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Kenedy County, TX

Rent vs Own in Kenedy County, Texas

A rent-versus-buy breakdown for Kenedy County, built from Census property tax records and HUD Fair Market Rent data. Owner-occupied homes: 29.

What This Data Tells Us About Renting vs Owning in Kenedy County

Primary driver

HUD moved the rent benchmark up

HUD raised its 2-bedroom Fair Market Rent for Kenedy County from $976/mo in FY2025 to $1,015/mo in FY2026: it increased by $39/mo (+4.0%). A rising rent benchmark widens the gap in favour of owning over time, because the mortgage share of the ownership cost below is fixed at origination while the rent it is compared against reprices every year.

Methodology & disclaimer

This calculator is for informational purposes only and is not tax, legal, or financial advice. Property tax figures come from the U.S. Census Bureau ACS 5-Year Estimates and rent figures come from HUD Fair Market Rents; both describe area medians, not individual transactions. Insurance is estimated at 0.35% of home value annually and closing costs, maintenance, HOA, and PMI are not included. Consult a licensed mortgage, tax, or real-estate professional before making a buy-or-rent decision based on these numbers.

Monthly Cost Breakdown

Estimated Monthly Ownership
$1,604
Mortgage (P&I) $1,517
Property Tax N/A
Insurance (est.) $88

Current property tax data is not yet published for this county; the total above is mortgage + insurance only. See county details.

Rent data not available for this county. See methodology for HUD FMR coverage notes.

Adjust Your Scenario

Affordability Context

Median Household Income
$38,882
$3,240/mo
Tax-to-Income Ratio
N/A
National benchmark: 2-4%

Who actually pays it here

In Kenedy County, once the mortgage ends staying put is close to free: the largest cluster of debt-free households faces a yearly charge under $800, so insurance and upkeep, not the tax office, set what the home costs to keep.

Bill bands are Census ACS counts of owner-occupied homes without a mortgage. Income brackets are IRS Statistics of Income county data for tax year 2022, counted over FILERS reporting real-estate taxes on Schedule A, which is a smaller group than homeowners: most filers take the standard deduction.

Nearby Counties

Harris County
Home: $276,600 Tax: $4,489/yr
Dallas County
Home: $303,000 Tax: $4,798/yr
Tarrant County
Home: $323,900 Tax: $5,334/yr
Bexar County
Home: $262,200 Tax: $4,535/yr
Travis County
Home: $523,000 Tax: $7,727/yr
Collin County
Home: $475,600 Tax: $7,521/yr

Frequently Asked Questions

What is the average rent in Kenedy County? ▼
HUD prices a 2-bedroom unit at $1,015/mo here. Sizing up matters: going from a studio to a 4-bedroom adds about $704/mo, so the per-bedroom jump is worth checking against your actual space needs before assuming the 2-BR figure applies to your situation.
How much house can you afford in Kenedy County? ▼
On the common 3x-income guideline, a $38,882 household here can afford up to $116,646, which comfortably covers this county's N/A median home price -- a healthier affordability picture than many of the counties tracked on this site.
Is rent going up or down in Kenedy County? ▼
HUD's 2-bedroom Fair Market Rent figure has risen 4.0% between the FY2025 and FY2026 publications, the two most recent years tracked here.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from the U.S. Census Bureau (American Community Survey). See our methodology for details. Retrieved and formatted by PlainPropertyTax

Source: U.S. Census Bureau, Government Finances State and local property tax revenue by jurisdiction · 2025

Verify with HUD →