Iowa · County property tax · ACS 2024
Montgomery County Property Taxes
The median homeowner in Montgomery County pays $2,007 a year, an effective rate of 1.65%, roughly in line with the U.S. average.
- $2,007
- Median tax / yr · Above-median bill
- 1.65%
- Effective rate · Highest-decile rate
- +1%
- vs U.S. average
- #4 of 99
- rank in IA
The verdict
Homeowners in Montgomery County pay a median $2,007 a year in property tax, an effective rate of 1.65%, more affordable than 7% of U.S. counties (Census ACS 2024).
- $2,007
- Median annual tax bill, 2024
- 1.65%
- Effective rate on median home
- #2914 of 3135
- U.S. counties by tax burden
- +1%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($121,400). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Iowa. Population: 10,214. Owner-occupied homes: 3,170.
The median annual property tax in Montgomery County is $2,007, which is 31% lower than the Iowa state average and 1% above the national average. The effective tax rate is 1.65% on a median home value of $121,400. Property taxes represent 3.2% of the median household income in this county.
Montgomery County's rate standing among U.S. counties
Primary signal
The effective rate is a national headwind
Montgomery County's 1.65% effective rate is among the highest of 3,135 tracked counties: only about 93% pay more.
Decision signal 2
Low among Iowa counties by effective rate
Montgomery County ranks #4 of 99 counties in Iowa by effective rate (96% of in-state counties pay a lower rate).
Decision signal 3
The bill sits below the Iowa median
Homeowners in Montgomery County pay a median annual property tax of $2,007, roughly in line with the national median and well below the Iowa state median. On a $121,400 median home, that works out to an effective rate of 1.65% once the local assessment base and millage are combined.
Decision signal 4
Income and the tax bill sit in the middle band
Property taxes in Montgomery County run within the commonly cited 2%-4% national benchmark, at about 3.2% of the $63,666 median household income.
Decision signal 5
The latest release held the bill roughly steady
Since 2023, the published ACS median estimate has held roughly steady, up 2.0%, from $1,968 to $2,007. This compares two release estimates; it does not identify a local policy, assessment, exemption, or household-bill cause.
Informational notice
Figures describe the median homeowner household in Montgomery County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
How to read this county's bill
The bill here climbed steeply over 2020-2024, up 33% from $1,508 to $2,007. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.
The heaviest band is also the fullest one here: 926 of 3,170 owner-occupied homes (29.2%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.
A top-quartile rate meets below-median earnings here, and the median bill reaches 3.2% of median household income. A rate ranking places this county by the rate alone; the ratio above is the figure that accounts for what is earned here.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Montgomery County Homeowners Actually Pay
The single largest group of Montgomery County homeowners, 926 of 3,170 owner-occupied homes (29.2%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.
- Less than $800 11.4% (360)
- $800 to $1,499 18.8% (595)
- $1,500 to $1,999 17.9% (569)
- $2,000 to $2,999 19.1% (607)
- $3,000 or more 29.2% (926)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
113 homes here (3.6%) report no real estate tax at all. Exemptions are set by state: how Iowa handles assessments and appeals.
With vs Without Mortgage
Mortgaged and non-mortgaged homeowners in Montgomery County pay about the same bill, a 2% gap.
Montgomery County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Montgomery County's effective rate is higher than 96% of the 99 counties in Iowa - ranking #4 of 99.
Where Montgomery County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
1.65% more affordable than 7% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
A high rate, a smaller bill
Montgomery County taxes property at 1.65%, about 19% above the Iowa average, yet its median bill of $2,007 lands roughly 31% below it. The effective rate is the bill divided by the home's value, so a county can only sit on opposite sides of the state average this way when its homes are worth materially less than the state norm. The rate is the policy; the bill is what the housing market does with it.
Montgomery County vs Benchmarks
| Metric | Montgomery County | Iowa Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Above-median bill | |||
| Effective Tax Rate Highest-decile rate | |||
| Median Home Value | |||
| Tax as % of income Above-median income burden | 3.2% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Montgomery County's STEEP · MID lane - is an appeal worth running?
