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Montana · County property tax · ACS 2024

Richland County Property Taxes

The median homeowner in Richland County pays $1,934 a year, an effective rate of 0.74%, modestly below the U.S. average.

$1,934
Median tax / yr · Above-median bill
0.74%
Effective rate · Below-median rate
-3%
vs U.S. average
#25 of 56
rank in MT

The verdict

Homeowners in Richland County pay a median $1,934 a year in property tax, an effective rate of 0.74%, more affordable than 56% of U.S. counties (Census ACS 2024).

$1,934
Median annual tax bill, 2024
0.74%
Effective rate on median home
#1390 of 3135
U.S. counties by tax burden
-3%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($263,000). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

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Census Bureau ACS property tax data for Montana. Population: 11,235. Owner-occupied homes: 2,968.

The median annual property tax in Richland County is $1,934, which is 28% lower than the Montana state average and 3% below the national average. The effective tax rate is 0.74% on a median home value of $263,000. Property taxes represent 2.6% of the median household income in this county.

Richland County's rate standing among U.S. counties

Primary signal

The effective rate sits near the national middle

Richland County's 0.74% effective rate sits near the middle of 3,135 tracked counties (more affordable than 56%).

Decision signal 2

The bill sits below the Montana median

Homeowners in Richland County pay a median annual property tax of $1,934, modestly below the national median and well below the Montana state median. On a $263,000 median home, that works out to an effective rate of 0.74% once the local assessment base and millage are combined.

Decision signal 3

Income and the tax bill sit in the middle band

Property taxes in Richland County run within the commonly cited 2%-4% national benchmark, at about 2.6% of the $73,084 median household income.

Decision signal 4

Near the middle of Montana counties by effective rate

Richland County ranks #25 of 56 counties in Montana by effective rate (55% of in-state counties pay a lower rate).

Informational notice

Figures describe the median homeowner household in Richland County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.

The rate held while the market moved

Richland County sits in the quarter of U.S. counties whose effective rate moved least over this span: 3.0% up, against a median home value that rose 14.8%.

A near-steady rate on a moving market passes that movement straight through: the median bill rose 18.2%, from $1,636 to $1,934.

Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.

Median Annual Tax
$1,934
Above-median bill
-28% vs State -3% vs US
Median Home Value
$263,000
-30% vs State +15% vs US
Effective Tax Rate
0.74%
Below-median rate
+3% vs State -20% vs US

How to read this county's bill

Bills rose across 2020-2024, from $1,636 to $1,934, a gain of 18%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.

The plurality of owner-occupied homes here falls in the $2,000 to $2,999 band, at 775 of 2,968 (26.1%). This shows the reported distribution around the county median, while individual assessments can vary.

Above-median earnings meet a slightly-below-median rate, and the median bill amounts to 2.6% of median household income. That is the comfortable middle of this dataset, and comfortable middles are easy to overlook when only rankings get published.

The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.

What Richland County Homeowners Actually Pay

The single largest group of Richland County homeowners, 775 of 2,968 owner-occupied homes (26.1%), pays $2,000 to $2,999 a year. The median is one point in this spread, not a typical bill.

  • Less than $800 11.4% (337)
  • $800 to $1,499 22.3% (661)
  • $1,500 to $1,999 16.6% (492)
  • $2,000 to $2,999 26.1% (775)
  • $3,000 or more 19.7% (585)

Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.

118 homes here (4.0%) report no real estate tax at all. Exemptions are set by state: how Montana handles assessments and appeals.

With vs Without Mortgage

With Mortgage
$2,198
$183/mo
Without Mortgage
$1,758
$147/mo

In Richland County, mortgaged homeowners pay 25% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.

Richland County's effective rate vs peers

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Richland County 0.74%
Montana average 0.72%
U.S. average 0.92%

Richland County's effective rate is higher than 55% of the 56 counties in Montana - ranking #25 of 56.

Where Richland County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

0.74% more affordable than 56% of 3,135 U.S. counties

Show national distribution This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

Same rate as Montana, a smaller bill

The effective rate here sits within 3% of the Montana median, yet the median bill runs 28% below it. When the rate matches and the cheque does not, the difference is in what is being taxed, not how heavily: the same percentage applied to cheaper housing produces $1,934 here. That is why comparing counties on rate alone can invert the answer a homeowner actually cares about.

Richland County vs Benchmarks

Metric Richland County Montana Avg U.S. Avg
Median Annual Tax Above-median bill $1,934 $2,693 $1,993
Effective Tax Rate Below-median rate 0.74% 0.72% 0.92%
Median Home Value $263,000 $375,800 $227,791
Tax as % of income Above-median income burden 2.6% - -

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Richland County is UNDER · MID on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Montana counties.

Richland County rate trail · UNDER

$1,600$1,700$1,800$1,900$2,000 20202021202220232024 $1,934
Richland County ACS median tax 2020–2024: +18% ($1,636 → $1,934).
Year Median Tax (vs prior release) Effective Rate
2024 $1,934 -0.1% 0.74%
2023 $1,935 +6.0% 0.75%
2022 $1,825 +4.2% 0.74%
2021 $1,752 +7.1% 0.74%
2020 $1,636 0.71%

Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.

Richland County: tax-to-income at 2.6%

Tax-to-Income Ratio
2.6%
of median household income
Median Income
$73,084
per year
Monthly Tax
$161
per month

Counties near Richland County's effective rate

On effective rate, Richland County sits nearest Perry County (MO), Lincoln County (MO), Jones County (MS).

On published median-tax change, the nearest matches are Dickinson County (MI), Delaware County (IN), Perry County (PA).

How peers are chosen

These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.

Richland County: only 6% of returns show Schedule A real-estate tax

Tax year 2022: 310 of 5,530 returns from Richland County reported real estate taxes, averaging $3,013 - 42% of those reporters sat in the $100-200k AGI band.

What this IRS county file does not say

Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.

Other Counties in Montana

View all counties in Montana →

Richland County rate FAQs

What is the average property tax in Richland County, Montana?
The median annual property tax in Richland County is $1,934, an effective rate of 0.74% on a $263,000 median home (Census ACS, 2024).
What is the tax affordability score for Richland County?
Richland County, Montana scores D (44/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is rate relief at C (0.74%). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
How does Richland County property tax compare to the national average?
Property taxes in Richland County run modestly below the national median of $1,993, an effective rate of 0.74% versus 0.92% nationally.
Are property taxes increasing in Richland County?
The ACS median property-tax bill for Richland County climbed 18.2% between the 2020 and 2024 5-year releases, from $1,636 to $1,934, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
What percentage of income goes to property taxes in Richland County?
Property taxes in Richland County run within the commonly cited 2%-4% national benchmark, at about 2.6% of the $73,084 median household income.

What to do with Richland County's UNDER rate

Inside Montana, Richland County's $1,934 median bill runs low versus the state median - check peer counties before assuming the lowest bill is the best move. Montana overview →

Richland County ranks #25 of 56 Montana counties by effective rate - on the higher-burden half of the state ACS set. Montana overview →

Nationwide peers by effective rate (then bill)

Rate-first peers for Richland County's UNDER effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.

Similar effective rate

Nearest out-of-state counties by ACS effective rate. This county: 0.74%.

Similar median bill

Nearest out-of-state counties by ACS median annual tax. This county: $1,934/yr. Rate peers are excluded so the two link sets stay distinct.

Read with Richland County

Nearest ABS(median_tax) ACS peers for Richland County (UNDER · MID), replacing the old fixed Keep exploring strip.

UNDER MID

Data vintage and method

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Richland County (UNDER · MID) - ACS medians, not a parcel bill.