Mississippi · County property tax · ACS 2024
Stone County Property Taxes
The median homeowner in Stone County pays $1,134 a year, an effective rate of 0.70%, well below the U.S. average.
- $1,134
- Median tax / yr · Below-median bill
- 0.70%
- Effective rate · Below-median rate
- -43%
- vs U.S. average
- #40 of 81
- rank in MS
The verdict
Homeowners in Stone County pay a median $1,134 a year in property tax, an effective rate of 0.70%, more affordable than 60% of U.S. counties (Census ACS 2024).
- $1,134
- Median annual tax bill, 2024
- 0.70%
- Effective rate on median home
- #1260 of 3135
- U.S. counties by tax burden
- -43%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($161,100). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Tax affordability score · Stone County, MS
66/100
5 ACS dimensions · release 2024
Comparative score against U.S. county percentiles on Census ACS medians (effective rate, bill, income share, mortgage gap, home-value/income). Higher means more affordable on those published medians, not a recommendation to buy, sell, appeal, or move, and not your personal tax bill. Missing inputs drop out and redistribute weight. How it is calculated.
Median tax as a share of Stone County's median household income
Stone County's median annual property-tax bill vs U.S. counties
Median home value relative to Stone County's median income
Stone County's effective rate vs U.S. county percentiles (ACS 2024)
Mortgaged vs free-and-clear median bill gap in Stone County
Read the chart values
- Income room: 73/100 (B) · 1.8%
- Bill size: 71/100 (B) · $1,134/yr
- Housing pressure: 64/100 (C+) · 2.62×
- Rate relief: 61/100 (C+) · 0.70%
- Mortgage premium: 57/100 (C) · +$249
Track this county alongside up to five others. Saved figures refresh when the annual source data changes.
Census Bureau ACS property tax data for Mississippi. Population: 18,894. Owner-occupied homes: 5,409.
The median annual property tax in Stone County is $1,134, which is 7% lower than the Mississippi state average and 43% below the national average. The effective tax rate is 0.70% on a median home value of $161,100. Property taxes represent 1.8% of the median household income in this county.
What This Data Tells Us About Stone County
Primary signal
The bill sits well below the national median
Homeowners in Stone County pay a median annual property tax of $1,134, well below the national median and modestly below the Mississippi state median. On a $161,100 median home, that works out to an effective rate of 0.70% once the local assessment base and millage are combined.
Decision signal 2
Income carries a light tax share
Property taxes in Stone County run a bit below the commonly cited 2%-4% national benchmark, at about 1.8% of the $61,413 median household income.
Decision signal 3
The effective rate sits near the national middle
Stone County's 0.70% effective rate sits near the middle of 3,135 tracked counties (more affordable than 60%).
Decision signal 4
Near the middle of Mississippi counties by effective rate
Stone County ranks #40 of 81 counties in Mississippi by effective rate (51% of in-state counties pay a lower rate).
This page is for informational purposes only and is not tax, legal, or financial advice. Figures describe the median homeowner household in Stone County as reported to the Census Bureau, your own bill can differ based on your parcel's assessed value, exemptions, special districts, and municipal overlays. Always consult your county assessor, tax collector, or a qualified professional before making decisions that depend on these numbers.
The rate held while the market moved
Stone County sits in the quarter of U.S. counties whose effective rate moved least over this span: 5.5% down, against a median home value that rose 29.4%.
A near-steady rate on a moving market passes that movement straight through: the median bill rose 22.3%, from $927 to $1,134.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
Bills rose across 2020-2024, from $927 to $1,134, a gain of 22%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.
The fullest band here is the $800 to $1,499 range, holding 1,440 of 5,409 owner-occupied homes (26.6%). The band shows where the largest share of reported owner-occupied households falls; it is not an individual-bill estimate.
Both figures cluster near the middle of the national range, and the median bill comes to 1.8% of median household income. Counties like this are the reason a national average exists at all, and also the reason it explains so little.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
Paying off the mortgage changes the picture here
28.8% of Stone County homes owned free and clear (789 of 2,744) report no property tax at all, against 14.1% of homes still carrying a mortgage. A reported zero is not proof of an exemption: it can equally mean a bill paid by another party, or a reporting artefact. But a gap this size is where age- and disability-based relief usually shows up, because those programmes reach owners who have finished paying.
What Stone County Homeowners Actually Pay
The single largest group of Stone County homeowners, 1,440 of 5,409 owner-occupied homes (26.6%), pays $800 to $1,499 a year. The median is one point in this spread, not a typical bill.
- Less than $800 25.6% (1,382)
- $800 to $1,499 26.6% (1,440)
- $1,500 to $1,999 7.0% (376)
- $2,000 to $2,999 12.8% (691)
- $3,000 or more 6.5% (354)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
1,166 homes here (21.6%) report no real estate tax at all, a sizeable minority for a county this size. Exemptions are set by state: how Mississippi handles assessments and appeals.
With vs Without Mortgage
In Stone County, mortgaged homeowners pay 26% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.
How Stone County compares
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Stone County's effective rate is higher than 51% of the 81 counties in Mississippi - ranking #40 of 81 for property tax burden.
