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Colorado · County property tax · ACS 2024

Gilpin County Property Taxes

The median homeowner in Gilpin County pays $1,310 a year, an effective rate of 0.23%, 34% below the U.S. median.

$1,310
Median tax / yr
0.23%
Effective rate
-34%
vs U.S. median
#63 of 64
rank in CO

The verdict

Homeowners in Gilpin County pay a median $1,310 a year in property tax, an effective rate of 0.23%, more affordable than 99% of U.S. counties.

$1,310
Median annual tax bill, 2024
0.23%
Effective rate on median home
#17 of 3135
U.S. counties by tax burden
-34%
vs the national median bill

Effective rate is the median property tax bill divided by the median home value ($573,900). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

Census Bureau ACS property tax data for Colorado. Owner-occupied homes: 2,732.

The median annual property tax in Gilpin County is $1,310, which is 22% lower than the Colorado state average and 34% below the national average. The effective tax rate is 0.23% on a median home value of $573,900. Property taxes represent 1.4% of the median household income in this county. All property tax data shown below is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, which aggregates self-reported tax payments from homeowner households across the county. This page includes tax trends over multiple years, comparisons with neighboring counties, and a rent-versus-own cost analysis.

What This Data Tells Us About Gilpin County

Homeowners in Gilpin County pay a median annual property tax of $1,310, which is 34% lower than the national median and 22% below the Colorado state average. The effective tax rate of 0.23% on a median home value of $573,900 reflects how the local assessment base and millage combine into an actual bill.

Property taxes in Gilpin County represent about 1.4% of the median household income of $95,361, compared with a common national benchmark of 2% to 4%. Homeowners with a mortgage report a median of $1,290 in annual property tax while those without a mortgage report $1,346 - a gap that usually reflects differences in home value rather than differences in tax rate. Compared with 2023, the median tax bill changed by 11.3%, which tracks reassessment cycles and changes in the underlying home value distribution.

This page is for informational purposes only and is not tax, legal, or financial advice. Figures describe the median homeowner household in Gilpin County as reported to the Census Bureau, your own bill can differ based on your parcel's assessed value, exemptions, special districts, and municipal overlays. Always consult your county assessor, tax collector, or a qualified professional before making decisions that depend on these numbers.

Median Annual Tax
$1,310
-22% vs State -34% vs US
Median Home Value
$573,900
+34% vs State +152% vs US
Effective Tax Rate
0.23%
-41% vs State -75% vs US

With vs Without Mortgage

With Mortgage
$1,290
$108/mo
Without Mortgage
$1,346
$112/mo

Homeowners with a mortgage typically own higher-valued properties, which can result in higher tax bills.

How Gilpin County compares

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Gilpin County 0.23%
Colorado average 0.39%
U.S. average 0.92%

Gilpin County's effective rate is higher than 2% of the 64 counties in Colorado - ranking #63 of 64 for property tax burden.

Where Gilpin County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

0.23% Among the most affordable more affordable than 99% of 3,135 U.S. counties

0.00%–0.25%: 19 U.S. counties (1%). This entry sits in this band. 0.25%–0.50%: 467 U.S. counties (15%). Above this entry. 0.50%–0.75%: 904 U.S. counties (29%). Above this entry. 0.75%–1.00%: 614 U.S. counties (20%). Above this entry. 1.00%–1.25%: 452 U.S. counties (14%). Above this entry. 1.25%–1.50%: 331 U.S. counties (11%). Above this entry. 1.50%–1.75%: 181 U.S. counties (6%). Above this entry. 1.75%–2.00%: 79 U.S. counties (3%). Above this entry. 2.00%–2.25%: 48 U.S. counties (2%). Above this entry. 2.25%–2.50%: 28 U.S. counties (1%). Above this entry. 2.50%–2.75%: 8 U.S. counties (0%). Above this entry. 2.75%–3.00%: 3 U.S. counties (0%). Above this entry. 3.00%–3.25%: 0 U.S. counties (0%). Above this entry. 3.25%–3.50%: 0 U.S. counties (0%). Above this entry. 3.50%–3.75%: 1 U.S. counties (0%). Above this entry. 3.75%–4.00%: 0 U.S. counties (0%). Above this entry. This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

Gilpin County vs Benchmarks

Metric Gilpin County Colorado Avg U.S. Avg
Median Annual Tax $1,310 $1,669 $1,993
Effective Tax Rate 0.23% 0.39% 0.92%
Median Home Value $573,900 $427,513 $227,791

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Think your Gilpin County property tax bill is too high?

