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Illinois · County property tax · ACS 2024

Mason County Property Taxes

The median homeowner in Mason County pays $2,162 a year, an effective rate of 2.09%, modestly above the U.S. average.

$2,162
Median tax / yr · Above-median bill
2.09%
Effective rate · Highest-decile rate
+8%
vs U.S. average
#21 of 102
rank in IL

The verdict

Homeowners in Mason County pay a median $2,162 a year in property tax, an effective rate of 2.09%, more affordable than 2% of U.S. counties (Census ACS 2024).

$2,162
Median annual tax bill, 2024
2.09%
Effective rate on median home
#3071 of 3135
U.S. counties by tax burden
+8%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($103,400). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

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Census Bureau ACS property tax data for Illinois. Population: 12,745. Owner-occupied homes: 4,730.

The median annual property tax in Mason County is $2,162, which is 59% lower than the Illinois state average and 8% above the national average. The effective tax rate is 2.09% on a median home value of $103,400. Property taxes represent 3.4% of the median household income in this county.

Mason County's rate standing among U.S. counties

Primary signal

The effective rate is a national headwind

Mason County's 2.09% effective rate is among the highest of 3,135 tracked counties: only about 98% pay more.

Decision signal 2

The bill sits below the Illinois median

Homeowners in Mason County pay a median annual property tax of $2,162, modestly above the national median and far below the Illinois state median. On a $103,400 median home, that works out to an effective rate of 2.09% once the local assessment base and millage are combined.

Decision signal 3

Low among Illinois counties by effective rate

Mason County ranks #21 of 102 counties in Illinois by effective rate (79% of in-state counties pay a lower rate).

Decision signal 4

Income and the tax bill sit in the middle band

Property taxes in Mason County run within the commonly cited 2%-4% national benchmark, at about 3.4% of the $62,845 median household income.

Informational notice

Figures describe the median homeowner household in Mason County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.

The rate held while the market moved

Mason County sits in the quarter of U.S. counties whose effective rate moved least over this span: 5.0% down, against a median home value that rose 18.0%.

A near-steady rate on a moving market passes that movement straight through: the median bill rose 12.1%, from $1,928 to $2,162.

Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.

Median Annual Tax
$2,162
Above-median bill
-59% vs State +8% vs US
Median Home Value
$103,400
-61% vs State -55% vs US
Effective Tax Rate
2.09%
Highest-decile rate
+4% vs State +127% vs US

How to read this county's bill

Bills rose across 2020-2024, from $1,928 to $2,162, a gain of 12%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.

The heaviest band is also the fullest one here: 1,309 of 4,730 owner-occupied homes (27.7%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.

A top-quartile rate meets below-median earnings here, and the median bill reaches 3.4% of median household income. A rate ranking places this county by the rate alone; the ratio above is the figure that accounts for what is earned here.

The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.

What Mason County Homeowners Actually Pay

The single largest group of Mason County homeowners, 1,309 of 4,730 owner-occupied homes (27.7%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.

  • Less than $800 13.8% (651)
  • $800 to $1,499 16.6% (787)
  • $1,500 to $1,999 13.2% (626)
  • $2,000 to $2,999 23.6% (1,117)
  • $3,000 or more 27.7% (1,309)

Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.

240 homes here (5.1%) report no real estate tax at all. Exemptions are set by state: how Illinois handles assessments and appeals.

With vs Without Mortgage

With Mortgage
$2,255
$188/mo
Without Mortgage
$2,099
$175/mo

Mortgaged and non-mortgaged homeowners in Mason County pay about the same bill, a 7% gap.

Mason County's effective rate vs peers

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Mason County 2.09%
Illinois average 2.01%
U.S. average 0.92%

Mason County's effective rate is higher than 79% of the 102 counties in Illinois - ranking #21 of 102.

