Texas · County property tax · ACS 2024
Cottle County Property Taxes
The median homeowner in Cottle County pays $680 a year, an effective rate of 1.15%, far below the U.S. average.
- $680
- Median tax / yr · Very low bill
- 1.15%
- Effective rate · Above-median rate
- -66%
- vs U.S. average
- #142 of 250
- rank in TX
The verdict
Homeowners in Cottle County pay a median $680 a year in property tax, an effective rate of 1.15%, more affordable than 26% of U.S. counties (Census ACS 2024).
- $680
- Median annual tax bill, 2024
- 1.15%
- Effective rate on median home
- #2327 of 3135
- U.S. counties by tax burden
- -66%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($59,300). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Texas. Population: 1,368. Owner-occupied homes: 480.
The median annual property tax in Cottle County is $680, which is 84% lower than the Texas state average and 66% below the national average. The effective tax rate is 1.15% on a median home value of $59,300. Property taxes represent 1.2% of the median household income in this county.
Cottle County's rate standing among U.S. counties
Primary signal
The effective rate sits near the national middle
Cottle County's 1.15% effective rate sits near the middle of 3,135 tracked counties (more affordable than 26%).
Decision signal 2
The bill sits well below the national median
Homeowners in Cottle County pay a median annual property tax of $680, far below the national median and far below the Texas state median. On a $59,300 median home, that works out to an effective rate of 1.15% once the local assessment base and millage are combined.
Decision signal 3
Income carries a light tax share
Property taxes in Cottle County run well below the commonly cited 2%-4% national benchmark, at about 1.2% of the $59,063 median household income.
Decision signal 4
Near the middle of Texas counties by effective rate
Cottle County ranks #142 of 250 counties in Texas by effective rate (43% of in-state counties pay a lower rate).
Informational notice
Figures describe the median homeowner household in Cottle County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
The rate gave way faster than almost anywhere
Between the 2020 and 2024 releases the median home value in Cottle County rose 34.8%, from $44,000 to $59,300. The effective rate fell 19.0% over the same span, a steeper move than in 79% of U.S. counties.
The median bill still rose 9.1%, to $680. Where the rate drops this far and the bill rises anyway, what changed is the value the rate is applied to.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
Very little moved here between 2020 and 2024: the typical bill went from $623 to $680, a change of 9%. The comparison describes county-level medians only; individual assessments and bills can differ.
The largest reported group here falls at the bottom of the national range: 299 of 480 owner-occupied homes (62.3%) report annual real-estate taxes under $800. This distribution describes reported owner-occupied homes, not an affordability judgment for any property.
Earnings are below the national midpoint while the rate is above it, and the median bill equals 1.2% of median household income. The gap between those two positions is the whole story on this page.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Cottle County Homeowners Actually Pay
The single largest group of Cottle County homeowners, 299 of 480 owner-occupied homes (62.3%), pays less than $800 a year. The median is one point in this spread, not a typical bill.
- Less than $800 62.3% (299)
- $800 to $1,499 13.8% (66)
- $1,500 to $1,999 3.5% (17)
- $2,000 to $2,999 1.5% (7)
- $3,000 or more 15.6% (75)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
16 homes here (3.3%) report no real estate tax at all. Exemptions are set by state: how Texas handles assessments and appeals.
With vs Without Mortgage
Mortgaged homeowners in Cottle County pay more than double the bill of those without one (+100%), the widest kind of value gap this dataset tracks.
Cottle County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Cottle County's effective rate is higher than 43% of the 250 counties in Texas - ranking #142 of 250.
Where Cottle County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
1.15% more affordable than 26% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
Below Texas on both measures
Cottle County's effective rate runs 23% under the Texas median and its bill 84% under. Both sitting on the same side means the gap is not a valuation artefact: a county can post a low rate purely because its homes are expensive, but then the bill rises to meet the state. Here it does not, so the $680 median bill reflects a genuinely lighter charge than the Texas norm rather than a different denominator. Compare it against the state page before reading anything into the county rank.
Cottle County vs Benchmarks
| Metric | Cottle County | Texas Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Very low bill | |||
| Effective Tax Rate Above-median rate | |||
| Median Home Value | |||
| Tax as % of income Very light income burden | 1.2% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Cottle County is PAR · LIGHT on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Texas counties.
Cottle County rate trail · PAR
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $680 +9.1% | 1.15% |
| 2023 | $623 -8.7% | 1.15% |
| 2022 | $682 -5.3% | 1.33% |
| 2021 | $720 +15.6% | 1.38% |
| 2020 | $623 | 1.42% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Cottle County: tax takes only 1.2% of income
Counties near Cottle County's effective rate
On effective rate, Cottle County sits nearest Lincoln County (SD), Hutchinson County (SD), Tioga County (PA).
On published median-tax change, the nearest matches are Chippewa County (WI), Bureau County (IL), Gentry County (MO).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
IRS county file: no disclosed Cottle County Schedule A rows
The IRS county file records no returns reporting real estate taxes on Schedule A for Cottle County. That is a limit of the published data rather than a finding about the county: county-level figures are withheld where the counts are too small to disclose safely, which is common in places with few filers. Roughly one county in sixteen is in this position, so the filer view available elsewhere on this site is simply not available here. Source: IRS Statistics of Income county data.
Other Counties in Texas
Cottle County rate FAQs
- How does Cottle County property tax compare to the national average?
- Property taxes in Cottle County run far below the national median of $1,993, an effective rate of 1.15% versus 0.92% nationally.
- What is the average property tax in Cottle County, Texas?
- The median annual property tax in Cottle County is $680, an effective rate of 1.15% on a $59,300 median home (Census ACS, 2024).
- What is the tax affordability score for Cottle County?
- Cottle County, Texas scores C+ (63/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is housing pressure at A+ (1.00×). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- What percentage of income goes to property taxes in Cottle County?
- Property taxes in Cottle County run well below the commonly cited 2%-4% national benchmark, at about 1.2% of the $59,063 median household income.
- Are property taxes increasing in Cottle County?
- The ACS median property-tax bill for Cottle County climbed 9.1% between the 2020 and 2024 5-year releases, from $623 to $680, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
What to do with Cottle County's PAR rate
Cottle County's $680 median bill sits well below the U.S. median - still size a parcel estimate; local millage and exemptions move the real bill. Estimate your bill →
Income burden is light here: about 1.2% of Cottle County's $59,063 median household income goes to the property-tax bill.
Nationwide peers by effective rate (then bill)
Rate-first peers for Cottle County's PAR effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 1.15%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $680/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Cottle County
Nearest ABS(median_tax) ACS peers for Cottle County (PAR · LIGHT), replacing the old fixed Keep exploring strip.
PAR LIGHT
Marshall County, WV
ABS(median_tax) peer · tied with Cottle County at $680/yr; rate 0.45% vs Cottle County 1.15%.
Covington city, VA
ABS(median_tax) peer · $681/yr (near-tied bill ABS $1); rate 0.82% vs Cottle County 1.15%.
Colbert County, AL
ABS(median_tax) peer · $678/yr (near-tied bill ABS $2); rate 0.40% vs Cottle County 1.15%.
Carter County, MO
ABS(median_tax) peer · $677/yr (near-tied bill ABS $3); rate 0.42% vs Cottle County 1.15%.
Texas county set
State ACS overview for every published Texas county rate and median bill.
Assessment cycle basics
Cottle County stamps PAR · LIGHT - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Cottle County (PAR · LIGHT) - ACS medians, not a parcel bill.