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North Dakota · County property tax · ACS 2024

Ramsey County Property Taxes

The median homeowner in Ramsey County pays $1,976 a year, an effective rate of 0.99%, roughly in line with the U.S. average.

$1,976
Median tax / yr
0.99%
Effective rate
-1%
vs U.S. average
#24 of 53
rank in ND

The verdict

Homeowners in Ramsey County pay a median $1,976 a year in property tax, an effective rate of 0.99%, more affordable than 36% of U.S. counties.

$1,976
Median annual tax bill, 2024
0.99%
Effective rate on median home
#2004 of 3135
U.S. counties by tax burden
-1%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($199,300). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

Census Bureau ACS property tax data for North Dakota. Owner-occupied homes: 2,950.

The median annual property tax in Ramsey County is $1,976, which is 20% lower than the North Dakota state average and 1% below the national average. The effective tax rate is 0.99% on a median home value of $199,300. Property taxes represent 3.2% of the median household income in this county.

What This Data Tells Us About Ramsey County

Homeowners in Ramsey County pay a median annual property tax of $1,976, roughly in line with the national median and notably lower than the North Dakota state median. On a $199,300 median home, that works out to an effective rate of 0.99% once the local assessment base and millage are combined.

Property taxes in Ramsey County run within the commonly cited 2%-4% national benchmark, at about 3.2% of the $61,006 median household income. Since 2023, the published ACS median estimate has ticked up 7.0%, from $1,847 to $1,976. This compares two release estimates; it does not identify a local policy, assessment, exemption, or household-bill cause.

This page is for informational purposes only and is not tax, legal, or financial advice. Figures describe the median homeowner household in Ramsey County as reported to the Census Bureau, your own bill can differ based on your parcel's assessed value, exemptions, special districts, and municipal overlays. Always consult your county assessor, tax collector, or a qualified professional before making decisions that depend on these numbers.

Median Annual Tax
$1,976
-20% vs State -1% vs US
Median Home Value
$199,300
-20% vs State -13% vs US
Effective Tax Rate
0.99%
+0% vs State +8% vs US

With vs Without Mortgage

With Mortgage
$2,072
$173/mo
Without Mortgage
$1,903
$159/mo

Mortgaged and non-mortgaged homeowners in Ramsey County pay about the same bill, a 9% gap.

How Ramsey County compares

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Ramsey County 0.99%
North Dakota average 0.99%
U.S. average 0.92%

Ramsey County's effective rate is higher than 55% of the 53 counties in North Dakota - ranking #24 of 53 for property tax burden.

Where Ramsey County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

0.99% more affordable than 36% of 3,135 U.S. counties

0.00%–0.25%: 19 U.S. counties (1%). Below this entry. 0.25%–0.50%: 467 U.S. counties (15%). Below this entry. 0.50%–0.75%: 904 U.S. counties (29%). Below this entry. 0.75%–1.00%: 614 U.S. counties (20%). This entry sits in this band. 1.00%–1.25%: 452 U.S. counties (14%). Above this entry. 1.25%–1.50%: 331 U.S. counties (11%). Above this entry. 1.50%–1.75%: 181 U.S. counties (6%). Above this entry. 1.75%–2.00%: 79 U.S. counties (3%). Above this entry. 2.00%–2.25%: 48 U.S. counties (2%). Above this entry. 2.25%–2.50%: 28 U.S. counties (1%). Above this entry. 2.50%–2.75%: 8 U.S. counties (0%). Above this entry. 2.75%–3.00%: 3 U.S. counties (0%). Above this entry. 3.00%–3.25%: 0 U.S. counties (0%). Above this entry. 3.25%–3.50%: 0 U.S. counties (0%). Above this entry. 3.50%–3.75%: 1 U.S. counties (0%). Above this entry. 3.75%–4.00%: 0 U.S. counties (0%). Above this entry. This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

Ramsey County vs Benchmarks

Metric Ramsey County North Dakota Avg U.S. Avg
Median Annual Tax $1,976 $2,468 $1,993
Effective Tax Rate 0.99% 0.99% 0.92%
Median Home Value $199,300 $249,900 $227,791

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Think your Ramsey County property tax bill is too high?

A successful appeal can lower your assessed value by 10-25%, cutting your annual tax bill by hundreds or thousands of dollars. Use our free Appeal Savings Estimator to project savings on your specific home, then read our step-by-step appeal guide for the exact procedure in North Dakota.

Property Tax History

$1,400$1,600$1,800$2,000$2,200 20202021202220232024 $1,976
Median annual property tax in Ramsey County, 2020–2024 (ACS). Up +36% over the period.
Year Median Tax Effective Rate
2024 $1,976 +7.0% 0.99%
2023 $1,847 +2.7% 0.94%
2022 $1,799 +14.9% 0.93%
2021 $1,566 +7.8% 0.93%
2020 $1,453 0.94%

Tax Burden

Tax-to-Income Ratio
3.2%
of median household income
Median Income
$61,006
per year
Monthly Tax
$165
per month

Tax Affordability Score

6.5
Affordable

An effective rate modestly above the national average of 0.92% puts Ramsey County in the "Affordable" band for property tax burden.

Very Expensive Very Affordable

How this score is calculated: a 1-10 scale derived mechanically from the ratio of this county's effective rate to the national average effective rate (0.92%) - a ratio at or below 0.5× scores 10, a ratio at or above 2.0× scores 1, with a linear scale between. It is a factual comparison of Census figures only, not a recommendation, quality rating, or endorsement of Ramsey County or any other county.

Other Counties in North Dakota

View all counties in North Dakota →

Frequently Asked Questions

What is the average property tax in Ramsey County, North Dakota?
The median annual property tax in Ramsey County is $1,976, an effective rate of 0.99% on a $199,300 median home (Census ACS, 2024).
How does Ramsey County property tax compare to the national average?
Property taxes in Ramsey County run roughly in line with the national median of $1,993, an effective rate of 0.99% versus 0.92% nationally.
What percentage of income goes to property taxes in Ramsey County?
Property taxes in Ramsey County run within the commonly cited 2%-4% national benchmark, at about 3.2% of the $61,006 median household income.
Are property taxes increasing in Ramsey County?
Since 2023, property taxes in Ramsey County have ticked up 7.0%, from $1,847 to $1,976.

What this means in Ramsey County

How to use Ramsey County's property-tax numbers, for budgeting, comparison, or an appeal.

  • At Ramsey County's 0.99% effective rate, a $199,300 home implies about $1,976/yr, plug in your own home's value to estimate your bill. Estimate your bill
  • Ramsey County ranks #24 of 53 counties in North Dakota by effective rate, compare it against the rest of the state before you judge your bill. North Dakota overview
  • If your assessed value looks high relative to Ramsey County's typical home, you may have grounds to appeal, most jurisdictions have a filing window each year. How to appeal

Effective rate is the county median tax divided by the county median home value ($199,300); your parcel's assessed value, exemptions, and local levies determine your actual bill. U.S. Census Bureau ACS · 2024.

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

PlainPropertyTax is rendered directly from the U.S. Census Bureau's American Community Survey (ACS) 5-year estimates, no number is typed in by an editor. This page draws directly on the Census ACS county-level record for Ramsey County. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-06-09.