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California · County property tax · ACS 2024

San Bernardino County Property Taxes

The median homeowner in San Bernardino County pays $3,538 a year, an effective rate of 0.70%, 78% above the U.S. median.

$3,538
Median tax / yr
0.70%
Effective rate
+78%
vs U.S. median
#30 of 58
rank in CA

Census Bureau ACS property tax data for California. Population: 418,836.

The median annual property tax in San Bernardino County is $3,538, which is 16% lower than the California state average and 78% above the national average. The effective tax rate is 0.70% on a median home value of $505,000. Property taxes represent 4.1% of the median household income in this county. All property tax data shown below is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, which aggregates self-reported tax payments from homeowner households across the county. This page includes tax trends over multiple years, comparisons with neighboring counties, and a rent-versus-own cost analysis.

What This Data Tells Us About San Bernardino County

Homeowners in San Bernardino County pay a median annual property tax of $3,538, which is 78% higher than the national median and 16% below the California state average. The effective tax rate of 0.70% on a median home value of $505,000 reflects how the local assessment base and millage combine into an actual bill.

Property taxes in San Bernardino County represent about 4.1% of the median household income of $85,478, compared with a common national benchmark of 2% to 4%. Homeowners with a mortgage report a median of $3,904 in annual property tax while those without a mortgage report $2,600 — a gap that usually reflects differences in home value rather than differences in tax rate. Compared with 2023, the median tax bill changed by 5.7%, which tracks reassessment cycles and changes in the underlying home value distribution.

This page is for informational purposes only and is not tax, legal, or financial advice. Figures describe the median homeowner household in San Bernardino County as reported to the Census Bureau — your own bill can differ based on your parcel's assessed value, exemptions, special districts, and municipal overlays. Always consult your county assessor, tax collector, or a qualified professional before making decisions that depend on these numbers.

Median Annual Tax
$3,538
-16% vs State +78% vs US
Median Home Value
$505,000
-16% vs State +122% vs US
Effective Tax Rate
0.70%
+0% vs State -24% vs US

With vs Without Mortgage

With Mortgage
$3,904
$325/mo
Without Mortgage
$2,600
$217/mo

Homeowners with a mortgage typically own higher-valued properties, which can result in higher tax bills.

How San Bernardino County compares

Effective property tax rate (median tax ÷ median home value), ACS 2024.

San Bernardino County 0.70%
California average 0.70%
U.S. average 0.92%

San Bernardino County's effective rate is higher than 48% of the 58 counties in California — ranking #30 of 58 for property tax burden.

San Bernardino County vs Benchmarks

Metric San Bernardino County California Avg U.S. Avg
Median Annual Tax $3,538 $4,230 $1,993
Effective Tax Rate 0.70% 0.70% 0.92%
Median Home Value $505,000 $604,112 $227,791

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Think your San Bernardino County property tax bill is too high?

A successful appeal can lower your assessed value by 10-25%, cutting your annual tax bill by hundreds or thousands of dollars. Use our free Appeal Savings Estimator to project savings on your specific home, then read our step-by-step appeal guide for the exact procedure in California.

Property Tax History

Year Median Tax Effective Rate
2024 $3,538 +5.7% 0.70%
2023 $3,346 +6.2% 0.70%
2022 $3,151 +8.5% 0.72%
2021 $2,904 +5.6% 0.78%
2020 $2,750 0.79%

Tax Burden

Tax-to-Income Ratio
4.1%
of median household income
Median Income
$85,478
per year
Monthly Tax
$295
per month

Tax Affordability Score

8.4
Very Affordable

Based on the effective tax rate of 0.70% compared to the national average of 0.92%. Property taxes in San Bernardino County are below average, making it a more affordable area for homeowners.

Very Expensive Very Affordable

Other Counties in California

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Frequently Asked Questions

What is the average property tax in San Bernardino County, California?
The median annual property tax in San Bernardino County is $3,538 based on the most recent Census Bureau American Community Survey data. The effective tax rate is 0.70% on a median home value of $505,000.
How does San Bernardino County property tax compare to the national average?
Property taxes in San Bernardino County are 78% above the national average of $1,993. The effective rate of 0.70% compares to 0.92% nationally.
Does having a mortgage affect property taxes in San Bernardino County?
In San Bernardino County, homeowners with a mortgage pay a median of $3,904 in annual property taxes, while homeowners without a mortgage pay $2,600. This difference often reflects the value of homes rather than different tax rates.
What percentage of income goes to property taxes in San Bernardino County?
Property taxes in San Bernardino County represent approximately 4.1% of the median household income of $85,478. The national benchmark is generally 2-4% of household income.
Are property taxes increasing in San Bernardino County?
Property taxes in San Bernardino County changed by +5.7% year-over-year, from $3,346 to $3,538. Check the historical table above for multi-year trends.
How can I appeal my property tax assessment in San Bernardino County?
Property tax appeals in San Bernardino County typically start at the county assessor's office. You can challenge the assessed value of your property by providing evidence of comparable sales, property condition, or assessment errors. Most counties have a 30-90 day window after the assessment notice to file an appeal. See our guide on how to appeal property taxes for step-by-step instructions.

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Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Related

Data sourced from official U.S. government datasets. See our methodology for details. Retrieved and formatted by PlainPropertyTax Editorial

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau American Community Survey. Consult a qualified professional before making decisions based on this data.