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Iowa · County property tax · ACS 2024

Floyd County Property Taxes

The median homeowner in Floyd County pays $1,929 a year, an effective rate of 1.34%, modestly below the U.S. average.

$1,929
Median tax / yr · Above-median bill
1.34%
Effective rate · High rate
-3%
vs U.S. average
#47 of 99
rank in IA

The verdict

Homeowners in Floyd County pay a median $1,929 a year in property tax, an effective rate of 1.34%, more affordable than 17% of U.S. counties (Census ACS 2024).

$1,929
Median annual tax bill, 2024
1.34%
Effective rate on median home
#2601 of 3135
U.S. counties by tax burden
-3%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($143,500). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

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Census Bureau ACS property tax data for Iowa. Population: 15,328. Owner-occupied homes: 4,982.

The median annual property tax in Floyd County is $1,929, which is 33% lower than the Iowa state average and 3% below the national average. The effective tax rate is 1.34% on a median home value of $143,500. Property taxes represent 2.8% of the median household income in this county.

Floyd County's rate standing among U.S. counties

Primary signal

The effective rate sits near the national middle

Floyd County's 1.34% effective rate sits near the middle of 3,135 tracked counties (more affordable than 17%).

Decision signal 2

The bill sits below the Iowa median

Homeowners in Floyd County pay a median annual property tax of $1,929, modestly below the national median and well below the Iowa state median. On a $143,500 median home, that works out to an effective rate of 1.34% once the local assessment base and millage are combined.

Decision signal 3

The latest release moved the bill up

Since 2023, the published ACS median estimate has ticked up 4.0%, from $1,854 to $1,929. This compares two release estimates; it does not identify a local policy, assessment, exemption, or household-bill cause.

Decision signal 4

Income and the tax bill sit in the middle band

Property taxes in Floyd County run within the commonly cited 2%-4% national benchmark, at about 2.8% of the $68,557 median household income.

Decision signal 5

Near the middle of Iowa counties by effective rate

Floyd County ranks #47 of 99 counties in Iowa by effective rate (53% of in-state counties pay a lower rate).

Informational notice

Figures describe the median homeowner household in Floyd County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.

Median Annual Tax
$1,929
Above-median bill
-33% vs State -3% vs US
Median Home Value
$143,500
-31% vs State -37% vs US
Effective Tax Rate
1.34%
High rate
-4% vs State +46% vs US

How to read this county's bill

The bill here climbed steeply over 2020-2024, up 27% from $1,523 to $1,929. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.

The plurality of owner-occupied homes here falls in the $2,000 to $2,999 band, at 1,178 of 4,982 (23.6%). This shows the reported distribution around the county median, while individual assessments can vary.

The rate is in the national top quarter while earnings are only moderately above the midpoint, so the median bill claims 2.8% of median household income. A high rate is affordable only relative to something, and this is what it is relative to here.

The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.

What Floyd County Homeowners Actually Pay

The single largest group of Floyd County homeowners, 1,178 of 4,982 owner-occupied homes (23.6%), pays $2,000 to $2,999 a year. The median is one point in this spread, not a typical bill.

  • Less than $800 11.8% (587)
  • $800 to $1,499 23.6% (1,174)
  • $1,500 to $1,999 15.9% (793)
  • $2,000 to $2,999 23.6% (1,178)
  • $3,000 or more 23.1% (1,150)

Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.

100 homes here (2.0%) report no real estate tax at all. Exemptions are set by state: how Iowa handles assessments and appeals.

With vs Without Mortgage

With Mortgage
$1,964
$164/mo
Without Mortgage
$1,866
$156/mo

Mortgaged and non-mortgaged homeowners in Floyd County pay about the same bill, a 5% gap.

Floyd County's effective rate vs peers

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Floyd County 1.34%
Iowa average 1.39%
U.S. average 0.92%

Floyd County's effective rate is higher than 53% of the 99 counties in Iowa - ranking #47 of 99.

Where Floyd County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

1.34% more affordable than 17% of 3,135 U.S. counties

Show national distribution This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

What changed since 2020

The median bill in Floyd County moved from $1,523 in the 2020 release to $1,929 in 2024, a change of about 27%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.