On Montgomery County's published figures (STEEP · MID), a $121,400 median home carries a $2,007 median bill, so every 10% off an assessed value is worth about $201 a year at the same rate. Appeal Savings Estimator · appeal guide for Iowa.
Montgomery County rate trail · STEEP
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $2,007 +2.0% | 1.65% |
| 2023 | $1,968 +5.9% | 1.79% |
| 2022 | $1,858 +8.8% | 1.87% |
| 2021 | $1,708 +13.3% | 1.94% |
| 2020 | $1,508 | 1.77% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Montgomery County: tax-to-income at 3.2%
Counties near Montgomery County's effective rate
On effective rate, Montgomery County sits nearest Cowley County (KS), Labette County (KS), Scott County (KS).
On published median-tax change, the nearest matches are Long County (GA), Pine County (MN), Pittsburg County (OK).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Montgomery County: only 3% of returns show Schedule A real-estate tax
Tax year 2022: 130 of 4,690 returns from Montgomery County reported real estate taxes, averaging $3,715 - 38% of those reporters sat in the $50-75k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Iowa
Montgomery County rate FAQs
- What is the tax affordability score for Montgomery County?
- Montgomery County, Iowa scores F (39/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is housing pressure at A+ (1.91×). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- What is the average property tax in Montgomery County, Iowa?
- The median annual property tax in Montgomery County is $2,007, an effective rate of 1.65% on a $121,400 median home (Census ACS, 2024).
- How does Montgomery County property tax compare to the national average?
- Property taxes in Montgomery County run roughly in line with the national median of $1,993, an effective rate of 1.65% versus 0.92% nationally.
- Are property taxes increasing in Montgomery County?
- The ACS median property-tax bill for Montgomery County is recorded at $2,007 in the 2024 5-year release against $1,508 in 2020. That is a large swing, and it should be read as movement in a survey estimate rather than as a tax change: the median here rests on about 3,170 owner-occupied homes, and swings above 50% are roughly twelve times more common in the smallest counties than in the largest. Treat the two figures as imprecise and check the county assessor for actual rate changes.
- What percentage of income goes to property taxes in Montgomery County?
- Property taxes in Montgomery County run within the commonly cited 2%-4% national benchmark, at about 3.2% of the $63,666 median household income.
What to do with Montgomery County's STEEP rate
Inside Iowa, Montgomery County's $2,007 median bill runs low versus the state median - check peer counties before assuming the lowest bill is the best move. Iowa overview →
Montgomery County ranks #4 of 99 Iowa counties by effective rate - on the higher-burden half of the state ACS set. Iowa overview →
Nationwide peers by effective rate (then bill)
Rate-first peers for Montgomery County's STEEP effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 1.65%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $2,007/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Montgomery County
Nearest ABS(median_tax) ACS peers for Montgomery County (STEEP · MID), replacing the old fixed Keep exploring strip.
STEEP MID
Linn County, KS
ABS(median_tax) peer · tied with Montgomery County at $2,007/yr; rate 1.16% vs Montgomery County 1.65%.
Marion County, KS
ABS(median_tax) peer · $2,006/yr (near-tied bill ABS $1); rate 1.62% vs Montgomery County 1.65%.
Meade County, KS
ABS(median_tax) peer · $2,005/yr (near-tied bill ABS $2); rate 1.35% vs Montgomery County 1.65%.
Cumberland County, IL
ABS(median_tax) peer · $2,004/yr (near-tied bill ABS $3); rate 1.59% vs Montgomery County 1.65%.
Iowa county set
State ACS overview for every published Iowa county rate and median bill.
Appeal filing windows
Montgomery County stamps STEEP · MID - review notice deadlines before quoting the ACS median.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Montgomery County (STEEP · MID) - ACS medians, not a parcel bill.