Wisconsin · County property tax · ACS 2024
St. Croix County Property Taxes
The median homeowner in St. Croix County pays $4,420 a year, an effective rate of 1.17%, far above the U.S. average.
- $4,420
- Median tax / yr · Highest-decile bill
- 1.17%
- Effective rate · High rate
- +122%
- vs U.S. average
- #58 of 72
- rank in WI
The verdict
Homeowners in St. Croix County pay a median $4,420 a year in property tax, an effective rate of 1.17%, more affordable than 25% of U.S. counties (Census ACS 2024).
- $4,420
- Median annual tax bill, 2024
- 1.17%
- Effective rate on median home
- #2366 of 3135
- U.S. counties by tax burden
- +122%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($377,700). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Tax affordability score · St. Croix County, WI
25/100
5 ACS dimensions · release 2024
Comparative score against U.S. county percentiles on Census ACS medians (effective rate, bill, income share, mortgage gap, home-value/income). Higher means more affordable on those published medians, not a recommendation to buy, sell, appeal, or move, and not your personal tax bill. Missing inputs drop out and redistribute weight. How it is calculated.
Mortgaged vs free-and-clear median bill gap in St. Croix County
St. Croix County's effective rate vs U.S. county percentiles (ACS 2024)
Median home value relative to St. Croix County's median income
Median tax as a share of St. Croix County's median household income
St. Croix County's median annual property-tax bill vs U.S. counties
Read the chart values
- Mortgage premium: 74/100 (B) · +$134
- Rate relief: 25/100 (F) · 1.17%
- Housing pressure: 25/100 (F) · 3.67×
- Income room: 12/100 (F) · 4.3%
- Bill size: 2/100 (F) · $4,420/yr
Track this county alongside up to five others. Saved figures refresh when the annual source data changes.
Census Bureau ACS property tax data for Wisconsin. Population: 96,033. Owner-occupied homes: 29,377.
The median annual property tax in St. Croix County is $4,420, which is 17% higher than the Wisconsin state average and 122% above the national average. The effective tax rate is 1.17% on a median home value of $377,700. Property taxes represent 4.3% of the median household income in this county.
What This Data Tells Us About St. Croix County
Primary signal
The bill sits well above the national median
Homeowners in St. Croix County pay a median annual property tax of $4,420, far above the national median and notably higher than the Wisconsin state median. On a $377,700 median home, that works out to an effective rate of 1.17% once the local assessment base and millage are combined.
Decision signal 2
High among Wisconsin counties by effective rate
St. Croix County ranks #58 of 72 counties in Wisconsin by effective rate (19% of in-state counties pay a lower rate).
Decision signal 3
The effective rate sits near the national middle
St. Croix County's 1.17% effective rate sits near the middle of 3,135 tracked counties (more affordable than 25%).
Decision signal 4
Income and the tax bill sit in the middle band
Property taxes in St. Croix County run a bit above the commonly cited 2%-4% national benchmark, at about 4.3% of the $103,046 median household income.
This page is for informational purposes only and is not tax, legal, or financial advice. Figures describe the median homeowner household in St. Croix County as reported to the Census Bureau, your own bill can differ based on your parcel's assessed value, exemptions, special districts, and municipal overlays. Always consult your county assessor, tax collector, or a qualified professional before making decisions that depend on these numbers.
A falling rate took the edge off
St. Croix County's effective rate fell 16.4% across the 4-year span while its median home value rose 43.0%, leaving the median bill 19.6% higher at $4,420. That rate move is larger than the one in 70% of counties, so a good deal of the market's rise never reached the bill.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
Bills rose across 2020-2024, from $3,695 to $4,420, a gain of 20%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.
The heaviest band is also the fullest one here: 22,756 of 29,377 owner-occupied homes (77.5%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.
Earnings are in the national top quarter and the rate is above the midpoint, so the median bill represents 4.3% of median household income. A headline bill conflates the dollar figure with the proportion; the two come apart here, and the ratio above is the second of them.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What St. Croix County Homeowners Actually Pay
The single largest group of St. Croix County homeowners, 22,756 of 29,377 owner-occupied homes (77.5%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.
- Less than $800 2.7% (792)
- $800 to $1,499 2.5% (723)
- $1,500 to $1,999 1.9% (551)
- $2,000 to $2,999 13.3% (3,903)
- $3,000 or more 77.5% (22,756)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
652 homes here (2.2%) report no real estate tax at all. Exemptions are set by state: how Wisconsin handles assessments and appeals.
With vs Without Mortgage
Mortgaged and non-mortgaged homeowners in St. Croix County pay about the same bill, a 3% gap.
How St. Croix County compares
Effective property tax rate (median tax ÷ median home value), ACS 2024.
St. Croix County's effective rate is higher than 19% of the 72 counties in Wisconsin - ranking #58 of 72 for property tax burden.
Where St. Croix County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
1.17% more affordable than 25% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
A low rate, a bigger bill
St. Croix County taxes property at 1.17%, roughly 18% below the Wisconsin average, and still bills a median $4,420, about 17% above the state figure. Because the effective rate is the bill divided by the home's value, that combination means local home values run well ahead of the state norm: a gentler rate applied to a larger base.
