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Missouri · County property tax · ACS 2024

Phelps County Property Taxes

The median homeowner in Phelps County pays $1,312 a year, an effective rate of 0.64%, well below the U.S. average.

$1,312
Median tax / yr · Below-median bill
0.64%
Effective rate · Below-median rate
-34%
vs U.S. average
#76 of 115
rank in MO

The verdict

Homeowners in Phelps County pay a median $1,312 a year in property tax, an effective rate of 0.64%, more affordable than 67% of U.S. counties (Census ACS 2024).

$1,312
Median annual tax bill, 2024
0.64%
Effective rate on median home
#1040 of 3135
U.S. counties by tax burden
-34%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($206,500). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

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Census Bureau ACS property tax data for Missouri. Population: 45,194. Owner-occupied homes: 10,689.

The median annual property tax in Phelps County is $1,312, which is 33% lower than the Missouri state average and 34% below the national average. The effective tax rate is 0.64% on a median home value of $206,500. Property taxes represent 2.2% of the median household income in this county.

Phelps County's rate standing among U.S. counties

Primary signal

The effective rate sits near the national middle

Phelps County's 0.64% effective rate sits near the middle of 3,135 tracked counties (more affordable than 67%).

Decision signal 2

The bill sits well below the national median

Homeowners in Phelps County pay a median annual property tax of $1,312, well below the national median and well below the Missouri state median. On a $206,500 median home, that works out to an effective rate of 0.64% once the local assessment base and millage are combined.

Decision signal 3

Near the middle of Missouri counties by effective rate

Phelps County ranks #76 of 115 counties in Missouri by effective rate (34% of in-state counties pay a lower rate).

Decision signal 4

Income and the tax bill sit in the middle band

Property taxes in Phelps County run within the commonly cited 2%-4% national benchmark, at about 2.2% of the $58,396 median household income.

Informational notice

Figures describe the median homeowner household in Phelps County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.

Most of the market's rise reached the bill

The effective rate here moved 6.5% down between 2020 and 2024, a smaller shift than in 73% of U.S. counties. With the median home value rose 41.2%, the median bill rose 32.1% to $1,312: the rate did comparatively little to offset the market.

Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.

Median Annual Tax
$1,312
Below-median bill
-33% vs State -34% vs US
Median Home Value
$206,500
-10% vs State -9% vs US
Effective Tax Rate
0.64%
Below-median rate
-25% vs State -30% vs US

How to read this county's bill

The bill here climbed steeply over 2020-2024, up 32% from $993 to $1,312. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.

The fullest band here is the $800 to $1,499 range, holding 3,747 of 10,689 owner-occupied homes (35.1%). The band shows where the largest share of reported owner-occupied households falls; it is not an individual-bill estimate.

Both figures cluster near the middle of the national range, and the median bill comes to 2.2% of median household income. Counties like this are the reason a national average exists at all, and also the reason it explains so little.

The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.

What Phelps County Homeowners Actually Pay

The single largest group of Phelps County homeowners, 3,747 of 10,689 owner-occupied homes (35.1%), pays $800 to $1,499 a year. The median is one point in this spread, not a typical bill.

  • Less than $800 22.1% (2,364)
  • $800 to $1,499 35.1% (3,747)
  • $1,500 to $1,999 14.7% (1,572)
  • $2,000 to $2,999 15.3% (1,638)
  • $3,000 or more 10.0% (1,072)

Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.

296 homes here (2.8%) report no real estate tax at all. Exemptions are set by state: how Missouri handles assessments and appeals.

With vs Without Mortgage

With Mortgage
$1,371
$114/mo
Without Mortgage
$1,208
$101/mo

In Phelps County, mortgaged homeowners pay 13% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.

Phelps County's effective rate vs peers

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Phelps County 0.64%
Missouri average 0.85%
U.S. average 0.92%

Phelps County's effective rate is higher than 34% of the 115 counties in Missouri - ranking #76 of 115.

Where Phelps County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

0.64% Among the most affordable more affordable than 67% of 3,135 U.S. counties

Show national distribution This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

What changed since 2020

The median bill in Phelps County moved from $993 in the 2020 release to $1,312 in 2024, a change of about 32%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.

Phelps County vs Benchmarks

Metric Phelps County Missouri Avg U.S. Avg
Median Annual Tax Below-median bill $1,312 $1,948 $1,993
Effective Tax Rate Below-median rate 0.64% 0.85% 0.92%
Median Home Value $206,500 $230,300 $227,791
Tax as % of income Below-median income burden 2.2% - -

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Phelps County is QUIET · LIGHT on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Missouri counties.

Phelps County rate trail · QUIET

$900$1,000$1,100$1,200$1,300$1,400 20202021202220232024 $1,312
Phelps County ACS median tax 2020–2024: +32% ($993 → $1,312).
Year Median Tax (vs prior release) Effective Rate
2024 $1,312 +5.1% 0.64%
2023 $1,248 +4.8% 0.64%
2022 $1,191 +9.6% 0.68%
2021 $1,087 +9.5% 0.70%
2020 $993 0.68%

Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.

Phelps County: tax-to-income at 2.2%

Tax-to-Income Ratio
2.2%
of median household income
Median Income
$58,396
per year
Monthly Tax
$109
per month

Counties near Phelps County's effective rate

On effective rate, Phelps County sits nearest Bossier Parish (LA), Whitley County (KY), McLean County (KY).

On published median-tax change, the nearest matches are Lake County (CA), Oconee County (GA), Harrison County (IN).

How peers are chosen

These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.

Phelps County: only 3% of returns show Schedule A real-estate tax

Tax year 2022: 540 of 18,720 returns from Phelps County reported real estate taxes, averaging $2,563 - 35% of those reporters sat in the $100-200k AGI band.

What this IRS county file does not say

Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.

Other Counties in Missouri

View all counties in Missouri →

Phelps County rate FAQs

What is the average property tax in Phelps County, Missouri?
The median annual property tax in Phelps County is $1,312, an effective rate of 0.64% on a $206,500 median home (Census ACS, 2024).
What is the tax affordability score for Phelps County?
Phelps County, Missouri scores C+ (61/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is mortgage premium at B- (+$163). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
How does Phelps County property tax compare to the national average?
Property taxes in Phelps County run well below the national median of $1,993, an effective rate of 0.64% versus 0.92% nationally.
Are property taxes increasing in Phelps County?
The ACS median property-tax bill for Phelps County jumped 32.1% between the 2020 and 2024 5-year releases, from $993 to $1,312, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
What percentage of income goes to property taxes in Phelps County?
Property taxes in Phelps County run within the commonly cited 2%-4% national benchmark, at about 2.2% of the $58,396 median household income.

What to do with Phelps County's QUIET rate

Phelps County's $1,312 median bill sits well below the U.S. median - still size a parcel estimate; local millage and exemptions move the real bill. Estimate your bill →

Phelps County ranks #76 of 115 Missouri counties by effective rate - on the lower-burden half of the state ACS set. Missouri overview →

Nationwide peers by effective rate (then bill)

Rate-first peers for Phelps County's QUIET effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.

Similar effective rate

Nearest out-of-state counties by ACS effective rate. This county: 0.64%.

Similar median bill

Nearest out-of-state counties by ACS median annual tax. This county: $1,312/yr. Rate peers are excluded so the two link sets stay distinct.

Read with Phelps County

Nearest ABS(median_tax) ACS peers for Phelps County (QUIET · LIGHT), replacing the old fixed Keep exploring strip.

QUIET LIGHT

Data vintage and method

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Phelps County (QUIET · LIGHT) - ACS medians, not a parcel bill.