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South Dakota · County property tax · ACS 2024

Custer County Property Taxes

The median homeowner in Custer County pays $2,879 a year, an effective rate of 0.77%, well above the U.S. average.

$2,879
Median tax / yr · High bill
0.77%
Effective rate · Below-median rate
+44%
vs U.S. average
#61 of 66
rank in SD

The verdict

Homeowners in Custer County pay a median $2,879 a year in property tax, an effective rate of 0.77%, more affordable than 53% of U.S. counties (Census ACS 2024).

$2,879
Median annual tax bill, 2024
0.77%
Effective rate on median home
#1476 of 3135
U.S. counties by tax burden
+44%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($372,100). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

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Census Bureau ACS property tax data for South Dakota. Population: 8,892. Owner-occupied homes: 3,809.

The median annual property tax in Custer County is $2,879, which is 6% higher than the South Dakota state average and 44% above the national average. The effective tax rate is 0.77% on a median home value of $372,100. Property taxes represent 3.4% of the median household income in this county.

Custer County's rate standing among U.S. counties

Primary signal

The effective rate sits near the national middle

Custer County's 0.77% effective rate sits near the middle of 3,135 tracked counties (more affordable than 53%).

Decision signal 2

The bill sits well above the national median

Homeowners in Custer County pay a median annual property tax of $2,879, well above the national median and modestly above the South Dakota state median. On a $372,100 median home, that works out to an effective rate of 0.77% once the local assessment base and millage are combined.

Decision signal 3

High among South Dakota counties by effective rate

Custer County ranks #61 of 66 counties in South Dakota by effective rate (8% of in-state counties pay a lower rate).

Decision signal 4

The latest release moved the bill up

Since 2023, the published ACS median estimate has climbed 12.9%, from $2,549 to $2,879. This compares two release estimates; it does not identify a local policy, assessment, exemption, or household-bill cause.

Decision signal 5

Income and the tax bill sit in the middle band

Property taxes in Custer County run within the commonly cited 2%-4% national benchmark, at about 3.4% of the $84,112 median household income.

Informational notice

Figures describe the median homeowner household in Custer County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.

Median Annual Tax
$2,879
High bill
+6% vs State +44% vs US
Median Home Value
$372,100
+45% vs State +63% vs US
Effective Tax Rate
0.77%
Below-median rate
-27% vs State -16% vs US

How to read this county's bill

The bill here climbed steeply over 2020-2024, up 38% from $2,087 to $2,879. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.

The heaviest band is also the fullest one here: 1,734 of 3,809 owner-occupied homes (45.5%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.

Top-quartile earnings meet a below-median rate, putting the median bill at 3.4% of median household income. Counties in this position span a wide range on the ratio above, because the dollar bill tracks home values rather than the rate.

The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.

What Custer County Homeowners Actually Pay

The single largest group of Custer County homeowners, 1,734 of 3,809 owner-occupied homes (45.5%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.

  • Less than $800 6.6% (253)
  • $800 to $1,499 12.7% (482)
  • $1,500 to $1,999 13.2% (504)
  • $2,000 to $2,999 17.1% (653)
  • $3,000 or more 45.5% (1,734)

Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.

183 homes here (4.8%) report no real estate tax at all. Exemptions are set by state: how South Dakota handles assessments and appeals.

With vs Without Mortgage

With Mortgage
$3,077
$256/mo
Without Mortgage
$2,545
$212/mo

In Custer County, mortgaged homeowners pay 21% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.

Custer County's effective rate vs peers

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Custer County 0.77%
South Dakota average 1.06%
U.S. average 0.92%

Custer County's effective rate is higher than 8% of the 66 counties in South Dakota - ranking #61 of 66.

Where Custer County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

0.77% more affordable than 53% of 3,135 U.S. counties

Show national distribution This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

What changed since 2020

The median bill in Custer County moved from $2,087 in the 2020 release to $2,879 in 2024, a change of about 38%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.

Custer County vs Benchmarks

Metric Custer County South Dakota Avg U.S. Avg
Median Annual Tax High bill $2,879 $2,724 $1,993
Effective Tax Rate Below-median rate 0.77% 1.06% 0.92%
Median Home Value $372,100 $257,400 $227,791
Tax as % of income Heavy income burden 3.4% - -

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Custer County is UNDER · MID on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · South Dakota counties.

Custer County rate trail · UNDER

$2,000$2,200$2,400$2,600$2,800$3,000 20202021202220232024 $2,879
Custer County ACS median tax 2020–2024: +38% ($2,087 → $2,879).
Year Median Tax (vs prior release) Effective Rate
2024 $2,879 +12.9% 0.77%
2023 $2,549 +4.5% 0.78%
2022 $2,439 +12.7% 0.83%
2021 $2,165 +3.7% 0.85%
2020 $2,087 0.90%

Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.

Custer County: tax-to-income at 3.4%

Tax-to-Income Ratio
3.4%
of median household income
Median Income
$84,112
per year
Monthly Tax
$240
per month

Counties near Custer County's effective rate

On effective rate, Custer County sits nearest Wasco County (OR), Columbus County (NC), Anson County (NC).

On published median-tax change, the nearest matches are Brunswick County (NC), Montgomery County (AL), Claiborne Parish (LA).

How peers are chosen

These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.

Custer County: only 5% of returns show Schedule A real-estate tax

Tax year 2022: 260 of 4,800 returns from Custer County reported real estate taxes, averaging $6,846 - 31% of those reporters sat in the $100-200k AGI band.

What this IRS county file does not say

Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.

Other Counties in South Dakota

View all counties in South Dakota →

Custer County rate FAQs

What is the tax affordability score for Custer County?
Custer County, South Dakota scores F (31/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is rate relief at C- (0.77%). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
How does Custer County property tax compare to the national average?
Property taxes in Custer County run well above the national median of $1,993, an effective rate of 0.77% versus 0.92% nationally.
What is the average property tax in Custer County, South Dakota?
The median annual property tax in Custer County is $2,879, an effective rate of 0.77% on a $372,100 median home (Census ACS, 2024).
Are property taxes increasing in Custer County?
The ACS median property-tax bill for Custer County is recorded at $2,879 in the 2024 5-year release against $2,087 in 2020. That is a large swing, and it should be read as movement in a survey estimate rather than as a tax change: the median here rests on about 3,809 owner-occupied homes, and swings above 50% are roughly twelve times more common in the smallest counties than in the largest. Treat the two figures as imprecise and check the county assessor for actual rate changes.
What percentage of income goes to property taxes in Custer County?
Property taxes in Custer County run within the commonly cited 2%-4% national benchmark, at about 3.4% of the $84,112 median household income.

What to do with Custer County's UNDER rate

Custer County's $2,879 median bill sits well above the U.S. median - size a personal estimate before treating the county headline as your budget. Estimate your bill →

Custer County ranks #61 of 66 South Dakota counties by effective rate - on the lower-burden half of the state ACS set. South Dakota overview →

Nationwide peers by effective rate (then bill)

Rate-first peers for Custer County's UNDER effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.

Similar effective rate

Nearest out-of-state counties by ACS effective rate. This county: 0.77%.

Similar median bill

Nearest out-of-state counties by ACS median annual tax. This county: $2,879/yr. Rate peers are excluded so the two link sets stay distinct.

Read with Custer County

Nearest ABS(median_tax) ACS peers for Custer County (UNDER · MID), replacing the old fixed Keep exploring strip.

UNDER MID

Data vintage and method

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Custer County (UNDER · MID) - ACS medians, not a parcel bill.