St. Croix County vs Benchmarks
| Metric | St. Croix County | Wisconsin Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Highest-decile bill | |||
| Effective Tax Rate High rate | |||
| Median Home Value | |||
| Tax as % of income Heavy income burden | 4.3% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Think your St. Croix County HEAVY bill is out of line at PAR?
On St. Croix County's published figures (PAR · HEAVY), a $377,700 median home carries a $4,420 median bill, so every 10% off an assessed value is worth about $442 a year at the same rate. Whether an appeal is worth filing depends on your own parcel. Use our free Appeal Savings Estimator to run your own numbers, then read our step-by-step appeal guide for the procedure in Wisconsin.
Property Tax History · PAR · HEAVY
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $4,420 +2.9% | 1.17% |
| 2023 | $4,297 +3.1% | 1.23% |
| 2022 | $4,169 +7.5% | 1.29% |
| 2021 | $3,877 +4.9% | 1.37% |
| 2020 | $3,695 | 1.40% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Tax Burden
Tax Affordability Score
An effective rate well above the national average of 0.92% puts St. Croix County in the "Moderate" band for property tax burden.
How this score is calculated: a 1-10 scale derived mechanically from the ratio of this county's effective rate to the national average effective rate (0.92%) - a ratio at or below 0.5× scores 10, a ratio at or above 2.0× scores 1, with a linear scale between. It is a factual comparison of Census figures only, not a recommendation, quality rating, or endorsement of St. Croix County or any other county.
Counties with similar tax profiles
On effective rate, St. Croix County sits nearest Manassas Park city (VA), Liberty County (TX), Lampasas County (TX).
On published median-tax change, the nearest matches are Anderson County (KS), Alcona County (MI), Lyon County (IA).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
What tax filers report in St. Croix County
Of the 47,660 federal returns filed from St. Croix County in 2022, 4,460 (9.4% of filers) itemised and reported real estate taxes on Schedule A, averaging $6,317 each. The largest group was filers with adjusted gross income of $100-200k, who accounted for 34% of the county's reporting returns.
Two things this does not say. The amount is what filers reported, recorded before the $10,000 cap on combined state and local tax deductions applies, so it is not the amount deducted. And the share is of everyone who files a return, not of homeowners: most filers now take the standard deduction, so a minority itemise at all. Source: IRS Statistics of Income county data, tax year 2022.
Other Counties in Wisconsin
Frequently Asked Questions
How does St. Croix County property tax compare to the national average? ▼
What is the average property tax in St. Croix County, Wisconsin? ▼
What percentage of income goes to property taxes in St. Croix County? ▼
What is the tax affordability score for St. Croix County? ▼
Are property taxes increasing in St. Croix County? ▼
What to do with St. Croix County's numbers
- St. Croix County's $4,420 median bill sits well above the U.S. median - size a personal estimate before treating the county headline as your budget. Estimate your bill →
- St. Croix County ranks #58 of 72 Wisconsin counties by effective rate - on the lower-burden half of the state ACS set. Wisconsin overview →
- If St. Croix County's assessment looks high versus the $377,700 typical home, check Wisconsin's filing window and evidence rules before the notice deadline passes. How to appeal →
Effective-rate definition
Effective rate is the county median tax divided by the county median home value ($377,700); your parcel's assessed value, exemptions, and local levies determine your actual bill. U.S. Census Bureau ACS · 2024.
Nationwide peers by effective rate & median bill
Two PlainPropertyTax-derived comparison paths for St. Croix County, both outside Wisconsin so the link neighborhoods are not the same-state geography lattice. Axes stay disjoint: median-bill peers exclude the effective-rate peer set.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 1.17%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $4,420/yr. Rate peers are excluded so the two link sets stay distinct.
Read with St. Croix County
Nearest ABS(median_tax) ACS peers for St. Croix County (PAR · HEAVY), replacing the old fixed Keep exploring strip.
PAR HEAVY
Galveston County, TX
ABS(median_tax) peer · $4,442/yr (near-tied bill ABS $22); rate 1.41% vs St. Croix County 1.17%.
Milwaukee County, WI
ABS(median_tax) peer · $4,444/yr (near-tied bill ABS $24); rate 1.93% vs St. Croix County 1.17%.
Polk County, IA
ABS(median_tax) peer · $4,396/yr (near-tied bill ABS $24); rate 1.68% vs St. Croix County 1.17%.
Johnson County, KS
ABS(median_tax) peer · $4,447/yr (near-tied bill ABS $27); rate 1.14% vs St. Croix County 1.17%.
Wisconsin county set
State ACS overview for every published Wisconsin county rate and median bill.
Assessment cycle basics
St. Croix County stamps PAR · HEAVY - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
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Editorial standards and provenance
PlainPropertyTax is rendered directly from the U.S. Census Bureau's American Community Survey (ACS) 5-year estimates, no number is typed in by an editor. This page draws directly on the Census ACS county-level record for St. Croix County. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-09.