Michigan · County property tax · ACS 2024
Gratiot County Property Taxes
The median homeowner in Gratiot County pays $1,826 a year, an effective rate of 1.24%, modestly below the U.S. average.
- $1,826
- Median tax / yr · Above-median bill
- 1.24%
- Effective rate · High rate
- -8%
- vs U.S. average
- #21 of 83
- rank in MI
The verdict
Homeowners in Gratiot County pay a median $1,826 a year in property tax, an effective rate of 1.24%, more affordable than 22% of U.S. counties (Census ACS 2024).
- $1,826
- Median annual tax bill, 2024
- 1.24%
- Effective rate on median home
- #2456 of 3135
- U.S. counties by tax burden
- -8%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($147,500). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Tax affordability score · Gratiot County, MI
45/100
5 ACS dimensions · release 2024
Comparative score against U.S. county percentiles on Census ACS medians (effective rate, bill, income share, mortgage gap, home-value/income). Higher means more affordable on those published medians, not a recommendation to buy, sell, appeal, or move, and not your personal tax bill. Missing inputs drop out and redistribute weight. How it is calculated.
Mortgaged vs free-and-clear median bill gap in Gratiot County
Median home value relative to Gratiot County's median income
Gratiot County's median annual property-tax bill vs U.S. counties
Median tax as a share of Gratiot County's median household income
Gratiot County's effective rate vs U.S. county percentiles (ACS 2024)
Gratiot County affordability profile (scored ACS dimensions)
Read the chart values
- Mortgage premium: 78/100 (B+) · +$104
- Housing pressure: 78/100 (B+) · 2.32×
- Bill size: 44/100 (D) · $1,826/yr
- Income room: 39/100 (F) · 2.9%
- Rate relief: 22/100 (F) · 1.24%
Track this county alongside up to five others. Saved figures refresh when the annual source data changes.
Census Bureau ACS property tax data for Michigan. Population: 41,385. Owner-occupied homes: 11,651.
The median annual property tax in Gratiot County is $1,826, which is 37% lower than the Michigan state average and 8% below the national average. The effective tax rate is 1.24% on a median home value of $147,500. Property taxes represent 2.9% of the median household income in this county.
What This Data Tells Us About Gratiot County
Primary signal
The bill sits below the Michigan median
Homeowners in Gratiot County pay a median annual property tax of $1,826, modestly below the national median and well below the Michigan state median. On a $147,500 median home, that works out to an effective rate of 1.24% once the local assessment base and millage are combined.
Decision signal 2
The effective rate sits near the national middle
Gratiot County's 1.24% effective rate sits near the middle of 3,135 tracked counties (more affordable than 22%).
Decision signal 3
Low among Michigan counties by effective rate
Gratiot County ranks #21 of 83 counties in Michigan by effective rate (75% of in-state counties pay a lower rate).
Decision signal 4
Income and the tax bill sit in the middle band
Property taxes in Gratiot County run within the commonly cited 2%-4% national benchmark, at about 2.9% of the $63,556 median household income.
This page is for informational purposes only and is not tax, legal, or financial advice. Figures describe the median homeowner household in Gratiot County as reported to the Census Bureau, your own bill can differ based on your parcel's assessed value, exemptions, special districts, and municipal overlays. Always consult your county assessor, tax collector, or a qualified professional before making decisions that depend on these numbers.
The rate gave way faster than almost anywhere
Between the 2020 and 2024 releases the median home value in Gratiot County rose 51.1%, from $97,600 to $147,500. The effective rate fell 19.0% over the same span, a steeper move than in 79% of U.S. counties.
The median bill still rose 22.4%, to $1,826. Where the rate drops this far and the bill rises anyway, what changed is the value the rate is applied to.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
Bills rose across 2020-2024, from $1,492 to $1,826, a gain of 22%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.
The fullest band here is the $800 to $1,499 range, holding 2,942 of 11,651 owner-occupied homes (25.3%). The band shows where the largest share of reported owner-occupied households falls; it is not an individual-bill estimate.
A top-quartile rate meets below-median earnings here, and the median bill reaches 2.9% of median household income. A rate ranking places this county by the rate alone; the ratio above is the figure that accounts for what is earned here.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Gratiot County Homeowners Actually Pay
The single largest group of Gratiot County homeowners, 2,942 of 11,651 owner-occupied homes (25.3%), pays $800 to $1,499 a year. The median is one point in this spread, not a typical bill.
