North Dakota · County property tax · ACS 2024
McLean County Property Taxes
The median homeowner in McLean County pays $1,724 a year, an effective rate of 0.76%, notably lower than the U.S. average.
- $1,724
- Median tax / yr · Above-median bill
- 0.76%
- Effective rate · Below-median rate
- -13%
- vs U.S. average
- #36 of 53
- rank in ND
The verdict
Homeowners in McLean County pay a median $1,724 a year in property tax, an effective rate of 0.76%, more affordable than 54% of U.S. counties (Census ACS 2024).
- $1,724
- Median annual tax bill, 2024
- 0.76%
- Effective rate on median home
- #1446 of 3135
- U.S. counties by tax burden
- -13%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($227,100). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for North Dakota. Population: 9,823. Owner-occupied homes: 3,684.
The median annual property tax in McLean County is $1,724, which is 30% lower than the North Dakota state average and 13% below the national average. The effective tax rate is 0.76% on a median home value of $227,100. Property taxes represent 2.1% of the median household income in this county.
McLean County's rate standing among U.S. counties
Primary signal
The effective rate sits near the national middle
McLean County's 0.76% effective rate sits near the middle of 3,135 tracked counties (more affordable than 54%).
Decision signal 2
The bill sits below the North Dakota median
Homeowners in McLean County pay a median annual property tax of $1,724, notably lower than the national median and well below the North Dakota state median. On a $227,100 median home, that works out to an effective rate of 0.76% once the local assessment base and millage are combined.
Decision signal 3
Near the middle of North Dakota counties by effective rate
McLean County ranks #36 of 53 counties in North Dakota by effective rate (32% of in-state counties pay a lower rate).
Decision signal 4
Income and the tax bill sit in the middle band
Property taxes in McLean County run within the commonly cited 2%-4% national benchmark, at about 2.1% of the $83,583 median household income.
Informational notice
Figures describe the median homeowner household in McLean County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
The rate held while the market moved
McLean County sits in the quarter of U.S. counties whose effective rate moved least over this span: 0.2% down, against a median home value that rose 22.9%.
A near-steady rate on a moving market passes that movement straight through: the median bill rose 22.7%, from $1,405 to $1,724.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
Bills rose across 2020-2024, from $1,405 to $1,724, a gain of 23%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.
The fullest band here is the $800 to $1,499 range, holding 790 of 3,684 owner-occupied homes (21.4%). The band shows where the largest share of reported owner-occupied households falls; it is not an individual-bill estimate.
Top-quartile earnings meet a below-median rate, putting the median bill at 2.1% of median household income. Counties in this position span a wide range on the ratio above, because the dollar bill tracks home values rather than the rate.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What McLean County Homeowners Actually Pay
The single largest group of McLean County homeowners, 790 of 3,684 owner-occupied homes (21.4%), pays $800 to $1,499 a year. The median is one point in this spread, not a typical bill.
- Less than $800 17.9% (659)
- $800 to $1,499 21.4% (790)
- $1,500 to $1,999 16.6% (611)
- $2,000 to $2,999 17.4% (641)
- $3,000 or more 20.2% (744)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
239 homes here (6.5%) report no real estate tax at all. Exemptions are set by state: how North Dakota handles assessments and appeals.
With vs Without Mortgage
In McLean County, mortgaged homeowners pay 12% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.
McLean County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
McLean County's effective rate is higher than 32% of the 53 counties in North Dakota - ranking #36 of 53.
Where McLean County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
0.76% more affordable than 54% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
Below North Dakota on both measures
McLean County's effective rate runs 23% under the North Dakota median and its bill 30% under. Both sitting on the same side means the gap is not a valuation artefact: a county can post a low rate purely because its homes are expensive, but then the bill rises to meet the state. Here it does not, so the $1,724 median bill reflects a genuinely lighter charge than the North Dakota norm rather than a different denominator. Compare it against the state page before reading anything into the county rank.
McLean County vs Benchmarks
| Metric | McLean County | North Dakota Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Above-median bill | |||
| Effective Tax Rate Below-median rate | |||
| Median Home Value | |||
| Tax as % of income Below-median income burden | 2.1% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
McLean County is UNDER · MID on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · North Dakota counties.
McLean County rate trail · UNDER
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $1,724 -1.4% | 0.76% |
| 2023 | $1,748 +4.4% | 0.75% |
| 2022 | $1,675 +11.5% | 0.75% |
| 2021 | $1,502 +6.9% | 0.75% |
| 2020 | $1,405 | 0.76% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
McLean County: tax-to-income at 2.1%
Counties near McLean County's effective rate
On effective rate, McLean County sits nearest Gates County (NC), Montgomery County (MO), DeKalb County (MO).
On published median-tax change, the nearest matches are Lexington County (SC), Tulsa County (OK), Cumberland County (TN).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
McLean County: only 2% of returns show Schedule A real-estate tax
Tax year 2022: 100 of 4,600 returns from McLean County reported real estate taxes, averaging $3,850 - 40% of those reporters sat in the $50-75k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in North Dakota
McLean County rate FAQs
- What is the average property tax in McLean County, North Dakota?
- The median annual property tax in McLean County is $1,724, an effective rate of 0.76% on a $227,100 median home (Census ACS, 2024).
- What is the tax affordability score for McLean County?
- McLean County, North Dakota scores C (58/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is mortgage premium at B- (+$187). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- How does McLean County property tax compare to the national average?
- Property taxes in McLean County run notably lower than the national median of $1,993, an effective rate of 0.76% versus 0.92% nationally.
- Are property taxes increasing in McLean County?
- The ACS median property-tax bill for McLean County jumped 22.7% between the 2020 and 2024 5-year releases, from $1,405 to $1,724, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
- What percentage of income goes to property taxes in McLean County?
- Property taxes in McLean County run within the commonly cited 2%-4% national benchmark, at about 2.1% of the $83,583 median household income.
What to do with McLean County's UNDER rate
Inside North Dakota, McLean County's $1,724 median bill runs low versus the state median - check peer counties before assuming the lowest bill is the best move. North Dakota overview →
McLean County ranks #36 of 53 North Dakota counties by effective rate - on the lower-burden half of the state ACS set. North Dakota overview →
Nationwide peers by effective rate (then bill)
Rate-first peers for McLean County's UNDER effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.76%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $1,724/yr. Rate peers are excluded so the two link sets stay distinct.
Read with McLean County
Nearest ABS(median_tax) ACS peers for McLean County (UNDER · MID), replacing the old fixed Keep exploring strip.
UNDER MID
Blair County, PA
ABS(median_tax) peer · tied with McLean County at $1,724/yr; rate 1.07% vs McLean County 0.76%.
Norton County, KS
ABS(median_tax) peer · tied with McLean County at $1,724/yr; rate 1.70% vs McLean County 0.76%.
Carroll County, OH
ABS(median_tax) peer · $1,725/yr (near-tied bill ABS $1); rate 0.94% vs McLean County 0.76%.
Jerome County, ID
ABS(median_tax) peer · $1,725/yr (near-tied bill ABS $1); rate 0.63% vs McLean County 0.76%.
North Dakota county set
State ACS overview for every published North Dakota county rate and median bill.
Assessment cycle basics
McLean County stamps UNDER · MID - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 McLean County (UNDER · MID) - ACS medians, not a parcel bill.