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Logan County, KS

Rent vs Own in Logan County, Kansas

Owning the median home in Logan County clears the monthly bar: about $792/mo versus HUD's $912/mo 2-bedroom rent. The stack below shows which line items create that edge. Owner-occupied homes: 805.

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Buying is cheaper in Logan County

Owning runs about $792/mo here, under $912/mo to rent a comparable 2-bedroom. That is a $120/mo difference.

Based on 20% down, 6.5% rate, 30-year mortgage. Adjust below.

What This Data Tells Us About Renting vs Owning in Logan County

Primary driver

Income supports the median purchase price

Median household income is $75,662, and the 1.6x home-price-to-income ratio leaves room for the ownership stack (property tax alone is 2.6% of median income). The monthly gap above is more about mortgage rate and insurance assumptions than about the purchase price being out of reach.

Decision signal 2

The tax rate is a national headwind

Logan County's 1.64% effective rate is among the highest of 3,135 tracked counties: only about 93% pay more. Treat that recurring tax line separately from principal and interest.

Decision signal 3

HUD moved the rent benchmark down

HUD cut its 2-bedroom Fair Market Rent for Logan County from $958/mo in FY2025 to $912/mo in FY2026: it decreased by $46/mo (-4.8%). A falling benchmark narrows the case for buying here, and it usually reflects HUD re-estimating the local market rather than existing rents being cut.

Decision signal 4

Owning clears the monthly bar here

Logan County's median home ($117,900) carries $1,932/yr in property tax at 1.64%. Under a 20% down, 6.5%, 30-year stack the all-in ownership bill is about $792/mo, which undercuts HUD's $912/mo 2-bedroom Fair Market Rent by roughly $120/mo before maintenance, HOA, or closing costs.

Decision signal 5

The county sits near the state middle

Using the assumptions above, Logan County ranks 51 of 105 Kansas counties for buy-vs-rent value (rank 1 = the best relative deal for buying). It sits ahead of 54 other Kansas counties on this measure.

Methodology & disclaimer

This calculator is for informational purposes only and is not tax, legal, or financial advice. Property tax figures come from the U.S. Census Bureau ACS 5-Year Estimates and rent figures come from HUD Fair Market Rents; both describe area medians, not individual transactions. Insurance is estimated at 0.35% of home value annually and closing costs, maintenance, HOA, and PMI are not included. Consult a licensed mortgage, tax, or real-estate professional before making a buy-or-rent decision based on these numbers.

Monthly Cost Breakdown

Estimated Monthly Ownership
$792
Mortgage (P&I) $596
Property Tax $161
Insurance (est.) $34
Monthly Rent (2-BR FMR)
$912
Studio$668
1-Bedroom$832
2-Bedroom$912
3-Bedroom$1,093
4-Bedroom$1,208

Adjust Your Scenario

Affordability Context

Median Household Income
$75,662
$6,305/mo
Home Price / Income
1.6x
Affordable (≤3x)
Tax-to-Income Ratio
2.6%
National benchmark: 2-4%

Who actually pays it here

Even with the loan gone, the largest group of Logan County owners still owes $3,000 or more every year - a recurring holding cost of a few hundred dollars a month, which is why "paid off" understates the real cost of keeping property here.

Logan County matches the national pattern: six-figure earners between $100,000 and $200,000 account for more of these write-offs than any other local group.

Against that holding-cost profile, the monthly ownership stack already undercuts HUD rent here, so the long-run tax bill is an ownership feature more than a reason to keep renting.

Bill bands are Census ACS counts of owner-occupied homes without a mortgage. Income brackets are IRS Statistics of Income county data for tax year 2022, counted over FILERS reporting real-estate taxes on Schedule A, which is a smaller group than homeowners: most filers take the standard deduction.

Nearby Counties

Johnson County
Home: $391,200 Tax: $4,447/yr
Sedgwick County
Home: $203,300 Tax: $2,461/yr
Shawnee County
Home: $180,900 Tax: $2,705/yr
Wyandotte County
Home: $172,300 Tax: $2,509/yr
Douglas County
Home: $309,400 Tax: $3,776/yr
Leavenworth County
Home: $282,900 Tax: $3,424/yr

Frequently Asked Questions

Is it cheaper to rent or buy in Logan County, Kansas? ▼
On the standard 20%-down / 6.5% stack, owning the median Logan County home undercuts HUD's 2-bedroom rent by about $120/mo. Change the down payment, rate, or time horizon in the calculator and that gap can flip - owning also builds equity that rent never does.
How much house can you afford in Logan County? ▼
On the common 3x-income guideline, a $75,662 household here can afford up to $226,986, which comfortably covers this county's $117,900 median home price -- a healthier affordability picture than many of the counties tracked on this site.
What is the median home price in Logan County? ▼
$117,900, per the Census Bureau's ACS 5-Year Estimates. What stands out more than the price itself is the tax load on it: this county's 1.64% effective rate sits near the high end of the 3,135 counties tracked here.
What is the average rent in Logan County? ▼
HUD prices a 2-bedroom unit at $912/mo here. Sizing up matters: going from a studio to a 4-bedroom adds about $540/mo, so the per-bedroom jump is worth checking against your actual space needs before assuming the 2-BR figure applies to your situation.
Is rent going up or down in Logan County? ▼
HUD's 2-bedroom Fair Market Rent figure has fallen 4.8% between the FY2025 and FY2026 publications, the two most recent years tracked here.
How does Logan County compare to other Kansas counties for renting vs buying? ▼
Out of 105 Kansas counties ranked here on buy-vs-rent value, Logan County lands at spot 51, roughly in the middle of the pack statewide. The <a href="/states/kansas">Kansas state page</a> lists every peer county's tax bill beside this one.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from the U.S. Census Bureau (American Community Survey). See our methodology for details. Retrieved and formatted by PlainPropertyTax

Source: U.S. Census Bureau, Government Finances State and local property tax revenue by jurisdiction · 2025

Verify with HUD →