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North Carolina · County property tax · ACS 2024

Chowan County Property Taxes

The median homeowner in Chowan County pays $1,677 a year, an effective rate of 0.71%, notably lower than the U.S. average.

$1,677
Median tax / yr · Above-median bill
0.71%
Effective rate · Below-median rate
-16%
vs U.S. average
#37 of 100
rank in NC

The verdict

Homeowners in Chowan County pay a median $1,677 a year in property tax, an effective rate of 0.71%, more affordable than 58% of U.S. counties (Census ACS 2024).

$1,677
Median annual tax bill, 2024
0.71%
Effective rate on median home
#1302 of 3135
U.S. counties by tax burden
-16%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($235,800). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

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Census Bureau ACS property tax data for North Carolina. Population: 13,836. Owner-occupied homes: 4,326.

The median annual property tax in Chowan County is $1,677, which is 12% lower than the North Carolina state average and 16% below the national average. The effective tax rate is 0.71% on a median home value of $235,800. Property taxes represent 3.1% of the median household income in this county.

Chowan County's rate standing among U.S. counties

Primary signal

The effective rate sits near the national middle

Chowan County's 0.71% effective rate sits near the middle of 3,135 tracked counties (more affordable than 58%).

Decision signal 2

The latest release moved the bill up

Since 2023, the published ACS median estimate has climbed 19.5%, from $1,403 to $1,677. This compares two release estimates; it does not identify a local policy, assessment, exemption, or household-bill cause.

Decision signal 3

The bill is near the usual comparison points

Homeowners in Chowan County pay a median annual property tax of $1,677, notably lower than the national median and notably lower than the North Carolina state median. On a $235,800 median home, that works out to an effective rate of 0.71% once the local assessment base and millage are combined.

Decision signal 4

Near the middle of North Carolina counties by effective rate

Chowan County ranks #37 of 100 counties in North Carolina by effective rate (63% of in-state counties pay a lower rate).

Decision signal 5

Income and the tax bill sit in the middle band

Property taxes in Chowan County run within the commonly cited 2%-4% national benchmark, at about 3.1% of the $53,864 median household income.

Informational notice

Figures describe the median homeowner household in Chowan County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.

Median Annual Tax
$1,677
Above-median bill
-12% vs State -16% vs US
Median Home Value
$235,800
-18% vs State +4% vs US
Effective Tax Rate
0.71%
Below-median rate
+8% vs State -23% vs US

How to read this county's bill

The bill here climbed steeply over 2020-2024, up 64% from $1,024 to $1,677. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.

The fullest band here is the $800 to $1,499 range, holding 947 of 4,326 owner-occupied homes (21.9%). The band shows where the largest share of reported owner-occupied households falls; it is not an individual-bill estimate.

Incomes here are in the lowest quarter nationally while the rate sits just below the middle, and the median bill lands at 3.1% of median household income. The rate reads as unremarkable in a national ranking; the earnings behind it are not, and the ratio above is where the two meet.

The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.

What Chowan County Homeowners Actually Pay

The single largest group of Chowan County homeowners, 947 of 4,326 owner-occupied homes (21.9%), pays $800 to $1,499 a year. The median is one point in this spread, not a typical bill.

  • Less than $800 19.0% (820)
  • $800 to $1,499 21.9% (947)
  • $1,500 to $1,999 20.0% (864)
  • $2,000 to $2,999 21.7% (940)
  • $3,000 or more 13.2% (573)

Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.

182 homes here (4.2%) report no real estate tax at all. Exemptions are set by state: how North Carolina handles assessments and appeals.

With vs Without Mortgage

With Mortgage
$1,765
$147/mo
Without Mortgage
$1,532
$128/mo

In Chowan County, mortgaged homeowners pay 15% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.

Chowan County's effective rate vs peers

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Chowan County 0.71%
North Carolina average 0.66%
U.S. average 0.92%

Chowan County's effective rate is higher than 63% of the 100 counties in North Carolina - ranking #37 of 100.

