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Tennessee · County property tax · ACS 2024

Obion County Property Taxes

The median homeowner in Obion County pays $690 a year, an effective rate of 0.52%, far below the U.S. average.

$690
Median tax / yr · Very low bill
0.52%
Effective rate · Low rate
-65%
vs U.S. average
#29 of 95
rank in TN

The verdict

Homeowners in Obion County pay a median $690 a year in property tax, an effective rate of 0.52%, more affordable than 81% of U.S. counties (Census ACS 2024).

$690
Median annual tax bill, 2024
0.52%
Effective rate on median home
#580 of 3135
U.S. counties by tax burden
-65%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($133,600). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

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Census Bureau ACS property tax data for Tennessee. Population: 30,453. Owner-occupied homes: 8,533.

The median annual property tax in Obion County is $690, which is 52% lower than the Tennessee state average and 65% below the national average. The effective tax rate is 0.52% on a median home value of $133,600. Property taxes represent 1.3% of the median household income in this county.

Obion County's rate standing among U.S. counties

Primary signal

The effective rate sits near the national middle

Obion County's 0.52% effective rate sits near the middle of 3,135 tracked counties (more affordable than 81%).

Decision signal 2

The bill sits well below the national median

Homeowners in Obion County pay a median annual property tax of $690, far below the national median and far below the Tennessee state median. On a $133,600 median home, that works out to an effective rate of 0.52% once the local assessment base and millage are combined.

Decision signal 3

Income carries a light tax share

Property taxes in Obion County run well below the commonly cited 2%-4% national benchmark, at about 1.3% of the $54,613 median household income.

Decision signal 4

Near the middle of Tennessee counties by effective rate

Obion County ranks #29 of 95 counties in Tennessee by effective rate (69% of in-state counties pay a lower rate).

Informational notice

Figures describe the median homeowner household in Obion County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.

The rate gave way faster than almost anywhere

Between the 2020 and 2024 releases the median home value in Obion County rose 38.3%, from $96,600 to $133,600. The effective rate fell 23.8% over the same span, a steeper move than in 91% of U.S. counties.

The median bill still rose 5.3%, to $690. Where the rate drops this far and the bill rises anyway, what changed is the value the rate is applied to.

Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.

Median Annual Tax
$690
Very low bill
-52% vs State -65% vs US
Median Home Value
$133,600
-53% vs State -41% vs US
Effective Tax Rate
0.52%
Low rate
+4% vs State -43% vs US

How to read this county's bill

Very little moved here between 2020 and 2024: the typical bill went from $655 to $690, a change of 5%. The comparison describes county-level medians only; individual assessments and bills can differ.

The largest reported group here falls at the bottom of the national range: 4,758 of 8,533 owner-occupied homes (55.8%) report annual real-estate taxes under $800. This distribution describes reported owner-occupied homes, not an affordability judgment for any property.

Both sides of this comparison sit low: household income here is in the bottom quarter of US counties, and so is the effective tax rate. The median bill works out at 1.3% of median household income, which is the arithmetic of a modest levy on modest earnings rather than of any deliberate relief.

The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.

What Obion County Homeowners Actually Pay

The single largest group of Obion County homeowners, 4,758 of 8,533 owner-occupied homes (55.8%), pays less than $800 a year. The median is one point in this spread, not a typical bill.

  • Less than $800 55.8% (4,758)
  • $800 to $1,499 25.6% (2,187)
  • $1,500 to $1,999 6.6% (560)
  • $2,000 to $2,999 5.3% (449)
  • $3,000 or more 2.8% (236)

Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.

343 homes here (4.0%) report no real estate tax at all. Exemptions are set by state: how Tennessee handles assessments and appeals.

With vs Without Mortgage

With Mortgage
$733
$61/mo
Without Mortgage
$645
$54/mo

In Obion County, mortgaged homeowners pay 14% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.

