Wisconsin · County property tax · ACS 2024
St. Croix County Property Taxes
The median homeowner in St. Croix County pays $4,420 a year, an effective rate of 1.17%, far above the U.S. average.
- $4,420
- Median tax / yr · Highest-decile bill
- 1.17%
- Effective rate · High rate
- +122%
- vs U.S. average
- #58 of 72
- rank in WI
The verdict
Homeowners in St. Croix County pay a median $4,420 a year in property tax, an effective rate of 1.17%, more affordable than 25% of U.S. counties (Census ACS 2024).
- $4,420
- Median annual tax bill, 2024
- 1.17%
- Effective rate on median home
- #2366 of 3135
- U.S. counties by tax burden
- +122%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($377,700). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Wisconsin. Population: 96,033. Owner-occupied homes: 29,377.
The median annual property tax in St. Croix County is $4,420, which is 17% higher than the Wisconsin state average and 122% above the national average. The effective tax rate is 1.17% on a median home value of $377,700. Property taxes represent 4.3% of the median household income in this county.
Why St. Croix County's ACS bill runs high vs the U.S.
Primary signal
The bill sits well above the national median
Homeowners in St. Croix County pay a median annual property tax of $4,420, far above the national median and notably higher than the Wisconsin state median. On a $377,700 median home, that works out to an effective rate of 1.17% once the local assessment base and millage are combined.
Decision signal 2
High among Wisconsin counties by effective rate
St. Croix County ranks #58 of 72 counties in Wisconsin by effective rate (19% of in-state counties pay a lower rate).
Decision signal 3
The effective rate sits near the national middle
St. Croix County's 1.17% effective rate sits near the middle of 3,135 tracked counties (more affordable than 25%).
Decision signal 4
Income and the tax bill sit in the middle band
Property taxes in St. Croix County run a bit above the commonly cited 2%-4% national benchmark, at about 4.3% of the $103,046 median household income.
Informational notice
Figures describe the median homeowner household in St. Croix County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
A falling rate took the edge off
St. Croix County's effective rate fell 16.4% across the 4-year span while its median home value rose 43.0%, leaving the median bill 19.6% higher at $4,420. That rate move is larger than the one in 70% of counties, so a good deal of the market's rise never reached the bill.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
Bills rose across 2020-2024, from $3,695 to $4,420, a gain of 20%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.
The heaviest band is also the fullest one here: 22,756 of 29,377 owner-occupied homes (77.5%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.
Earnings are in the national top quarter and the rate is above the midpoint, so the median bill represents 4.3% of median household income. A headline bill conflates the dollar figure with the proportion; the two come apart here, and the ratio above is the second of them.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What St. Croix County Homeowners Actually Pay
The single largest group of St. Croix County homeowners, 22,756 of 29,377 owner-occupied homes (77.5%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.
- Less than $800 2.7% (792)
- $800 to $1,499 2.5% (723)
- $1,500 to $1,999 1.9% (551)
- $2,000 to $2,999 13.3% (3,903)
- $3,000 or more 77.5% (22,756)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
652 homes here (2.2%) report no real estate tax at all. Exemptions are set by state: how Wisconsin handles assessments and appeals.
With vs Without Mortgage
Mortgaged and non-mortgaged homeowners in St. Croix County pay about the same bill, a 3% gap.
St. Croix County's bill vs state & U.S. medians
Median annual bill bars around St. Croix County's HEAVY ACS 2024 figure.
St. Croix County's median bill is 17% above the Wisconsin median and 122% above the U.S. median.
A low rate, a bigger bill
St. Croix County taxes property at 1.17%, roughly 18% below the Wisconsin average, and still bills a median $4,420, about 17% above the state figure. Because the effective rate is the bill divided by the home's value, that combination means local home values run well ahead of the state norm: a gentler rate applied to a larger base.
St. Croix County vs Benchmarks
| Metric | St. Croix County | Wisconsin Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Highest-decile bill | |||
| Effective Tax Rate High rate | |||
| Median Home Value | |||
| Tax as % of income Heavy income burden | 4.3% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Is St. Croix County's $4,420 median bill appeal-worthy?
At St. Croix County's $4,420 ACS median (HEAVY), a 10% assessment cut is worth about $442/yr before exemptions. Appeal Savings Estimator · appeal guide for Wisconsin.
St. Croix County bill trail · HEAVY
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $4,420 +2.9% | 1.17% |
| 2023 | $4,297 +3.1% | 1.23% |
| 2022 | $4,169 +7.5% | 1.29% |
| 2021 | $3,877 +4.9% | 1.37% |
| 2020 | $3,695 | 1.40% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
St. Croix County: tax takes 4.3% of income
Counties near St. Croix County's median bill
On effective rate, St. Croix County sits nearest Manassas Park city (VA), Liberty County (TX), Lampasas County (TX).
On published median-tax change, the nearest matches are Anderson County (KS), Alcona County (MI), Lyon County (IA).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
St. Croix County: only 9% of returns show Schedule A real-estate tax
Tax year 2022: 4,460 of 47,660 returns from St. Croix County reported real estate taxes, averaging $6,317 - 34% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Wisconsin
St. Croix County bill FAQs
- How does St. Croix County property tax compare to the national average?
- Property taxes in St. Croix County run far above the national median of $1,993, an effective rate of 1.17% versus 0.92% nationally.
- What is the average property tax in St. Croix County, Wisconsin?
- The median annual property tax in St. Croix County is $4,420, an effective rate of 1.17% on a $377,700 median home (Census ACS, 2024).
- What percentage of income goes to property taxes in St. Croix County?
- Property taxes in St. Croix County run a bit above the commonly cited 2%-4% national benchmark, at about 4.3% of the $103,046 median household income.
- What is the tax affordability score for St. Croix County?
- St. Croix County, Wisconsin scores F (25/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is mortgage premium at B (+$134). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- Are property taxes increasing in St. Croix County?
- The ACS median property-tax bill for St. Croix County climbed 19.6% between the 2020 and 2024 5-year releases, from $3,695 to $4,420, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
What to do with St. Croix County's HEAVY bill
St. Croix County's $4,420 median bill sits well above the U.S. median - size a personal estimate before treating the county headline as your budget. Estimate your bill →
St. Croix County ranks #58 of 72 Wisconsin counties by effective rate - on the lower-burden half of the state ACS set. Wisconsin overview →
Nationwide peers by median bill (then rate)
Bill-first peers for St. Croix County's HEAVY median, then a disjoint out-of-state rate set, not the same-state geography lattice.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 1.17%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $4,420/yr. Rate peers are excluded so the two link sets stay distinct.
Read with St. Croix County
Nearest ABS(median_tax) ACS peers for St. Croix County (PAR · HEAVY), replacing the old fixed Keep exploring strip.
PAR HEAVY
Galveston County, TX
ABS(median_tax) peer · $4,442/yr (near-tied bill ABS $22); rate 1.41% vs St. Croix County 1.17%.
Milwaukee County, WI
ABS(median_tax) peer · $4,444/yr (near-tied bill ABS $24); rate 1.93% vs St. Croix County 1.17%.
Polk County, IA
ABS(median_tax) peer · $4,396/yr (near-tied bill ABS $24); rate 1.68% vs St. Croix County 1.17%.
Johnson County, KS
ABS(median_tax) peer · $4,447/yr (near-tied bill ABS $27); rate 1.14% vs St. Croix County 1.17%.
Wisconsin county set
State ACS overview for every published Wisconsin county rate and median bill.
Assessment cycle basics
St. Croix County stamps PAR · HEAVY - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 St. Croix County (PAR · HEAVY) - ACS medians, not a parcel bill.