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Missouri · County property tax · ACS 2024

McDonald County Property Taxes

The median homeowner in McDonald County pays $712 a year, an effective rate of 0.46%, far below the U.S. average.

$712
Median tax / yr · Low bill
0.46%
Effective rate · Low rate
-64%
vs U.S. average
#107 of 115
rank in MO

The verdict

Homeowners in McDonald County pay a median $712 a year in property tax, an effective rate of 0.46%, more affordable than 88% of U.S. counties (Census ACS 2024).

$712
Median annual tax bill, 2024
0.46%
Effective rate on median home
#389 of 3135
U.S. counties by tax burden
-64%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($154,700). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

Tax affordability score · McDonald County, MO

81/100

5 ACS dimensions · release 2024

Comparative score against U.S. county percentiles on Census ACS medians (effective rate, bill, income share, mortgage gap, home-value/income). Higher means more affordable on those published medians, not a recommendation to buy, sell, appeal, or move, and not your personal tax bill. Missing inputs drop out and redistribute weight. How it is calculated.

Bill size A
$712/yr

McDonald County's median annual property-tax bill vs U.S. counties

Income room A
1.4%

Median tax as a share of McDonald County's median household income

Rate relief A
0.46%

McDonald County's effective rate vs U.S. county percentiles (ACS 2024)

Mortgage premium C+
+$199

Mortgaged vs free-and-clear median bill gap in McDonald County

Housing pressure D
2.95×

Median home value relative to McDonald County's median income

McDonald County affordability profile (scored ACS dimensions) 5-axis radar comparing 1 series across Bill size, Income room, Rate relief, Mortgage premium, Housing pressure. Bill sizeIncome roomRate reliefMortgage premiumHousing pressure 81 A-
McDonald County affordability profile (scored ACS dimensions)
Read the chart values
  • Bill size: 90/100 (A) · $712/yr
  • Income room: 89/100 (A) · 1.4%
  • Rate relief: 88/100 (A) · 0.46%
  • Mortgage premium: 65/100 (C+) · +$199
  • Housing pressure: 49/100 (D) · 2.95×

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Census Bureau ACS property tax data for Missouri. Population: 23,701. Owner-occupied homes: 5,763.

The median annual property tax in McDonald County is $712, which is 63% lower than the Missouri state average and 64% below the national average. The effective tax rate is 0.46% on a median home value of $154,700. Property taxes represent 1.4% of the median household income in this county.

What This Data Tells Us About McDonald County

Primary signal

The bill sits well below the national median

Homeowners in McDonald County pay a median annual property tax of $712, far below the national median and far below the Missouri state median. On a $154,700 median home, that works out to an effective rate of 0.46% once the local assessment base and millage are combined.

Decision signal 2

High among Missouri counties by effective rate

McDonald County ranks #107 of 115 counties in Missouri by effective rate (7% of in-state counties pay a lower rate).

Decision signal 3

The effective rate sits near the national middle

McDonald County's 0.46% effective rate sits near the middle of 3,135 tracked counties (more affordable than 88%).

Decision signal 4

Income carries a light tax share

Property taxes in McDonald County run well below the commonly cited 2%-4% national benchmark, at about 1.4% of the $52,375 median household income.

This page is for informational purposes only and is not tax, legal, or financial advice. Figures describe the median homeowner household in McDonald County as reported to the Census Bureau, your own bill can differ based on your parcel's assessed value, exemptions, special districts, and municipal overlays. Always consult your county assessor, tax collector, or a qualified professional before making decisions that depend on these numbers.

The rate gave way faster than almost anywhere

Between the 2020 and 2024 releases the median home value in McDonald County rose 51.4%, from $102,200 to $154,700. The effective rate fell 24.9% over the same span, a steeper move than in 93% of U.S. counties.

The median bill still rose 13.7%, to $712. Where the rate drops this far and the bill rises anyway, what changed is the value the rate is applied to.

Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.