- Less than $800 10.4% (1,207)
- $800 to $1,499 25.3% (2,942)
- $1,500 to $1,999 16.5% (1,917)
- $2,000 to $2,999 21.8% (2,544)
- $3,000 or more 18.8% (2,190)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
851 homes here (7.3%) report no real estate tax at all. Exemptions are set by state: how Michigan handles assessments and appeals.
With vs Without Mortgage
Mortgaged and non-mortgaged homeowners in Gratiot County pay about the same bill, a 6% gap.
How Gratiot County compares
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Gratiot County's effective rate is higher than 75% of the 83 counties in Michigan - ranking #21 of 83 for property tax burden.
Where Gratiot County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
1.24% more affordable than 22% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
Same rate as Michigan, a smaller bill
The effective rate here sits within 1% of the Michigan median, yet the median bill runs 37% below it. When the rate matches and the cheque does not, the difference is in what is being taxed, not how heavily: the same percentage applied to cheaper housing produces $1,826 here. That is why comparing counties on rate alone can invert the answer a homeowner actually cares about.
Gratiot County vs Benchmarks
| Metric | Gratiot County | Michigan Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Above-median bill | |||
| Effective Tax Rate High rate | |||
| Median Home Value | |||
| Tax as % of income Above-median income burden | 2.9% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Think your Gratiot County property tax bill is too high?
On Gratiot County's published figures, a $147,500 median home carries a $1,826 median bill, so every 10% off an assessed value is worth about $183 a year at the same rate. Whether an appeal is worth filing depends on your own parcel. Use our free Appeal Savings Estimator to run your own numbers, then read our step-by-step appeal guide for the procedure in Michigan.
Property Tax History
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $1,826 +5.0% | 1.24% |
| 2023 | $1,739 +3.6% | 1.27% |
| 2022 | $1,679 +12.7% | 1.33% |
| 2021 | $1,490 -0.1% | 1.41% |
| 2020 | $1,492 | 1.53% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Tax Burden
Tax Affordability Score
An effective rate well above the national average of 0.92% puts Gratiot County in the "Moderate" band for property tax burden.
How this score is calculated: a 1-10 scale derived mechanically from the ratio of this county's effective rate to the national average effective rate (0.92%) - a ratio at or below 0.5× scores 10, a ratio at or above 2.0× scores 1, with a linear scale between. It is a factual comparison of Census figures only, not a recommendation, quality rating, or endorsement of Gratiot County or any other county.
Counties with similar tax profiles
On effective rate, Gratiot County sits nearest Ellis County (KS), Brown County (KS), Johnson County (IL).
On published median-tax change, the nearest matches are Wayne County (IN), Clay County (KS), Bristol County (MA).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
What tax filers report in Gratiot County
Of the 17,300 federal returns filed from Gratiot County in 2022, 310 (1.8% of filers) itemised and reported real estate taxes on Schedule A, averaging $3,958 each. The largest group was filers with adjusted gross income of $100-200k, who accounted for 35% of the county's reporting returns.
Two things this does not say. The amount is what filers reported, recorded before the $10,000 cap on combined state and local tax deductions applies, so it is not the amount deducted. And the share is of everyone who files a return, not of homeowners: most filers now take the standard deduction, so a minority itemise at all. Source: IRS Statistics of Income county data, tax year 2022.
Other Counties in Michigan
Frequently Asked Questions
How does Gratiot County property tax compare to the national average? ▼
Are property taxes increasing in Gratiot County? ▼
What is the average property tax in Gratiot County, Michigan? ▼
What percentage of income goes to property taxes in Gratiot County? ▼
What is the tax affordability score for Gratiot County? ▼
What to do with Gratiot County's numbers
- Inside Michigan, Gratiot County's $1,826 median bill runs low versus the state median - check peer counties before assuming the lowest bill is the best move. Michigan overview →
- Gratiot County ranks #21 of 83 Michigan counties by effective rate - on the higher-burden half of the state board. Michigan overview →
- If Gratiot County's assessment looks high versus the $147,500 typical home, check Michigan's filing window and evidence rules before the notice deadline passes. How to appeal →
Effective-rate definition
Effective rate is the county median tax divided by the county median home value ($147,500); your parcel's assessed value, exemptions, and local levies determine your actual bill. U.S. Census Bureau ACS · 2024.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
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Editorial standards and provenance
PlainPropertyTax is rendered directly from the U.S. Census Bureau's American Community Survey (ACS) 5-year estimates, no number is typed in by an editor. This page draws directly on the Census ACS county-level record for Gratiot County. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-09.