Alabama · County property tax · ACS 2024
Fayette County Property Taxes
The median homeowner in Fayette County pays $355 a year, an effective rate of 0.28%, far below the U.S. average.
- $355
- Median tax / yr · Very low bill
- 0.28%
- Effective rate · Very low rate
- -82%
- vs U.S. average
- #55 of 67
- rank in AL
The verdict
Homeowners in Fayette County pay a median $355 a year in property tax, an effective rate of 0.28%, more affordable than 99% of U.S. counties (Census ACS 2024).
- $355
- Median annual tax bill, 2024
- 0.28%
- Effective rate on median home
- #42 of 3135
- U.S. counties by tax burden
- -82%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($125,900). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Alabama. Population: 16,053. Owner-occupied homes: 4,905.
The median annual property tax in Fayette County is $355, which is 55% lower than the Alabama state average and 82% below the national average. The effective tax rate is 0.28% on a median home value of $125,900. Property taxes represent 0.7% of the median household income in this county.
Fayette County's rate standing among U.S. counties
Primary signal
The effective rate is a national tailwind
Fayette County's 0.28% effective rate is among the lowest of 3,135 tracked counties: roughly 99% pay a higher rate.
Decision signal 2
The bill sits well below the national median
Homeowners in Fayette County pay a median annual property tax of $355, far below the national median and far below the Alabama state median. On a $125,900 median home, that works out to an effective rate of 0.28% once the local assessment base and millage are combined.
Decision signal 3
Income carries a light tax share
Property taxes in Fayette County run well below the commonly cited 2%-4% national benchmark, at about 0.7% of the $49,488 median household income.
Decision signal 4
High among Alabama counties by effective rate
Fayette County ranks #55 of 67 counties in Alabama by effective rate (18% of in-state counties pay a lower rate).
Informational notice
Figures describe the median homeowner household in Fayette County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
Most of the market's rise reached the bill
The effective rate here moved 10.5% down between 2020 and 2024, a smaller shift than in 58% of U.S. counties. With the median home value rose 36.3%, the median bill rose 22.0% to $355: the rate did comparatively little to offset the market.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
Bills rose across 2020-2024, from $291 to $355, a gain of 22%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.
The largest reported group here falls at the bottom of the national range: 3,087 of 4,905 owner-occupied homes (62.9%) report annual real-estate taxes under $800. This distribution describes reported owner-occupied homes, not an affordability judgment for any property.
Both sides of this comparison sit low: household income here is in the bottom quarter of US counties, and so is the effective tax rate. The median bill works out at 0.7% of median household income, which is the arithmetic of a modest levy on modest earnings rather than of any deliberate relief.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
Paying off the mortgage changes the picture here
28.2% of Fayette County homes owned free and clear (898 of 3,185) report no property tax at all, against 19.5% of homes still carrying a mortgage. A reported zero is not proof of an exemption: it can equally mean a bill paid by another party, or a reporting artefact. But a gap this size is where age- and disability-based relief usually shows up, because those programmes reach owners who have finished paying.
What Fayette County Homeowners Actually Pay
The single largest group of Fayette County homeowners, 3,087 of 4,905 owner-occupied homes (62.9%), pays less than $800 a year. The median is one point in this spread, not a typical bill.
- Less than $800 62.9% (3,087)
- $800 to $1,499 8.1% (398)
- $1,500 to $1,999 1.8% (90)
- $2,000 to $2,999 0.9% (45)
- $3,000 or more 1.0% (51)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
1,234 homes here (25.2%) report no real estate tax at all, an unusually large share, high enough that the median bill above describes a minority of Fayette County homeowners. Exemptions are set by state: how Alabama handles assessments and appeals.
With vs Without Mortgage
In Fayette County, mortgaged homeowners pay 28% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.
Fayette County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Fayette County's effective rate is higher than 18% of the 67 counties in Alabama - ranking #55 of 67.
Where Fayette County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
0.28% Among the most affordable more affordable than 99% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
Among the lowest-taxed counties in the country
At 0.28%, Fayette County sits in the lowest 1% of all U.S. counties by effective property-tax rate. A low rate does not by itself mean a low bill: the median here is $355, and what a homeowner actually pays depends as much on local home values as on the rate.
Fayette County vs Benchmarks
| Metric | Fayette County | Alabama Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Very low bill | |||
| Effective Tax Rate Very low rate | |||
| Median Home Value | |||
| Tax as % of income Very light income burden | 0.7% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Fayette County is QUIET · LIGHT on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Alabama counties.
Fayette County rate trail · QUIET
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $355 +2.3% | 0.28% |
| 2023 | $347 +7.8% | 0.29% |
| 2022 | $322 +3.9% | 0.29% |
| 2021 | $310 +6.5% | 0.32% |
| 2020 | $291 | 0.31% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Fayette County: tax takes only 0.7% of income
Counties near Fayette County's effective rate
On effective rate, Fayette County sits nearest Huerfano County (CO), Ouray County (CO), Hawaii County (HI).
On published median-tax change, the nearest matches are Carter County (KY), Chatham County (GA), Santa Cruz County (AZ).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Fayette County: only 2% of returns show Schedule A real-estate tax
Tax year 2022: 140 of 6,210 returns from Fayette County reported real estate taxes, averaging $1,514 - 36% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Alabama
Fayette County rate FAQs
- How does Fayette County property tax compare to the national average?
- Property taxes in Fayette County run far below the national median of $1,993, an effective rate of 0.28% versus 0.92% nationally.
- What is the average property tax in Fayette County, Alabama?
- The median annual property tax in Fayette County is $355, an effective rate of 0.28% on a $125,900 median home (Census ACS, 2024).
- What is the tax affordability score for Fayette County?
- Fayette County, Alabama scores A+ (94/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is rate relief at A+ (0.28%). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- What percentage of income goes to property taxes in Fayette County?
- Property taxes in Fayette County run well below the commonly cited 2%-4% national benchmark, at about 0.7% of the $49,488 median household income.
- Are property taxes increasing in Fayette County?
- The ACS median property-tax bill for Fayette County jumped 22.0% between the 2020 and 2024 5-year releases, from $291 to $355, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
What to do with Fayette County's QUIET rate
Fayette County's $355 median bill sits well below the U.S. median - still size a parcel estimate; local millage and exemptions move the real bill. Estimate your bill →
Income burden is light here: about 0.7% of Fayette County's $49,488 median household income goes to the property-tax bill.
Nationwide peers by effective rate (then bill)
Rate-first peers for Fayette County's QUIET effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.28%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $355/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Fayette County
Nearest ABS(median_tax) ACS peers for Fayette County (QUIET · LIGHT), replacing the old fixed Keep exploring strip.
QUIET LIGHT
Claiborne Parish, LA
ABS(median_tax) peer · $356/yr (near-tied bill ABS $1); rate 0.43% vs Fayette County 0.28%.
Walker County, AL
ABS(median_tax) peer · $356/yr (near-tied bill ABS $1); rate 0.26% vs Fayette County 0.28%.
Jackson Parish, LA
ABS(median_tax) peer · $352/yr (near-tied bill ABS $3); rate 0.30% vs Fayette County 0.28%.
Franklin Parish, LA
ABS(median_tax) peer · $351/yr (near-tied bill ABS $4); rate 0.31% vs Fayette County 0.28%.
Alabama county set
State ACS overview for every published Alabama county rate and median bill.
Assessment cycle basics
Fayette County stamps QUIET · LIGHT - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Fayette County (QUIET · LIGHT) - ACS medians, not a parcel bill.