 51,498. Owner-occupied homes: 14,052.
The median annual property tax in Chambers County is $3,474, which is 18% lower than the Texas state average and 74% above the national average. The effective tax rate is 1.05% on a median home value of $329,500. Property taxes represent 3.2% of the median household income in this county.
Why Chambers County's ACS bill runs high vs the U.S.
Primary signal
The bill sits well above the national median
Homeowners in Chambers County pay a median annual property tax of $3,474, far above the national median and notably lower than the Texas state median. On a $329,500 median home, that works out to an effective rate of 1.05% once the local assessment base and millage are combined.
Decision signal 2
Near the middle of Texas counties by effective rate
Chambers County ranks #174 of 250 counties in Texas by effective rate (30% of in-state counties pay a lower rate).
Decision signal 3
The effective rate sits near the national middle
Chambers County's 1.05% effective rate sits near the middle of 3,135 tracked counties (more affordable than 32%).
Decision signal 4
Income and the tax bill sit in the middle band
Property taxes in Chambers County run within the commonly cited 2%-4% national benchmark, at about 3.2% of the $109,804 median household income.
Informational notice
Figures describe the median homeowner household in Chambers County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
A falling rate took the edge off
Chambers County's effective rate fell 17.4% across the 4-year span while its median home value rose 46.8%, leaving the median bill 21.3% higher at $3,474. That rate move is larger than the one in 74% of counties, so a good deal of the market's rise never reached the bill.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
Bills rose across 2020-2024, from $2,865 to $3,474, a gain of 21%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.
The heaviest band is also the fullest one here: 7,576 of 14,052 owner-occupied homes (53.9%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.
Earnings are in the national top quarter and the rate is above the midpoint, so the median bill represents 3.2% of median household income. A headline bill conflates the dollar figure with the proportion; the two come apart here, and the ratio above is the second of them.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Chambers County Homeowners Actually Pay
The single largest group of Chambers County homeowners, 7,576 of 14,052 owner-occupied homes (53.9%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.
- Less than $800 13.3% (1,866)
- $800 to $1,499 8.6% (1,212)
- $1,500 to $1,999 8.4% (1,176)
- $2,000 to $2,999 9.3% (1,301)
- $3,000 or more 53.9% (7,576)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
921 homes here (6.6%) report no real estate tax at all. Exemptions are set by state: how Texas handles assessments and appeals.
With vs Without Mortgage
Mortgaged homeowners in Chambers County pay more than double the bill of those without one (+116%), the widest kind of value gap this dataset tracks.
Chambers County's bill vs state & U.S. medians
Median annual bill bars around Chambers County's HEAVY ACS 2024 figure.
Chambers County's median bill is 18% below the Texas median and 74% above the U.S. median.
Below Texas on both measures
Chambers County's effective rate runs 30% under the Texas median and its bill 18% under. Both sitting on the same side means the gap is not a valuation artefact: a county can post a low rate purely because its homes are expensive, but then the bill rises to meet the state. Here it does not, so the $3,474 median bill reflects a genuinely lighter charge than the Texas norm rather than a different denominator. Compare it against the state page before reading anything into the county rank.
Chambers County vs Benchmarks
| Metric | Chambers County | Texas Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax High bill | |||
| Effective Tax Rate Above-median rate | |||
| Median Home Value | |||
| Tax as % of income Above-median income burden | 3.2% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Is Chambers County's $3,474 median bill appeal-worthy?
At Chambers County's $3,474 ACS median (HEAVY), a 10% assessment cut is worth about $347/yr before exemptions. Appeal Savings Estimator · appeal guide for Texas.
Chambers County bill trail · HEAVY
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $3,474 +5.6% | 1.05% |
| 2023 | $3,290 +8.6% | 1.13% |
| 2022 | $3,030 -1.0% | 1.09% |
| 2021 | $3,060 +6.8% | 1.27% |
| 2020 | $2,865 | 1.28% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Chambers County: tax-to-income at 3.2%
Counties near Chambers County's median bill
On effective rate, Chambers County sits nearest Centre County (PA), Williams County (OH), Huron County (OH).
On published median-tax change, the nearest matches are Dakota County (NE), Frederick County (MD), Warren County (TN).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Chambers County: only 8% of returns show Schedule A real-estate tax
Tax year 2022: 1,900 of 23,800 returns from Chambers County reported real estate taxes, averaging $5,975 - 41% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Texas
Chambers County bill FAQs
- How does Chambers County property tax compare to the national average?
- Property taxes in Chambers County run far above the national median of $1,993, an effective rate of 1.05% versus 0.92% nationally.
- What is the tax affordability score for Chambers County?
- Chambers County, Texas scores F (25/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is housing pressure at D (3.00×). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- What is the average property tax in Chambers County, Texas?
- The median annual property tax in Chambers County is $3,474, an effective rate of 1.05% on a $329,500 median home (Census ACS, 2024).
- Are property taxes increasing in Chambers County?
- The ACS median property-tax bill for Chambers County jumped 21.3% between the 2020 and 2024 5-year releases, from $2,865 to $3,474, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
- What percentage of income goes to property taxes in Chambers County?
- Property taxes in Chambers County run within the commonly cited 2%-4% national benchmark, at about 3.2% of the $109,804 median household income.
What to do with Chambers County's HEAVY bill
Chambers County's $3,474 median bill sits well above the U.S. median - size a personal estimate before treating the county headline as your budget. Estimate your bill →
Chambers County ranks #174 of 250 Texas counties by effective rate - on the lower-burden half of the state ACS set. Texas overview →
Nationwide peers by median bill (then rate)
Bill-first peers for Chambers County's HEAVY median, then a disjoint out-of-state rate set, not the same-state geography lattice.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 1.05%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $3,474/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Chambers County
Nearest ABS(median_tax) ACS peers for Chambers County (PAR · HEAVY), replacing the old fixed Keep exploring strip.
PAR HEAVY
Lake County, OH
ABS(median_tax) peer · $3,475/yr (near-tied bill ABS $1); rate 1.62% vs Chambers County 1.05%.
Bell County, TX
ABS(median_tax) peer · $3,476/yr (near-tied bill ABS $2); rate 1.44% vs Chambers County 1.05%.
McLennan County, TX
ABS(median_tax) peer · $3,471/yr (near-tied bill ABS $3); rate 1.42% vs Chambers County 1.05%.
Yates County, NY
ABS(median_tax) peer · $3,477/yr (near-tied bill ABS $3); rate 1.88% vs Chambers County 1.05%.
Texas county set
State ACS overview for every published Texas county rate and median bill.
Assessment cycle basics
Chambers County stamps PAR · HEAVY - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Chambers County (PAR · HEAVY) - ACS medians, not a parcel bill.