Illinois · County property tax · ACS 2024
White County Property Taxes
The median homeowner in White County pays $1,444 a year, an effective rate of 1.34%, well below the U.S. average.
- $1,444
- Median tax / yr · Below-median bill
- 1.34%
- Effective rate · High rate
- -28%
- vs U.S. average
- #95 of 102
- rank in IL
The verdict
Homeowners in White County pay a median $1,444 a year in property tax, an effective rate of 1.34%, more affordable than 17% of U.S. counties (Census ACS 2024).
- $1,444
- Median annual tax bill, 2024
- 1.34%
- Effective rate on median home
- #2601 of 3135
- U.S. counties by tax burden
- -28%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($108,100). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Illinois. Population: 13,619. Owner-occupied homes: 4,372.
The median annual property tax in White County is $1,444, which is 73% lower than the Illinois state average and 28% below the national average. The effective tax rate is 1.34% on a median home value of $108,100. Property taxes represent 2.6% of the median household income in this county.
White County's rate standing among U.S. counties
Primary signal
The effective rate sits near the national middle
White County's 1.34% effective rate sits near the middle of 3,135 tracked counties (more affordable than 17%).
Decision signal 2
The bill sits well below the national median
Homeowners in White County pay a median annual property tax of $1,444, well below the national median and far below the Illinois state median. On a $108,100 median home, that works out to an effective rate of 1.34% once the local assessment base and millage are combined.
Decision signal 3
High among Illinois counties by effective rate
White County ranks #95 of 102 counties in Illinois by effective rate (7% of in-state counties pay a lower rate).
Decision signal 4
Income and the tax bill sit in the middle band
Property taxes in White County run within the commonly cited 2%-4% national benchmark, at about 2.6% of the $54,813 median household income.
Decision signal 5
The latest release moved the bill up
Since 2023, the published ACS median estimate has ticked up 4.0%, from $1,388 to $1,444. This compares two release estimates; it does not identify a local policy, assessment, exemption, or household-bill cause.
Informational notice
Figures describe the median homeowner household in White County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
How to read this county's bill
The bill here climbed steeply over 2020-2024, up 34% from $1,081 to $1,444. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.
The largest reported group here falls at the bottom of the national range: 1,206 of 4,372 owner-occupied homes (27.6%) report annual real-estate taxes under $800. This distribution describes reported owner-occupied homes, not an affordability judgment for any property.
This is the least forgiving PAIRING in the data, bottom-quartile household income with a top-quartile effective rate, putting the median bill at 2.6% of median household income. Neither figure is remarkable on its own; the combination is, and the ratio above is the only part of it a household actually feels.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What White County Homeowners Actually Pay
The single largest group of White County homeowners, 1,206 of 4,372 owner-occupied homes (27.6%), pays less than $800 a year. The median is one point in this spread, not a typical bill.
- Less than $800 27.6% (1,206)
- $800 to $1,499 21.8% (952)
- $1,500 to $1,999 12.4% (543)
- $2,000 to $2,999 19.5% (854)
- $3,000 or more 13.4% (588)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
229 homes here (5.2%) report no real estate tax at all. Exemptions are set by state: how Illinois handles assessments and appeals.
With vs Without Mortgage
In White County, mortgaged homeowners pay 11% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.
White County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
White County's effective rate is higher than 7% of the 102 counties in Illinois - ranking #95 of 102.
Where White County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
1.34% more affordable than 17% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
What changed since 2020
The median bill in White County moved from $1,081 in the 2020 release to $1,444 in 2024, a change of about 34%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.
White County vs Benchmarks
| Metric | White County | Illinois Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Below-median bill | |||
| Effective Tax Rate High rate | |||
| Median Home Value | |||
| Tax as % of income Above-median income burden | 2.6% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
White County's STEEP · LIGHT lane - is an appeal worth running?
On White County's published figures (STEEP · LIGHT), a $108,100 median home carries a $1,444 median bill, so every 10% off an assessed value is worth about $144 a year at the same rate. Appeal Savings Estimator · appeal guide for Illinois.
White County rate trail · STEEP
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $1,444 +4.0% | 1.34% |
| 2023 | $1,388 -1.5% | 1.39% |
| 2022 | $1,409 +9.4% | 1.40% |
| 2021 | $1,288 +19.1% | 1.55% |
| 2020 | $1,081 | 1.43% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
White County: tax-to-income at 2.6%
Counties near White County's effective rate
On effective rate, White County sits nearest Appanoose County (IA), Audubon County (IA), Cass County (IA).
On published median-tax change, the nearest matches are Banks County (GA), Conejos County (CO), Washington County (NC).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
White County: only 3% of returns show Schedule A real-estate tax
Tax year 2022: 180 of 6,020 returns from White County reported real estate taxes, averaging $3,617 - 33% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Illinois
White County rate FAQs
- How does White County property tax compare to the national average?
- Property taxes in White County run well below the national median of $1,993, an effective rate of 1.34% versus 0.92% nationally.
- What is the average property tax in White County, Illinois?
- The median annual property tax in White County is $1,444, an effective rate of 1.34% on a $108,100 median home (Census ACS, 2024).
- What is the tax affordability score for White County?
- White County, Illinois scores D (48/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is housing pressure at A (1.97×). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- Are property taxes increasing in White County?
- The ACS median property-tax bill for White County is recorded at $1,444 in the 2024 5-year release against $1,081 in 2020. That is a large swing, and it should be read as movement in a survey estimate rather than as a tax change: the median here rests on about 4,372 owner-occupied homes, and swings above 50% are roughly twelve times more common in the smallest counties than in the largest. Treat the two figures as imprecise and check the county assessor for actual rate changes.
- What percentage of income goes to property taxes in White County?
- Property taxes in White County run within the commonly cited 2%-4% national benchmark, at about 2.6% of the $54,813 median household income.
What to do with White County's STEEP rate
White County's $1,444 median bill sits well below the U.S. median - still size a parcel estimate; local millage and exemptions move the real bill. Estimate your bill →
White County ranks #95 of 102 Illinois counties by effective rate - on the lower-burden half of the state ACS set. Illinois overview →
Nationwide peers by effective rate (then bill)
Rate-first peers for White County's STEEP effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 1.34%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $1,444/yr. Rate peers are excluded so the two link sets stay distinct.
Read with White County
Nearest ABS(median_tax) ACS peers for White County (STEEP · LIGHT), replacing the old fixed Keep exploring strip.
STEEP LIGHT
Bedford County, PA
ABS(median_tax) peer · tied with White County at $1,444/yr; rate 0.81% vs White County 1.34%.
Benewah County, ID
ABS(median_tax) peer · $1,443/yr (near-tied bill ABS $1); rate 0.49% vs White County 1.34%.
Bossier Parish, LA
ABS(median_tax) peer · $1,445/yr (near-tied bill ABS $1); rate 0.64% vs White County 1.34%.
Clearwater County, ID
ABS(median_tax) peer · $1,443/yr (near-tied bill ABS $1); rate 0.54% vs White County 1.34%.
Illinois county set
State ACS overview for every published Illinois county rate and median bill.
Appeal filing windows
White County stamps STEEP · LIGHT - review notice deadlines before quoting the ACS median.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 White County (STEEP · LIGHT) - ACS medians, not a parcel bill.