Floyd County vs Benchmarks

Metric Floyd County Iowa Avg U.S. Avg
Median Annual Tax Above-median bill $1,929 $2,897 $1,993
Effective Tax Rate High rate 1.34% 1.39% 0.92%
Median Home Value $143,500 $208,000 $227,791
Tax as % of income Above-median income burden 2.8% - -

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Floyd County's STEEP · MID lane - is an appeal worth running?

On Floyd County's published figures (STEEP · MID), a $143,500 median home carries a $1,929 median bill, so every 10% off an assessed value is worth about $193 a year at the same rate. Appeal Savings Estimator · appeal guide for Iowa.

Floyd County rate trail · STEEP

$1,500$1,600$1,700$1,800$1,900$2,000 20202021202220232024 $1,929
Floyd County ACS median tax 2020–2024: +27% ($1,523 → $1,929).
Year Median Tax (vs prior release) Effective Rate
2024 $1,929 +4.0% 1.34%
2023 $1,854 +5.6% 1.39%
2022 $1,756 +10.7% 1.36%
2021 $1,586 +4.1% 1.46%
2020 $1,523 1.41%

Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.

Floyd County: tax-to-income at 2.8%

Tax-to-Income Ratio
2.8%
of median household income
Median Income
$68,557
per year
Monthly Tax
$161
per month

Counties near Floyd County's effective rate

On effective rate, Floyd County sits nearest White County (IL), Wallace County (KS), Iron County (MI).

On published median-tax change, the nearest matches are Barnes County (ND), Antrim County (MI), Boise County (ID).

How peers are chosen

These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.

Floyd County: only 3% of returns show Schedule A real-estate tax

Tax year 2022: 250 of 7,220 returns from Floyd County reported real estate taxes, averaging $3,764 - 32% of those reporters sat in the $100-200k AGI band.

What this IRS county file does not say

Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.

Other Counties in Iowa

View all counties in Iowa →

Floyd County rate FAQs

What is the average property tax in Floyd County, Iowa?
The median annual property tax in Floyd County is $1,929, an effective rate of 1.34% on a $143,500 median home (Census ACS, 2024).
What is the tax affordability score for Floyd County?
Floyd County, Iowa scores D (44/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is housing pressure at A (2.09×). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
How does Floyd County property tax compare to the national average?
Property taxes in Floyd County run modestly below the national median of $1,993, an effective rate of 1.34% versus 0.92% nationally.
Are property taxes increasing in Floyd County?
The ACS median property-tax bill for Floyd County is recorded at $1,929 in the 2024 5-year release against $1,523 in 2020. That is a large swing, and it should be read as movement in a survey estimate rather than as a tax change: the median here rests on about 4,982 owner-occupied homes, and swings above 50% are roughly twelve times more common in the smallest counties than in the largest. Treat the two figures as imprecise and check the county assessor for actual rate changes.
What percentage of income goes to property taxes in Floyd County?
Property taxes in Floyd County run within the commonly cited 2%-4% national benchmark, at about 2.8% of the $68,557 median household income.

What to do with Floyd County's STEEP rate

Inside Iowa, Floyd County's $1,929 median bill runs low versus the state median - check peer counties before assuming the lowest bill is the best move. Iowa overview →

Floyd County ranks #47 of 99 Iowa counties by effective rate - on the higher-burden half of the state ACS set. Iowa overview →

Nationwide peers by effective rate (then bill)

Rate-first peers for Floyd County's STEEP effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.

Similar effective rate

Nearest out-of-state counties by ACS effective rate. This county: 1.34%.

Similar median bill

Nearest out-of-state counties by ACS median annual tax. This county: $1,929/yr. Rate peers are excluded so the two link sets stay distinct.

Read with Floyd County

Nearest ABS(median_tax) ACS peers for Floyd County (STEEP · MID), replacing the old fixed Keep exploring strip.

STEEP MID

Data vintage and method

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Floyd County (STEEP · MID) - ACS medians, not a parcel bill.