Obion County's effective rate vs peers

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Obion County 0.52%
Tennessee average 0.50%
U.S. average 0.92%

Obion County's effective rate is higher than 69% of the 95 counties in Tennessee - ranking #29 of 95.

Where Obion County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

0.52% Among the most affordable more affordable than 81% of 3,135 U.S. counties

Show national distribution This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

Same rate as Tennessee, a smaller bill

The effective rate here sits within 4% of the Tennessee median, yet the median bill runs 52% below it. When the rate matches and the cheque does not, the difference is in what is being taxed, not how heavily: the same percentage applied to cheaper housing produces $690 here. That is why comparing counties on rate alone can invert the answer a homeowner actually cares about.

Obion County vs Benchmarks

Metric Obion County Tennessee Avg U.S. Avg
Median Annual Tax Very low bill $690 $1,442 $1,993
Effective Tax Rate Low rate 0.52% 0.50% 0.92%
Median Home Value $133,600 $286,700 $227,791
Tax as % of income Very light income burden 1.3% - -

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Obion County is QUIET · LIGHT on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Tennessee counties.

Obion County rate trail · QUIET

$620$640$660$680$700$720 20202021202220232024 $690
Obion County ACS median tax 2020–2024: +5% ($655 → $690).
Year Median Tax (vs prior release) Effective Rate
2024 $690 -1.0% 0.52%
2023 $697 -0.4% 0.57%
2022 $700 +9.2% 0.59%
2021 $641 -2.1% 0.62%
2020 $655 0.68%

Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.

Obion County: tax takes only 1.3% of income

Tax-to-Income Ratio
1.3%
of median household income
Median Income
$54,613
per year
Monthly Tax
$58
per month

Counties near Obion County's effective rate

On effective rate, Obion County sits nearest Josephine County (OR), Washita County (OK), Dewey County (OK).

On published median-tax change, the nearest matches are Divide County (ND), Douglas County (IL), Cumberland County (IL).

How peers are chosen

These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.

Obion County: only 2% of returns show Schedule A real-estate tax

Tax year 2022: 240 of 13,730 returns from Obion County reported real estate taxes, averaging $2,654 - 38% of those reporters sat in the $200k+ AGI band.

What this IRS county file does not say

Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.

Other Counties in Tennessee

View all counties in Tennessee →

Obion County rate FAQs

How does Obion County property tax compare to the national average?
Property taxes in Obion County run far below the national median of $1,993, an effective rate of 0.52% versus 0.92% nationally.
What is the tax affordability score for Obion County?
Obion County, Tennessee scores A (85/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is income room at A+ (1.3%). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
What is the average property tax in Obion County, Tennessee?
The median annual property tax in Obion County is $690, an effective rate of 0.52% on a $133,600 median home (Census ACS, 2024).
What percentage of income goes to property taxes in Obion County?
Property taxes in Obion County run well below the commonly cited 2%-4% national benchmark, at about 1.3% of the $54,613 median household income.
Are property taxes increasing in Obion County?
The ACS median property-tax bill for Obion County ticked up 5.3% between the 2020 and 2024 5-year releases, from $655 to $690, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.

What to do with Obion County's QUIET rate

Obion County's $690 median bill sits well below the U.S. median - still size a parcel estimate; local millage and exemptions move the real bill. Estimate your bill →

Income burden is light here: about 1.3% of Obion County's $54,613 median household income goes to the property-tax bill.

Nationwide peers by effective rate (then bill)

Rate-first peers for Obion County's QUIET effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.

Similar effective rate

Nearest out-of-state counties by ACS effective rate. This county: 0.52%.

Similar median bill

Nearest out-of-state counties by ACS median annual tax. This county: $690/yr. Rate peers are excluded so the two link sets stay distinct.

Read with Obion County

Nearest ABS(median_tax) ACS peers for Obion County (QUIET · LIGHT), replacing the old fixed Keep exploring strip.

QUIET LIGHT

Data vintage and method

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Obion County (QUIET · LIGHT) - ACS medians, not a parcel bill.