Median Annual Tax
$712
Low bill
-63% vs State -64% vs US
Median Home Value
$154,700
-33% vs State -32% vs US
Effective Tax Rate
0.46%
Low rate
-46% vs State -50% vs US

How to read this county's bill

Bills rose across 2020-2024, from $626 to $712, a gain of 14%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.

The largest reported group here falls at the bottom of the national range: 3,070 of 5,763 owner-occupied homes (53.3%) report annual real-estate taxes under $800. This distribution describes reported owner-occupied homes, not an affordability judgment for any property.

Both sides of this comparison sit low: household income here is in the bottom quarter of US counties, and so is the effective tax rate. The median bill works out at 1.4% of median household income, which is the arithmetic of a modest levy on modest earnings rather than of any deliberate relief.

The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.

What McDonald County Homeowners Actually Pay

The single largest group of McDonald County homeowners, 3,070 of 5,763 owner-occupied homes (53.3%), pays less than $800 a year. The median is one point in this spread, not a typical bill.

  • Less than $800 53.3% (3,070)
  • $800 to $1,499 29.9% (1,724)
  • $1,500 to $1,999 4.7% (272)
  • $2,000 to $2,999 6.3% (361)
  • $3,000 or more 1.4% (83)

Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.

253 homes here (4.4%) report no real estate tax at all. Exemptions are set by state: how Missouri handles assessments and appeals.

With vs Without Mortgage

With Mortgage
$817
$68/mo
Without Mortgage
$618
$52/mo

Mortgaged homeowners in McDonald County pay a substantially higher bill, 32% more, pointing to a wide home-value gap between the two groups.

How McDonald County compares

Effective property tax rate (median tax ÷ median home value), ACS 2024.

McDonald County 0.46%
Missouri average 0.85%
U.S. average 0.92%

McDonald County's effective rate is higher than 7% of the 115 counties in Missouri - ranking #107 of 115 for property tax burden.

Where McDonald County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

0.46% Among the most affordable more affordable than 88% of 3,135 U.S. counties

Show national distribution This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

Below Missouri on both measures

McDonald County's effective rate runs 46% under the Missouri median and its bill 63% under. Both sitting on the same side means the gap is not a valuation artefact: a county can post a low rate purely because its homes are expensive, but then the bill rises to meet the state. Here it does not, so the $712 median bill reflects a genuinely lighter charge than the Missouri norm rather than a different denominator. Compare it against the state page before reading anything into the county rank.

McDonald County vs Benchmarks

Metric McDonald County Missouri Avg U.S. Avg
Median Annual Tax Low bill $712 $1,948 $1,993
Effective Tax Rate Low rate 0.46% 0.85% 0.92%
Median Home Value $154,700 $230,300 $227,791
Tax as % of income Light income burden 1.4% - -

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

McDonald County stamps QUIET · LIGHT - still check the parcel card

On McDonald County's published figures (QUIET · LIGHT), a $154,700 median home carries a $712 median bill, so every 10% off an assessed value is worth about $71 a year at the same rate. Whether an appeal is worth filing depends on your own parcel. Use our free Appeal Savings Estimator to run your own numbers, then read our step-by-step appeal guide for the procedure in Missouri.

Property Tax History · QUIET · LIGHT

$600$650$700$750 20202021202220232024 $712
Median annual property tax in McDonald County, 2020–2024 (ACS). Up +14% over the period.
Year Median Tax (vs prior release) Effective Rate
2024 $712 -1.5% 0.46%
2023 $723 +6.0% 0.54%
2022 $682 +7.9% 0.58%
2021 $632 +1.0% 0.60%
2020 $626 0.61%

Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.

Tax Burden

Tax-to-Income Ratio
1.4%
of median household income
Median Income
$52,375
per year
Monthly Tax
$59
per month

Tax Affordability Score

10
Very Affordable

An effective rate far below the national average of 0.92% puts McDonald County in the "Very Affordable" band for property tax burden.