A successful appeal can lower your assessed value by 10-25%, cutting your annual tax bill by hundreds or thousands of dollars. Use our free Appeal Savings Estimator to project savings on your specific home, then read our step-by-step appeal guide for the exact procedure in Colorado.

Estimate Your Savings Read Appeal Guide

Property Tax History

Median annual property tax in Gilpin County, 2020–2024 (ACS). Up +39% over the period.

$900$1,000$1,100$1,200$1,300$1,400 20202021202220232024 $1,310
Median annual property tax in Gilpin County, 2020–2024 (ACS). Up +39% over the period.
Year Median Tax Effective Rate
2024 $1,310 +11.3% 0.23%
2023 $1,177 -4.9% 0.23%
2022 $1,238 +10.4% 0.27%
2021 $1,121 +19.1% 0.27%
2020 $941 0.24%

Tax Burden

Tax-to-Income Ratio
1.4%
of median household income
Median Income
$95,361
per year
Monthly Tax
$109
per month

Tax Affordability Score

10
Very Affordable

Based on the effective tax rate of 0.23% compared to the national average of 0.92%. Property taxes in Gilpin County are below average, making it a more affordable area for homeowners.

Very Expensive Very Affordable

Other Counties in Colorado

El Paso County
Tax: $1,874/yr Rate: 0.41%
Jefferson County
Tax: $3,082/yr Rate: 0.48%
Arapahoe County
Tax: $2,938/yr Rate: 0.52%
Denver County
Tax: $2,751/yr Rate: 0.45%
Adams County
Tax: $2,962/yr Rate: 0.61%
Douglas County
Tax: $3,947/yr Rate: 0.55%
View all counties in Colorado →

Frequently Asked Questions

What is the average property tax in Gilpin County, Colorado? ▼
The median annual property tax in Gilpin County is $1,310 based on the most recent Census Bureau American Community Survey data. The effective tax rate is 0.23% on a median home value of $573,900.
How does Gilpin County property tax compare to the national average? ▼
Property taxes in Gilpin County are 34% below the national average of $1,993. The effective rate of 0.23% compares to 0.92% nationally.
Does having a mortgage affect property taxes in Gilpin County? ▼
In Gilpin County, homeowners with a mortgage pay a median of $1,290 in annual property taxes, while homeowners without a mortgage pay $1,346. This difference often reflects the value of homes rather than different tax rates.
What percentage of income goes to property taxes in Gilpin County? ▼
Property taxes in Gilpin County represent approximately 1.4% of the median household income of $95,361. The national benchmark is generally 2-4% of household income.
Are property taxes increasing in Gilpin County? ▼
Property taxes in Gilpin County changed by +11.3% year-over-year, from $1,177 to $1,310. Check the historical table above for multi-year trends.
How can I appeal my property tax assessment in Gilpin County? ▼
Property tax appeals in Gilpin County typically start at the county assessor's office. You can challenge the assessed value of your property by providing evidence of comparable sales, property condition, or assessment errors. Most counties have a 30-90 day window after the assessment notice to file an appeal. See our guide on how to appeal property taxes for step-by-step instructions.

What this means in Gilpin County

How to use Gilpin County's property-tax numbers, for budgeting, comparison, or an appeal.

  • At Gilpin County's 0.23% effective rate, a $573,900 home implies about $1,310/yr, plug in your own home's value to estimate your bill. Estimate your bill
  • Gilpin County ranks #63 of 64 counties in Colorado by effective rate, compare it against the rest of the state before you judge your bill. Colorado overview
  • If your assessed value looks high relative to Gilpin County's typical home, you may have grounds to appeal, most jurisdictions have a filing window each year. How to appeal

Effective rate is the county median tax divided by the county median home value ($573,900); your parcel's assessed value, exemptions, and local levies determine your actual bill. U.S. Census Bureau ACS · 2024.

Property Tax Guides

Property Tax Basics
How property taxes work, who pays, and what determines your bill.
How to Appeal Your Property Tax
Step-by-step guide to challenging your assessment and lowering your tax bill.
Property Tax Exemptions
Common exemptions that can reduce your property tax burden.
How Assessments Work
Understanding assessed value, market value, and how your county calculates taxes.

Explore more of Colorado

Colorado property tax overview → Highest effective rates → Rent vs. own analysis → Property tax estimator →

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Related

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Data sourced from the U.S. Census Bureau (American Community Survey). See our methodology for details. Retrieved and formatted by PlainPropertyTax Editorial

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau American Community Survey. Consult a qualified professional before making decisions based on this data.

Read our methodology - how this data is sourced, computed, and verified.