Where Stone County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
0.70% Among the most affordable more affordable than 60% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
Close to the Mississippi median on both measures
Rate and bill both land within 10% of the Mississippi medians here, which makes Stone County a reasonable stand-in for the state when comparing against counties elsewhere. It also means the county-level figure adds little beyond the state figure for this particular comparison; the $1,134 median bill and the state median tell substantially the same story.
Stone County vs Benchmarks
| Metric | Stone County | Mississippi Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Below-median bill | |||
| Effective Tax Rate Below-median rate | |||
| Median Home Value | |||
| Tax as % of income Below-median income burden | 1.8% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Stone County stamps UNDER · LIGHT - still check the parcel card
On Stone County's published figures (UNDER · LIGHT), a $161,100 median home carries a $1,134 median bill, so every 10% off an assessed value is worth about $113 a year at the same rate. Whether an appeal is worth filing depends on your own parcel. Use our free Appeal Savings Estimator to run your own numbers, then read our step-by-step appeal guide for the procedure in Mississippi.
Property Tax History · UNDER · LIGHT
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $1,134 +14.4% | 0.70% |
| 2023 | $991 +3.0% | 0.61% |
| 2022 | $962 +5.5% | 0.59% |
| 2021 | $912 -1.6% | 0.61% |
| 2020 | $927 | 0.74% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Tax Burden
Tax Affordability Score
An effective rate notably lower than the national average of 0.92% puts Stone County in the "Very Affordable" band for property tax burden.
How this score is calculated: a 1-10 scale derived mechanically from the ratio of this county's effective rate to the national average effective rate (0.92%) - a ratio at or below 0.5× scores 10, a ratio at or above 2.0× scores 1, with a linear scale between. It is a factual comparison of Census figures only, not a recommendation, quality rating, or endorsement of Stone County or any other county.
Counties with similar tax profiles
On effective rate, Stone County sits nearest Woodford County (KY), Perry County (KY), Clay County (KY).
On published median-tax change, the nearest matches are Summit County (OH), Winneshiek County (IA), Hutchinson County (SD).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
What tax filers report in Stone County
Of the 7,180 federal returns filed from Stone County in 2022, 210 (2.9% of filers) itemised and reported real estate taxes on Schedule A, averaging $2,533 each. The largest group was filers with adjusted gross income of $100-200k, who accounted for 33% of the county's reporting returns.
Two things this does not say. The amount is what filers reported, recorded before the $10,000 cap on combined state and local tax deductions applies, so it is not the amount deducted. And the share is of everyone who files a return, not of homeowners: most filers now take the standard deduction, so a minority itemise at all. Source: IRS Statistics of Income county data, tax year 2022.
Other Counties in Mississippi
Frequently Asked Questions
How does Stone County property tax compare to the national average? ▼
What percentage of income goes to property taxes in Stone County? ▼
Are property taxes increasing in Stone County? ▼
What is the average property tax in Stone County, Mississippi? ▼
What is the tax affordability score for Stone County? ▼
What to do with Stone County's numbers
- Stone County's $1,134 median bill sits well below the U.S. median - still size a parcel estimate; local millage and exemptions move the real bill. Estimate your bill →
- Income burden is light here: about 1.8% of Stone County's $61,413 median household income goes to the property-tax bill.
- Stone County ranks #40 of 81 Mississippi counties by effective rate - on the higher-burden half of the state ACS set. Mississippi overview →
- If Stone County's assessment looks high versus the $161,100 typical home, check Mississippi's filing window and evidence rules before the notice deadline passes. How to appeal →
Effective-rate definition
Effective rate is the county median tax divided by the county median home value ($161,100); your parcel's assessed value, exemptions, and local levies determine your actual bill. U.S. Census Bureau ACS · 2024.
Nationwide peers by effective rate & median bill
Two PlainPropertyTax-derived comparison paths for Stone County, both outside Mississippi so the link neighborhoods are not the same-state geography lattice. Axes stay disjoint: median-bill peers exclude the effective-rate peer set.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.70%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $1,134/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Stone County
Nearest ABS(median_tax) ACS peers for Stone County (UNDER · LIGHT), replacing the old fixed Keep exploring strip.
UNDER LIGHT
Clark County, MO
ABS(median_tax) peer · tied with Stone County at $1,134/yr; rate 0.87% vs Stone County 0.70%.
Dade County, GA
ABS(median_tax) peer · $1,133/yr (near-tied bill ABS $1); rate 0.57% vs Stone County 0.70%.
Highland County, VA
ABS(median_tax) peer · $1,135/yr (near-tied bill ABS $1); rate 0.57% vs Stone County 0.70%.
Nuckolls County, NE
ABS(median_tax) peer · $1,133/yr (near-tied bill ABS $1); rate 1.17% vs Stone County 0.70%.
Mississippi county set
State ACS overview for every published Mississippi county rate and median bill.
Assessment cycle basics
Stone County stamps UNDER · LIGHT - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
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Editorial standards and provenance
PlainPropertyTax is rendered directly from the U.S. Census Bureau's American Community Survey (ACS) 5-year estimates, no number is typed in by an editor. This page draws directly on the Census ACS county-level record for Stone County. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-09.