Very Expensive Very Affordable

How this score is calculated: a 1-10 scale derived mechanically from the ratio of this county's effective rate to the national average effective rate (0.92%) - a ratio at or below 0.5× scores 10, a ratio at or above 2.0× scores 1, with a linear scale between. It is a factual comparison of Census figures only, not a recommendation, quality rating, or endorsement of McDonald County or any other county.

Counties with similar tax profiles

On effective rate, McDonald County sits nearest Union Parish (LA), Livingston Parish (LA), Lincoln Parish (LA).

On published median-tax change, the nearest matches are Rockingham County (NC), Warren County (NY), Polk County (WI).

How peers are chosen

These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.

What tax filers report in McDonald County

Of the 9,520 federal returns filed from McDonald County in 2022, 190 (2.0% of filers) itemised and reported real estate taxes on Schedule A, averaging $1,742 each. The largest group was filers with adjusted gross income of $100-200k, who accounted for 37% of the county's reporting returns.

Two things this does not say. The amount is what filers reported, recorded before the $10,000 cap on combined state and local tax deductions applies, so it is not the amount deducted. And the share is of everyone who files a return, not of homeowners: most filers now take the standard deduction, so a minority itemise at all. Source: IRS Statistics of Income county data, tax year 2022.

Other Counties in Missouri

View all counties in Missouri →

Frequently Asked Questions

How does McDonald County property tax compare to the national average?
Property taxes in McDonald County run far below the national median of $1,993, an effective rate of 0.46% versus 0.92% nationally.
What percentage of income goes to property taxes in McDonald County?
Property taxes in McDonald County run well below the commonly cited 2%-4% national benchmark, at about 1.4% of the $52,375 median household income.
What is the tax affordability score for McDonald County?
McDonald County, Missouri scores A- (81/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is bill size at A ($712/yr). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
What is the average property tax in McDonald County, Missouri?
The median annual property tax in McDonald County is $712, an effective rate of 0.46% on a $154,700 median home (Census ACS, 2024).
Are property taxes increasing in McDonald County?
The ACS median property-tax bill for McDonald County climbed 13.7% between the 2020 and 2024 5-year releases, from $626 to $712, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.

What to do with McDonald County's numbers

  • McDonald County's $712 median bill sits well below the U.S. median - still size a parcel estimate; local millage and exemptions move the real bill. Estimate your bill →
  • Income burden is light here: about 1.4% of McDonald County's $52,375 median household income goes to the property-tax bill.
  • McDonald County ranks #107 of 115 Missouri counties by effective rate - on the lower-burden half of the state ACS set. Missouri overview →
  • If McDonald County's assessment looks high versus the $154,700 typical home, check Missouri's filing window and evidence rules before the notice deadline passes. How to appeal →
Effective-rate definition

Effective rate is the county median tax divided by the county median home value ($154,700); your parcel's assessed value, exemptions, and local levies determine your actual bill. U.S. Census Bureau ACS · 2024.

Nationwide peers by effective rate & median bill

Two PlainPropertyTax-derived comparison paths for McDonald County, both outside Missouri so the link neighborhoods are not the same-state geography lattice. Axes stay disjoint: median-bill peers exclude the effective-rate peer set.

Similar effective rate

Nearest out-of-state counties by ACS effective rate. This county: 0.46%.

Similar median bill

Nearest out-of-state counties by ACS median annual tax. This county: $712/yr. Rate peers are excluded so the two link sets stay distinct.

Read with McDonald County

Nearest ABS(median_tax) ACS peers for McDonald County (QUIET · LIGHT), replacing the old fixed Keep exploring strip.

QUIET LIGHT

Data vintage and method

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

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Editorial standards and provenance

PlainPropertyTax is rendered directly from the U.S. Census Bureau's American Community Survey (ACS) 5-year estimates, no number is typed in by an editor. This page draws directly on the Census ACS county-level record for McDonald County. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-09.