Caldwell County, North Carolina Property Taxes
Census Bureau ACS property tax data for North Carolina. Population: 24,251.
The median annual property tax in Caldwell County is $1,112, which is 22% lower than the North Carolina state average and 42% below the national average. The effective tax rate is 0.64% on a median home value of $174,000. Property taxes represent 2.0% of the median household income in this county.
Median Annual Tax
$1,112
-22% vs State
-42% vs US
Median Home Value
$174,000
-19% vs State
-18% vs US
Effective Tax Rate
0.64%
-9% vs State
-33% vs US
With vs Without Mortgage
With Mortgage
$1,268
$106/mo
Without Mortgage
$920
$77/mo
Homeowners with a mortgage typically own higher-valued properties, which can result in higher tax bills.
Property Tax History
| Year | Median Tax | Effective Rate |
|---|---|---|
| 2023 | $1,112 +4.2% | 0.64% |
| 2022 | $1,067 +10.7% | 0.67% |
| 2021 | $964 +4.4% | 0.71% |
| 2020 | $923 +4.4% | 0.74% |
| 2019 | $884 | 0.75% |
Tax Burden
Tax-to-Income Ratio
2.0%
of median household income
Median Income
$55,401
per year
Monthly Tax
$93
per month
Other Counties in North Carolina
Hertford County
Tax: $1,083/yr Rate: 0.97%
Brunswick County
Tax: $1,789/yr Rate: 0.57%
Washington County
Tax: $1,202/yr Rate: 1.12%
Rutherford County
Tax: $1,053/yr Rate: 0.58%
Wake County
Tax: $3,023/yr Rate: 0.71%
Rockingham County
Tax: $1,230/yr Rate: 0.79%
Frequently Asked Questions
What is the average property tax in Caldwell County, North Carolina? ▼
The median annual property tax in Caldwell County is $1,112 based on the most recent Census Bureau American Community Survey data. The effective tax rate is 0.64% on a median home value of $174,000.
How does Caldwell County property tax compare to the national average? ▼
Property taxes in Caldwell County are 42% below the national average of $1,923. The effective rate of 0.64% compares to 0.95% nationally.
Does having a mortgage affect property taxes in Caldwell County? ▼
In Caldwell County, homeowners with a mortgage pay a median of $1,268 in annual property taxes, while homeowners without a mortgage pay $920. This difference often reflects the value of homes rather than different tax rates.
What percentage of income goes to property taxes in Caldwell County? ▼
Property taxes in Caldwell County represent approximately 2.0% of the median household income of $55,401. The national benchmark is generally 2-4% of household income.
Explore More Data
Data source: U.S. Census Bureau, American Community Survey 5-Year Estimates. Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.