Where Mason County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

2.09% more affordable than 2% of 3,135 U.S. counties

Show national distribution This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

Among the highest-taxed counties in the country

At 2.09%, Mason County sits in the top 2% of all U.S. counties by effective property-tax rate. That is the rate, not the bill: a high rate on a modest home can still produce a smaller cheque than a low rate on an expensive one, which is why the $2,162 median bill is the number to compare against another county.

Mason County vs Benchmarks

Metric Mason County Illinois Avg U.S. Avg
Median Annual Tax Above-median bill $2,162 $5,298 $1,993
Effective Tax Rate Highest-decile rate 2.09% 2.01% 0.92%
Median Home Value $103,400 $263,300 $227,791
Tax as % of income Heavy income burden 3.4% - -

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Mason County's PEAK · MID lane - is an appeal worth running?

On Mason County's published figures (PEAK · MID), a $103,400 median home carries a $2,162 median bill, so every 10% off an assessed value is worth about $216 a year at the same rate. Appeal Savings Estimator · appeal guide for Illinois.

Mason County rate trail · PEAK

$1,900$2,000$2,100$2,200$2,300 20202021202220232024 $2,162
Mason County ACS median tax 2020–2024: +12% ($1,928 → $2,162).
Year Median Tax (vs prior release) Effective Rate
2024 $2,162 -5.1% 2.09%
2023 $2,277 +2.8% 2.15%
2022 $2,215 +15.2% 2.28%
2021 $1,923 -0.3% 2.23%
2020 $1,928 2.20%

Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.

Mason County: tax-to-income at 3.4%

Tax-to-Income Ratio
3.4%
of median household income
Median Income
$62,845
per year
Monthly Tax
$180
per month

Counties near Mason County's effective rate

On effective rate, Mason County sits nearest Morton County (KS), Middlesex County (NJ), Herkimer County (NY).

On published median-tax change, the nearest matches are Lamoille County (VT), Buchanan County (IA), Green Lake County (WI).

How peers are chosen

These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.

Mason County: only 1% of returns show Schedule A real-estate tax

Tax year 2022: 90 of 6,090 returns from Mason County reported real estate taxes, averaging $3,889 - 56% of those reporters sat in the $100-200k AGI band.

What this IRS county file does not say

Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.

Other Counties in Illinois

View all counties in Illinois →

Mason County rate FAQs

How does Mason County property tax compare to the national average?
Property taxes in Mason County run modestly above the national median of $1,993, an effective rate of 2.09% versus 0.92% nationally.
What is the tax affordability score for Mason County?
Mason County, Illinois scores F (33/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is housing pressure at A+ (1.65×). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
What is the average property tax in Mason County, Illinois?
The median annual property tax in Mason County is $2,162, an effective rate of 2.09% on a $103,400 median home (Census ACS, 2024).
What percentage of income goes to property taxes in Mason County?
Property taxes in Mason County run within the commonly cited 2%-4% national benchmark, at about 3.4% of the $62,845 median household income.
Are property taxes increasing in Mason County?
The ACS median property-tax bill for Mason County climbed 12.1% between the 2020 and 2024 5-year releases, from $1,928 to $2,162, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.

What to do with Mason County's PEAK rate

Inside Illinois, Mason County's $2,162 median bill runs low versus the state median - check peer counties before assuming the lowest bill is the best move. Illinois overview →

Mason County ranks #21 of 102 Illinois counties by effective rate - on the higher-burden half of the state ACS set. Illinois overview →

Nationwide peers by effective rate (then bill)

Rate-first peers for Mason County's PEAK effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.

Similar effective rate

Nearest out-of-state counties by ACS effective rate. This county: 2.09%.

Similar median bill

Nearest out-of-state counties by ACS median annual tax. This county: $2,162/yr. Rate peers are excluded so the two link sets stay distinct.

Read with Mason County

Nearest ABS(median_tax) ACS peers for Mason County (PEAK · MID), replacing the old fixed Keep exploring strip.

PEAK MID

Data vintage and method

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Mason County (PEAK · MID) - ACS medians, not a parcel bill.