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Iowa · County property tax · ACS 2024

Cedar County Property Taxes

The median homeowner in Cedar County pays $2,568 a year, an effective rate of 1.22%, well above the U.S. average.

$2,568
Median tax / yr · High bill
1.22%
Effective rate · High rate
+29%
vs U.S. average
#73 of 99
rank in IA

The verdict

Homeowners in Cedar County pay a median $2,568 a year in property tax, an effective rate of 1.22%, more affordable than 22% of U.S. counties (Census ACS 2024).

$2,568
Median annual tax bill, 2024
1.22%
Effective rate on median home
#2433 of 3135
U.S. counties by tax burden
+29%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($211,300). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

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Census Bureau ACS property tax data for Iowa. Population: 18,349. Owner-occupied homes: 6,210.

The median annual property tax in Cedar County is $2,568, which is 11% lower than the Iowa state average and 29% above the national average. The effective tax rate is 1.22% on a median home value of $211,300. Property taxes represent 3.2% of the median household income in this county.

Cedar County's rate standing among U.S. counties

Primary signal

The effective rate sits near the national middle

Cedar County's 1.22% effective rate sits near the middle of 3,135 tracked counties (more affordable than 22%).

Decision signal 2

The bill sits well above the national median

Homeowners in Cedar County pay a median annual property tax of $2,568, well above the national median and notably lower than the Iowa state median. On a $211,300 median home, that works out to an effective rate of 1.22% once the local assessment base and millage are combined.

Decision signal 3

Near the middle of Iowa counties by effective rate

Cedar County ranks #73 of 99 counties in Iowa by effective rate (26% of in-state counties pay a lower rate).

Decision signal 4

Income and the tax bill sit in the middle band

Property taxes in Cedar County run within the commonly cited 2%-4% national benchmark, at about 3.2% of the $80,602 median household income.

Informational notice

Figures describe the median homeowner household in Cedar County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.

The rate held while the market moved

Cedar County sits in the quarter of U.S. counties whose effective rate moved least over this span: 5.9% down, against a median home value that rose 29.6%.

A near-steady rate on a moving market passes that movement straight through: the median bill rose 21.9%, from $2,106 to $2,568.

Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.

Median Annual Tax
$2,568
High bill
-11% vs State +29% vs US
Median Home Value
$211,300
+2% vs State -7% vs US
Effective Tax Rate
1.22%
High rate
-12% vs State +33% vs US

How to read this county's bill

Bills rose across 2020-2024, from $2,106 to $2,568, a gain of 22%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.

The heaviest band is also the fullest one here: 2,345 of 6,210 owner-occupied homes (37.8%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.

Both figures are in the national top quarter, and the median bill still equals only 3.2% of median household income. A high rate on high earnings produces a large dollar figure, and only the dollar figure tends to get quoted; the ratio above is the other half.

The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.

What Cedar County Homeowners Actually Pay

The single largest group of Cedar County homeowners, 2,345 of 6,210 owner-occupied homes (37.8%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.

  • Less than $800 9.4% (583)
  • $800 to $1,499 12.2% (756)
  • $1,500 to $1,999 12.8% (792)
  • $2,000 to $2,999 25.4% (1,576)
  • $3,000 or more 37.8% (2,345)

Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.

158 homes here (2.5%) report no real estate tax at all. Exemptions are set by state: how Iowa handles assessments and appeals.

With vs Without Mortgage

With Mortgage
$2,663
$222/mo
Without Mortgage
$2,441
$203/mo

Mortgaged and non-mortgaged homeowners in Cedar County pay about the same bill, a 9% gap.

Cedar County's effective rate vs peers

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Cedar County 1.22%
Iowa average 1.39%
U.S. average 0.92%

Cedar County's effective rate is higher than 26% of the 99 counties in Iowa - ranking #73 of 99.

Where Cedar County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

1.22% more affordable than 22% of 3,135 U.S. counties

Show national distribution This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

Cedar County vs Benchmarks

Metric Cedar County Iowa Avg U.S. Avg
Median Annual Tax High bill $2,568 $2,897 $1,993
Effective Tax Rate High rate 1.22% 1.39% 0.92%
Median Home Value $211,300 $208,000 $227,791
Tax as % of income Above-median income burden 3.2% - -

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Cedar County is PAR · MID on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Iowa counties.

Cedar County rate trail · PAR

$2,000$2,200$2,400$2,600 20202021202220232024 $2,568
Cedar County ACS median tax 2020–2024: +22% ($2,106 → $2,568).
Year Median Tax (vs prior release) Effective Rate
2024 $2,568 +5.5% 1.22%
2023 $2,433 +6.0% 1.22%
2022 $2,295 +3.4% 1.27%
2021 $2,219 +5.4% 1.32%
2020 $2,106 1.29%

Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.

Cedar County: tax-to-income at 3.2%

Tax-to-Income Ratio
3.2%
of median household income
Median Income
$80,602
per year
Monthly Tax
$214
per month

Counties near Cedar County's effective rate

On effective rate, Cedar County sits nearest Seminole County (GA), Screven County (GA), Cherokee County (KS).

On published median-tax change, the nearest matches are Bon Homme County (SD), DeSoto County (MS), Cotton County (OK).

How peers are chosen

These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.

Cedar County: only 4% of returns show Schedule A real-estate tax

Tax year 2022: 320 of 8,940 returns from Cedar County reported real estate taxes, averaging $4,113 - 34% of those reporters sat in the $100-200k AGI band.

What this IRS county file does not say

Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.

Other Counties in Iowa

View all counties in Iowa →

Cedar County rate FAQs

What is the tax affordability score for Cedar County?
Cedar County, Iowa scores F (35/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is housing pressure at C+ (2.62×). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
What is the average property tax in Cedar County, Iowa?
The median annual property tax in Cedar County is $2,568, an effective rate of 1.22% on a $211,300 median home (Census ACS, 2024).
How does Cedar County property tax compare to the national average?
Property taxes in Cedar County run well above the national median of $1,993, an effective rate of 1.22% versus 0.92% nationally.
Are property taxes increasing in Cedar County?
The ACS median property-tax bill for Cedar County jumped 21.9% between the 2020 and 2024 5-year releases, from $2,106 to $2,568, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
What percentage of income goes to property taxes in Cedar County?
Property taxes in Cedar County run within the commonly cited 2%-4% national benchmark, at about 3.2% of the $80,602 median household income.

What to do with Cedar County's PAR rate

Cedar County's $2,568 median bill sits well above the U.S. median - size a personal estimate before treating the county headline as your budget. Estimate your bill →

Cedar County ranks #73 of 99 Iowa counties by effective rate - on the lower-burden half of the state ACS set. Iowa overview →

Nationwide peers by effective rate (then bill)

Rate-first peers for Cedar County's PAR effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.

Similar effective rate

Nearest out-of-state counties by ACS effective rate. This county: 1.22%.

Similar median bill

Nearest out-of-state counties by ACS median annual tax. This county: $2,568/yr. Rate peers are excluded so the two link sets stay distinct.

Read with Cedar County

Nearest ABS(median_tax) ACS peers for Cedar County (PAR · MID), replacing the old fixed Keep exploring strip.

PAR MID

Data vintage and method

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Cedar County (PAR · MID) - ACS medians, not a parcel bill.