Montgomery County, Texas Property Taxes
Census Bureau ACS property tax data for Texas. Population: 168,894.
The median annual property tax in Montgomery County is $5,237, which is 139% higher than the Texas state average and 172% above the national average. The effective tax rate is 1.65% on a median home value of $317,500. Property taxes represent 5.4% of the median household income in this county.
Median Annual Tax
$5,237
+139% vs State
+172% vs US
Median Home Value
$317,500
+85% vs State
+50% vs US
Effective Tax Rate
1.65%
+29% vs State
+74% vs US
With vs Without Mortgage
With Mortgage
$5,996
$500/mo
Without Mortgage
$3,848
$321/mo
Homeowners with a mortgage typically own higher-valued properties, which can result in higher tax bills.
Property Tax History
| Year | Median Tax | Effective Rate |
|---|---|---|
| 2023 | $5,237 +3.6% | 1.65% |
| 2022 | $5,055 +7.3% | 1.72% |
| 2021 | $4,710 +4.6% | 1.83% |
| 2020 | $4,504 +5.5% | 1.82% |
| 2019 | $4,270 | 1.81% |
Tax Burden
Tax-to-Income Ratio
5.4%
of median household income
Median Income
$97,266
per year
Monthly Tax
$436
per month
Other Counties in Texas
Wichita County
Tax: $2,501/yr Rate: 1.77%
Anderson County
Tax: $1,688/yr Rate: 0.97%
Milam County
Tax: $1,789/yr Rate: 1.06%
Navarro County
Tax: $2,119/yr Rate: 1.33%
Rockwall County
Tax: $6,341/yr Rate: 1.64%
Randall County
Tax: $3,587/yr Rate: 1.58%
Frequently Asked Questions
What is the average property tax in Montgomery County, Texas? ▼
The median annual property tax in Montgomery County is $5,237 based on the most recent Census Bureau American Community Survey data. The effective tax rate is 1.65% on a median home value of $317,500.
How does Montgomery County property tax compare to the national average? ▼
Property taxes in Montgomery County are 172% above the national average of $1,923. The effective rate of 1.65% compares to 0.95% nationally.
Does having a mortgage affect property taxes in Montgomery County? ▼
In Montgomery County, homeowners with a mortgage pay a median of $5,996 in annual property taxes, while homeowners without a mortgage pay $3,848. This difference often reflects the value of homes rather than different tax rates.
What percentage of income goes to property taxes in Montgomery County? ▼
Property taxes in Montgomery County represent approximately 5.4% of the median household income of $97,266. The national benchmark is generally 2-4% of household income.
Explore More Data
Data source: U.S. Census Bureau, American Community Survey 5-Year Estimates. Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.