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Daggett County, UT

Rent vs Own in Daggett County, Utah

HUD prices a 2-bedroom in Daggett County at $1,153/mo while the ownership stack lands near $1,618/mo. That mid-sized gap is large enough that rate or down-payment tweaks usually cannot close it alone. Owner-occupied homes: 237.

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Renting is cheaper in Daggett County

A 2-bedroom rental here runs $1,153/mo, meaningfully below the $1,618/mo ownership stack on the default assumptions. That is a $465/mo difference.

Based on 20% down, 6.5% rate, 30-year mortgage. Adjust below.

What This Data Tells Us About Renting vs Owning in Daggett County

Primary driver

HUD moved the rent benchmark up

HUD raised its 2-bedroom Fair Market Rent for Daggett County from $968/mo in FY2025 to $1,153/mo in FY2026: it increased by $185/mo (+19.1%). A rising rent benchmark widens the gap in favour of owning over time, because the mortgage share of the ownership cost below is fixed at origination while the rent it is compared against reprices every year.

Decision signal 2

Buying compares well inside the state

Using the assumptions above, Daggett County ranks 6 of 29 Utah counties for buy-vs-rent value (rank 1 = the best relative deal for buying). It sits ahead of 23 other Utah counties on this measure.

Decision signal 3

Renting wins by a mid-sized monthly gap

Daggett County lists a $282,300 median home with $1,304/yr property tax (0.46%). HUD's $1,153/mo 2-bedroom rent undercuts the ~$1,618/mo ownership stack by a mid-range margin of about $465/mo. Closing that gap usually takes more than a cosmetic rate tweak, price, tax load, or both.

Decision signal 4

Price and income sit in the middle band

Median household income is $66,000, for a 4.3x home-price-to-income ratio in the middle of the national distribution; property tax takes 2.0% of that income. Small changes in down payment or rate move this county across the rent-vs-own line more than they would in a high-ratio market.

Methodology & disclaimer

This calculator is for informational purposes only and is not tax, legal, or financial advice. Property tax figures come from the U.S. Census Bureau ACS 5-Year Estimates and rent figures come from HUD Fair Market Rents; both describe area medians, not individual transactions. Insurance is estimated at 0.35% of home value annually and closing costs, maintenance, HOA, and PMI are not included. Consult a licensed mortgage, tax, or real-estate professional before making a buy-or-rent decision based on these numbers.

Monthly Cost Breakdown

Estimated Monthly Ownership
$1,618
Mortgage (P&I) $1,427
Property Tax $109
Insurance (est.) $82
Monthly Rent (2-BR FMR)
$1,153
Studio$843
1-Bedroom$960
2-Bedroom$1,153
3-Bedroom$1,569
4-Bedroom$1,934

Adjust Your Scenario

Affordability Context

Median Household Income
$66,000
$5,500/mo
Home Price / Income
4.3x
Moderate (3-5x)
Tax-to-Income Ratio
2.0%
National benchmark: 2-4%

Who actually pays it here

Most Daggett County households that own outright land between $800 and $1,499 a year, at the national middle, so the tax neither argues for renting nor against it and the decision turns on price and mobility instead.

Households earning $50,000 to $75,000 file the largest share of these write-offs in Daggett County, an ordinary middle-income profile.

With ownership already mid-range more expensive than rent month-to-month, that annual bill reinforces why cash-flow renters stay put unless they are deliberately buying for tenure rather than monthly savings.

Bill bands are Census ACS counts of owner-occupied homes without a mortgage. Income brackets are IRS Statistics of Income county data for tax year 2022, counted over FILERS reporting real-estate taxes on Schedule A, which is a smaller group than homeowners: most filers take the standard deduction.

Nearby Counties

Frequently Asked Questions

Is it cheaper to rent or buy in Daggett County, Utah?
Renting the HUD 2-bedroom is the clearer monthly path in Daggett County by roughly $465/mo under default loan assumptions. Closing a gap this size usually needs a meaningfully lower price or rate, not a cosmetic tweak.
What is the average rent in Daggett County?
HUD prices a 2-bedroom unit at $1,153/mo here. Sizing up matters: going from a studio to a 4-bedroom adds about $1,091/mo, so the per-bedroom jump is worth checking against your actual space needs before assuming the 2-BR figure applies to your situation.
Is rent going up or down in Daggett County?
HUD's 2-bedroom Fair Market Rent figure has risen 19.1% between the FY2025 and FY2026 publications, the two most recent years tracked here.
How much house can you afford in Daggett County?
On the common 3x-income guideline, a $66,000 household here can afford up to $198,000 -- about $84,300 short of this county's $282,300 median home. That gap is typically closed with a larger down payment, dual incomes, or a longer search outside the median price band.
How does Daggett County compare to other Utah counties for renting vs buying?
Out of 29 Utah counties ranked here on buy-vs-rent value, Daggett County lands at spot 6, putting it in the more buy-favorable quarter of the state. The <a href="/states/utah">Utah state page</a> lists every peer county's tax bill beside this one.
What is the median home price in Daggett County?
$282,300, per the Census Bureau's ACS 5-Year Estimates. The property tax on that value works out to roughly 0.46% a year, in line with typical rates for the area.
Data sourced from the U.S. Census Bureau (American Community Survey). See our methodology for details. Retrieved and formatted by PlainPropertyTax

Source: U.S. Census Bureau, Government Finances State and local property tax revenue by jurisdiction · 2025

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