Illinois · County property tax · ACS 2024
Rock Island County Property Taxes
The median homeowner in Rock Island County pays $3,425 a year, an effective rate of 2.28%, far above the U.S. average.
- $3,425
- Median tax / yr · High bill
- 2.28%
- Effective rate · Highest-decile rate
- +72%
- vs U.S. average
- #7 of 102
- rank in IL
The verdict
Homeowners in Rock Island County pay a median $3,425 a year in property tax, an effective rate of 2.28%, more affordable than 1% of U.S. counties (Census ACS 2024).
- $3,425
- Median annual tax bill, 2024
- 2.28%
- Effective rate on median home
- #3103 of 3135
- U.S. counties by tax burden
- +72%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($150,400). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Illinois. Population: 142,757. Owner-occupied homes: 43,002.
The median annual property tax in Rock Island County is $3,425, which is 35% lower than the Illinois state average and 72% above the national average. The effective tax rate is 2.28% on a median home value of $150,400. Property taxes represent 5.1% of the median household income in this county.
Rock Island County's rate standing among U.S. counties
Primary signal
The effective rate is a national headwind
Rock Island County's 2.28% effective rate is among the highest of 3,135 tracked counties: only about 99% pay more.
Decision signal 2
The bill sits well above the national median
Homeowners in Rock Island County pay a median annual property tax of $3,425, far above the national median and well below the Illinois state median. On a $150,400 median home, that works out to an effective rate of 2.28% once the local assessment base and millage are combined.
Decision signal 3
Low among Illinois counties by effective rate
Rock Island County ranks #7 of 102 counties in Illinois by effective rate (93% of in-state counties pay a lower rate).
Decision signal 4
Income carries a heavy tax share
Property taxes in Rock Island County run a bit above the commonly cited 2%-4% national benchmark, at about 5.1% of the $67,159 median household income.
Informational notice
Figures describe the median homeowner household in Rock Island County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
The rate held while the market moved
Rock Island County sits in the quarter of U.S. counties whose effective rate moved least over this span: 3.7% down, against a median home value that rose 22.2%.
A near-steady rate on a moving market passes that movement straight through: the median bill rose 17.7%, from $2,910 to $3,425.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
Bills rose across 2020-2024, from $2,910 to $3,425, a gain of 18%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.
The heaviest band is also the fullest one here: 24,018 of 43,002 owner-occupied homes (55.9%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.
The rate is in the national top quarter while earnings are only moderately above the midpoint, so the median bill claims 5.1% of median household income. A high rate is affordable only relative to something, and this is what it is relative to here.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Rock Island County Homeowners Actually Pay
The single largest group of Rock Island County homeowners, 24,018 of 43,002 owner-occupied homes (55.9%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.
- Less than $800 6.7% (2,901)
- $800 to $1,499 7.7% (3,328)
- $1,500 to $1,999 8.2% (3,515)
- $2,000 to $2,999 18.6% (7,995)
- $3,000 or more 55.9% (24,018)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
1,245 homes here (2.9%) report no real estate tax at all. Exemptions are set by state: how Illinois handles assessments and appeals.
With vs Without Mortgage
In Rock Island County, mortgaged homeowners pay 10% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.
Rock Island County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Rock Island County's effective rate is higher than 93% of the 102 counties in Illinois - ranking #7 of 102.
Where Rock Island County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
2.28% more affordable than 1% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
Among the highest-taxed counties in the country
At 2.28%, Rock Island County sits in the top 1% of all U.S. counties by effective property-tax rate. That is the rate, not the bill: a high rate on a modest home can still produce a smaller cheque than a low rate on an expensive one, which is why the $3,425 median bill is the number to compare against another county.
Rock Island County vs Benchmarks
| Metric | Rock Island County | Illinois Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax High bill | |||
| Effective Tax Rate Highest-decile rate | |||
| Median Home Value | |||
| Tax as % of income Highest-decile income burden | 5.1% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Rock Island County's PEAK · HEAVY lane - is an appeal worth running?
On Rock Island County's published figures (PEAK · HEAVY), a $150,400 median home carries a $3,425 median bill, so every 10% off an assessed value is worth about $343 a year at the same rate. Appeal Savings Estimator · appeal guide for Illinois.
Rock Island County rate trail · PEAK
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $3,425 +1.6% | 2.28% |
| 2023 | $3,372 +1.9% | 2.33% |
| 2022 | $3,308 +7.5% | 2.37% |
| 2021 | $3,078 +5.8% | 2.46% |
| 2020 | $2,910 | 2.36% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Rock Island County: tax takes 5.1% of income
Counties near Rock Island County's effective rate
On effective rate, Rock Island County sits nearest Cumberland County (NJ), Chautauqua County (NY), Atlantic County (NJ).
On published median-tax change, the nearest matches are Angelina County (TX), Bamberg County (SC), Adams County (OH).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Rock Island County: only 3% of returns show Schedule A real-estate tax
Tax year 2022: 2,020 of 67,710 returns from Rock Island County reported real estate taxes, averaging $6,655 - 36% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Illinois
Rock Island County rate FAQs
- How does Rock Island County property tax compare to the national average?
- Property taxes in Rock Island County run far above the national median of $1,993, an effective rate of 2.28% versus 0.92% nationally.
- What is the tax affordability score for Rock Island County?
- Rock Island County, Illinois scores F (19/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is housing pressure at A- (2.24×). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- What is the average property tax in Rock Island County, Illinois?
- The median annual property tax in Rock Island County is $3,425, an effective rate of 2.28% on a $150,400 median home (Census ACS, 2024).
- What percentage of income goes to property taxes in Rock Island County?
- Property taxes in Rock Island County run a bit above the commonly cited 2%-4% national benchmark, at about 5.1% of the $67,159 median household income.
- Are property taxes increasing in Rock Island County?
- The ACS median property-tax bill for Rock Island County climbed 17.7% between the 2020 and 2024 5-year releases, from $2,910 to $3,425, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
What to do with Rock Island County's PEAK rate
Rock Island County's $3,425 median bill sits well above the U.S. median - size a personal estimate before treating the county headline as your budget. Estimate your bill →
Income burden is elevated here: about 5.1% of Rock Island County's $67,159 median household income goes to the property-tax bill.
Nationwide peers by effective rate (then bill)
Rate-first peers for Rock Island County's PEAK effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 2.28%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $3,425/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Rock Island County
Nearest ABS(median_tax) ACS peers for Rock Island County (PEAK · HEAVY), replacing the old fixed Keep exploring strip.
PEAK HEAVY
Yamhill County, OR
ABS(median_tax) peer · tied with Rock Island County at $3,425/yr; rate 0.73% vs Rock Island County 2.28%.
Leavenworth County, KS
ABS(median_tax) peer · $3,424/yr (near-tied bill ABS $1); rate 1.21% vs Rock Island County 2.28%.
St. Mary's County, MD
ABS(median_tax) peer · $3,424/yr (near-tied bill ABS $1); rate 0.84% vs Rock Island County 2.28%.
Dodge County, WI
ABS(median_tax) peer · $3,422/yr (near-tied bill ABS $3); rate 1.48% vs Rock Island County 2.28%.
Illinois county set
State ACS overview for every published Illinois county rate and median bill.
Appeal filing windows
Rock Island County stamps PEAK · HEAVY - review notice deadlines before quoting the ACS median.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Rock Island County (PEAK · HEAVY) - ACS medians, not a parcel bill.