Where Chowan County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

0.71% more affordable than 58% of 3,135 U.S. counties

Show national distribution This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

What changed since 2020

The median bill in Chowan County moved from $1,024 in the 2020 release to $1,677 in 2024, a change of about 64%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.

Chowan County vs Benchmarks

Metric Chowan County North Carolina Avg U.S. Avg
Median Annual Tax Above-median bill $1,677 $1,896 $1,993
Effective Tax Rate Below-median rate 0.71% 0.66% 0.92%
Median Home Value $235,800 $288,900 $227,791
Tax as % of income Above-median income burden 3.1% - -

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Chowan County is UNDER · MID on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · North Carolina counties.

Chowan County rate trail · UNDER

$800$1,000$1,200$1,400$1,600$1,800 20202021202220232024 $1,677
Chowan County ACS median tax 2020–2024: +64% ($1,024 → $1,677).
Year Median Tax (vs prior release) Effective Rate
2024 $1,677 +19.5% 0.71%
2023 $1,403 +10.3% 0.69%
2022 $1,272 +17.2% 0.70%
2021 $1,085 +6.0% 0.72%
2020 $1,024 0.73%

Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.

Chowan County: tax-to-income at 3.1%

Tax-to-Income Ratio
3.1%
of median household income
Median Income
$53,864
per year
Monthly Tax
$140
per month

Counties near Chowan County's effective rate

On effective rate, Chowan County sits nearest Kings County (NY), Loup County (NE), Madison County (MO).

On published median-tax change, the nearest matches are Brooks County (TX), Ouachita Parish (LA), Valley County (MT).

How peers are chosen

These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.

Chowan County: only 6% of returns show Schedule A real-estate tax

Tax year 2022: 390 of 6,490 returns from Chowan County reported real estate taxes, averaging $4,041 - 31% of those reporters sat in the $100-200k AGI band.

What this IRS county file does not say

Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.

Other Counties in North Carolina

View all counties in North Carolina →

Chowan County rate FAQs

Are property taxes increasing in Chowan County?
The ACS median property-tax bill for Chowan County is recorded at $1,677 in the 2024 5-year release against $1,024 in 2020. That is a large swing, and it should be read as movement in a survey estimate rather than as a tax change: the median here rests on about 4,326 owner-occupied homes, and swings above 50% are roughly twelve times more common in the smallest counties than in the largest. Treat the two figures as imprecise and check the county assessor for actual rate changes.
What is the tax affordability score for Chowan County?
Chowan County, North Carolina scores D (46/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is rate relief at C (0.71%). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
What is the average property tax in Chowan County, North Carolina?
The median annual property tax in Chowan County is $1,677, an effective rate of 0.71% on a $235,800 median home (Census ACS, 2024).
How does Chowan County property tax compare to the national average?
Property taxes in Chowan County run notably lower than the national median of $1,993, an effective rate of 0.71% versus 0.92% nationally.
What percentage of income goes to property taxes in Chowan County?
Property taxes in Chowan County run within the commonly cited 2%-4% national benchmark, at about 3.1% of the $53,864 median household income.

What to do with Chowan County's UNDER rate

At Chowan County's 0.71% effective rate, a $235,800 home implies about $1,677/yr - plug in your own assessed value rather than quoting the county median. Estimate your bill →

Chowan County ranks #37 of 100 North Carolina counties by effective rate - on the higher-burden half of the state ACS set. North Carolina overview →

Nationwide peers by effective rate (then bill)

Rate-first peers for Chowan County's UNDER effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.

Similar effective rate

Nearest out-of-state counties by ACS effective rate. This county: 0.71%.

Similar median bill

Nearest out-of-state counties by ACS median annual tax. This county: $1,677/yr. Rate peers are excluded so the two link sets stay distinct.

Read with Chowan County

Nearest ABS(median_tax) ACS peers for Chowan County (UNDER · MID), replacing the old fixed Keep exploring strip.

UNDER MID

Data vintage and method

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Chowan County (UNDER · MID) - ACS medians, not a parcel bill.