North Dakota · County property tax · ACS 2024
Ramsey County Property Taxes
The median homeowner in Ramsey County pays $1,976 a year, an effective rate of 0.99%, roughly in line with the U.S. average.
- $1,976
- Median tax / yr · Above-median bill
- 0.99%
- Effective rate · Above-median rate
- -1%
- vs U.S. average
- #24 of 53
- rank in ND
The verdict
Homeowners in Ramsey County pay a median $1,976 a year in property tax, an effective rate of 0.99%, more affordable than 36% of U.S. counties (Census ACS 2024).
- $1,976
- Median annual tax bill, 2024
- 0.99%
- Effective rate on median home
- #2004 of 3135
- U.S. counties by tax burden
- -1%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($199,300). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for North Dakota. Population: 11,556. Owner-occupied homes: 2,950.
The median annual property tax in Ramsey County is $1,976, which is 20% lower than the North Dakota state average and 1% below the national average. The effective tax rate is 0.99% on a median home value of $199,300. Property taxes represent 3.2% of the median household income in this county.
Ramsey County's rate standing among U.S. counties
Primary signal
The effective rate sits near the national middle
Ramsey County's 0.99% effective rate sits near the middle of 3,135 tracked counties (more affordable than 36%).
Decision signal 2
The bill sits below the North Dakota median
Homeowners in Ramsey County pay a median annual property tax of $1,976, roughly in line with the national median and notably lower than the North Dakota state median. On a $199,300 median home, that works out to an effective rate of 0.99% once the local assessment base and millage are combined.
Decision signal 3
The latest release moved the bill up
Since 2023, the published ACS median estimate has ticked up 7.0%, from $1,847 to $1,976. This compares two release estimates; it does not identify a local policy, assessment, exemption, or household-bill cause.
Decision signal 4
Near the middle of North Dakota counties by effective rate
Ramsey County ranks #24 of 53 counties in North Dakota by effective rate (55% of in-state counties pay a lower rate).
Decision signal 5
Income and the tax bill sit in the middle band
Property taxes in Ramsey County run within the commonly cited 2%-4% national benchmark, at about 3.2% of the $61,006 median household income.
Informational notice
Figures describe the median homeowner household in Ramsey County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
How to read this county's bill
The bill here climbed steeply over 2020-2024, up 36% from $1,453 to $1,976. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.
The plurality of owner-occupied homes here falls in the $2,000 to $2,999 band, at 708 of 2,950 (24.0%). This shows the reported distribution around the county median, while individual assessments can vary.
Earnings are below the national midpoint while the rate is above it, and the median bill equals 3.2% of median household income. The gap between those two positions is the whole story on this page.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Ramsey County Homeowners Actually Pay
The single largest group of Ramsey County homeowners, 708 of 2,950 owner-occupied homes (24.0%), pays $2,000 to $2,999 a year. The median is one point in this spread, not a typical bill.
- Less than $800 17.7% (521)
- $800 to $1,499 15.2% (449)
- $1,500 to $1,999 15.1% (446)
- $2,000 to $2,999 24.0% (708)
- $3,000 or more 22.6% (666)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
160 homes here (5.4%) report no real estate tax at all. Exemptions are set by state: how North Dakota handles assessments and appeals.
With vs Without Mortgage
Mortgaged and non-mortgaged homeowners in Ramsey County pay about the same bill, a 9% gap.
Ramsey County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Ramsey County's effective rate is higher than 55% of the 53 counties in North Dakota - ranking #24 of 53.
Where Ramsey County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
0.99% more affordable than 36% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
What changed since 2020
The median bill in Ramsey County moved from $1,453 in the 2020 release to $1,976 in 2024, a change of about 36%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.
Ramsey County vs Benchmarks
| Metric | Ramsey County | North Dakota Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Above-median bill | |||
| Effective Tax Rate Above-median rate | |||
| Median Home Value | |||
| Tax as % of income Above-median income burden | 3.2% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Ramsey County is UNDER · MID on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · North Dakota counties.
Ramsey County rate trail · UNDER
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $1,976 +7.0% | 0.99% |
| 2023 | $1,847 +2.7% | 0.94% |
| 2022 | $1,799 +14.9% | 0.93% |
| 2021 | $1,566 +7.8% | 0.93% |
| 2020 | $1,453 | 0.94% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Ramsey County: tax-to-income at 3.2%
Counties near Ramsey County's effective rate
On effective rate, Ramsey County sits nearest Washington County (NC), Carroll County (NH), Polk County (NE).
On published median-tax change, the nearest matches are Franklin County (KS), Boone County (IN), Jefferson County (MT).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Ramsey County: only 2% of returns show Schedule A real-estate tax
Tax year 2022: 100 of 5,490 returns from Ramsey County reported real estate taxes, averaging $4,880 - 40% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in North Dakota
Ramsey County rate FAQs
- What is the tax affordability score for Ramsey County?
- Ramsey County, North Dakota scores D (40/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is mortgage premium at B- (+$169). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- What is the average property tax in Ramsey County, North Dakota?
- The median annual property tax in Ramsey County is $1,976, an effective rate of 0.99% on a $199,300 median home (Census ACS, 2024).
- Are property taxes increasing in Ramsey County?
- The ACS median property-tax bill for Ramsey County is recorded at $1,976 in the 2024 5-year release against $1,453 in 2020. That is a large swing, and it should be read as movement in a survey estimate rather than as a tax change: the median here rests on about 2,950 owner-occupied homes, and swings above 50% are roughly twelve times more common in the smallest counties than in the largest. Treat the two figures as imprecise and check the county assessor for actual rate changes.
- How does Ramsey County property tax compare to the national average?
- Property taxes in Ramsey County run roughly in line with the national median of $1,993, an effective rate of 0.99% versus 0.92% nationally.
- What percentage of income goes to property taxes in Ramsey County?
- Property taxes in Ramsey County run within the commonly cited 2%-4% national benchmark, at about 3.2% of the $61,006 median household income.
What to do with Ramsey County's UNDER rate
Inside North Dakota, Ramsey County's $1,976 median bill runs low versus the state median - check peer counties before assuming the lowest bill is the best move. North Dakota overview →
Ramsey County ranks #24 of 53 North Dakota counties by effective rate - on the higher-burden half of the state ACS set. North Dakota overview →
Nationwide peers by effective rate (then bill)
Rate-first peers for Ramsey County's UNDER effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.99%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $1,976/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Ramsey County
Nearest ABS(median_tax) ACS peers for Ramsey County (UNDER · MID), replacing the old fixed Keep exploring strip.
UNDER MID
Brown County, MN
ABS(median_tax) peer · tied with Ramsey County at $1,976/yr; rate 1.03% vs Ramsey County 0.99%.
Butts County, GA
ABS(median_tax) peer · tied with Ramsey County at $1,976/yr; rate 0.82% vs Ramsey County 0.99%.
Maverick County, TX
ABS(median_tax) peer · tied with Ramsey County at $1,976/yr; rate 1.25% vs Ramsey County 0.99%.
Hamilton County, IA
ABS(median_tax) peer · $1,977/yr (near-tied bill ABS $1); rate 1.26% vs Ramsey County 0.99%.
North Dakota county set
State ACS overview for every published North Dakota county rate and median bill.
Assessment cycle basics
Ramsey County stamps UNDER · MID - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Ramsey County (UNDER · MID) - ACS medians, not a parcel bill.