$ PlainPropertyTax

Illinois · County property tax · ACS 2024

Cass County Property Taxes

The median homeowner in Cass County pays $1,958 a year, an effective rate of 2.02%, roughly in line with the U.S. average.

$1,958
Median tax / yr · Above-median bill
2.02%
Effective rate · Highest-decile rate
-2%
vs U.S. average
#28 of 102
rank in IL

The verdict

Homeowners in Cass County pay a median $1,958 a year in property tax, an effective rate of 2.02%, more affordable than 3% of U.S. counties (Census ACS 2024).

$1,958
Median annual tax bill, 2024
2.02%
Effective rate on median home
#3056 of 3135
U.S. counties by tax burden
-2%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($97,100). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

View saved counties

Census Bureau ACS property tax data for Illinois. Population: 12,784. Owner-occupied homes: 3,894.

The median annual property tax in Cass County is $1,958, which is 63% lower than the Illinois state average and 2% below the national average. The effective tax rate is 2.02% on a median home value of $97,100. Property taxes represent 2.9% of the median household income in this county.

Cass County's rate standing among U.S. counties

Primary signal

The effective rate is a national headwind

Cass County's 2.02% effective rate is among the highest of 3,135 tracked counties: only about 97% pay more.

Decision signal 2

The bill sits below the Illinois median

Homeowners in Cass County pay a median annual property tax of $1,958, roughly in line with the national median and far below the Illinois state median. On a $97,100 median home, that works out to an effective rate of 2.02% once the local assessment base and millage are combined.

Decision signal 3

Near the middle of Illinois counties by effective rate

Cass County ranks #28 of 102 counties in Illinois by effective rate (73% of in-state counties pay a lower rate).

Decision signal 4

Income and the tax bill sit in the middle band

Property taxes in Cass County run within the commonly cited 2%-4% national benchmark, at about 2.9% of the $68,125 median household income.

Informational notice

Figures describe the median homeowner household in Cass County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.

The rate held while the market moved

Cass County sits in the quarter of U.S. counties whose effective rate moved least over this span: 1.5% down, against a median home value that rose 18.8%.

A near-steady rate on a moving market passes that movement straight through: the median bill rose 17.0%, from $1,673 to $1,958.

Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.

Median Annual Tax
$1,958
Above-median bill
-63% vs State -2% vs US
Median Home Value
$97,100
-63% vs State -57% vs US
Effective Tax Rate
2.02%
Highest-decile rate
+0% vs State +120% vs US

How to read this county's bill

Bills rose across 2020-2024, from $1,673 to $1,958, a gain of 17%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.

The heaviest band is also the fullest one here: 1,039 of 3,894 owner-occupied homes (26.7%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.

The rate is in the national top quarter while earnings are only moderately above the midpoint, so the median bill claims 2.9% of median household income. A high rate is affordable only relative to something, and this is what it is relative to here.

The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.

What Cass County Homeowners Actually Pay

The single largest group of Cass County homeowners, 1,039 of 3,894 owner-occupied homes (26.7%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.

  • Less than $800 14.8% (575)
  • $800 to $1,499 23.4% (911)
  • $1,500 to $1,999 10.8% (422)
  • $2,000 to $2,999 20.5% (798)
  • $3,000 or more 26.7% (1,039)

Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.

149 homes here (3.8%) report no real estate tax at all. Exemptions are set by state: how Illinois handles assessments and appeals.

With vs Without Mortgage

With Mortgage
$1,890
$158/mo
Without Mortgage
$2,057
$171/mo

Mortgaged and non-mortgaged homeowners in Cass County pay about the same bill, within a 8% gap either way.

Cass County's effective rate vs peers

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Cass County 2.02%
Illinois average 2.01%
U.S. average 0.92%

Cass County's effective rate is higher than 73% of the 102 counties in Illinois - ranking #28 of 102.

Where Cass County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

2.02% more affordable than 3% of 3,135 U.S. counties

Show national distribution This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

Among the highest-taxed counties in the country

At 2.02%, Cass County sits in the top 3% of all U.S. counties by effective property-tax rate. That is the rate, not the bill: a high rate on a modest home can still produce a smaller cheque than a low rate on an expensive one, which is why the $1,958 median bill is the number to compare against another county.

Cass County vs Benchmarks

Metric Cass County Illinois Avg U.S. Avg
Median Annual Tax Above-median bill $1,958 $5,298 $1,993
Effective Tax Rate Highest-decile rate 2.02% 2.01% 0.92%
Median Home Value $97,100 $263,300 $227,791
Tax as % of income Above-median income burden 2.9% - -

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Cass County's PEAK · MID lane - is an appeal worth running?

On Cass County's published figures (PEAK · MID), a $97,100 median home carries a $1,958 median bill, so every 10% off an assessed value is worth about $196 a year at the same rate. Appeal Savings Estimator · appeal guide for Illinois.

Cass County rate trail · PEAK

$1,600$1,700$1,800$1,900$2,000$2,100 20202021202220232024 $1,958
Cass County ACS median tax 2020–2024: +17% ($1,673 → $1,958).
Year Median Tax (vs prior release) Effective Rate
2024 $1,958 -2.4% 2.02%
2023 $2,007 +7.8% 2.10%
2022 $1,861 +4.8% 2.02%
2021 $1,776 +6.2% 2.13%
2020 $1,673 2.05%

Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.

Cass County: tax-to-income at 2.9%

Tax-to-Income Ratio
2.9%
of median household income
Median Income
$68,125
per year
Monthly Tax
$163
per month

Counties near Cass County's effective rate

On effective rate, Cass County sits nearest Greater Bridgeport Planning Region (CT), Oneida County (NY), Elk County (KS).

On published median-tax change, the nearest matches are Scott County (MN), Monroe County (NY), Montgomery County (NY).

How peers are chosen

These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.

Cass County: only 2% of returns show Schedule A real-estate tax

Tax year 2022: 110 of 6,140 returns from Cass County reported real estate taxes, averaging $3,200 - 45% of those reporters sat in the $50-75k AGI band.

What this IRS county file does not say

Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.

Other Counties in Illinois

View all counties in Illinois →

Cass County rate FAQs

How does Cass County property tax compare to the national average?
Property taxes in Cass County run roughly in line with the national median of $1,993, an effective rate of 2.02% versus 0.92% nationally.
What is the average property tax in Cass County, Illinois?
The median annual property tax in Cass County is $1,958, an effective rate of 2.02% on a $97,100 median home (Census ACS, 2024).
What is the tax affordability score for Cass County?
Cass County, Illinois scores D (43/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is mortgage premium at A+ ($-167). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
Are property taxes increasing in Cass County?
The ACS median property-tax bill for Cass County climbed 17.0% between the 2020 and 2024 5-year releases, from $1,673 to $1,958, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
What percentage of income goes to property taxes in Cass County?
Property taxes in Cass County run within the commonly cited 2%-4% national benchmark, at about 2.9% of the $68,125 median household income.

What to do with Cass County's PEAK rate

Inside Illinois, Cass County's $1,958 median bill runs low versus the state median - check peer counties before assuming the lowest bill is the best move. Illinois overview →

Cass County ranks #28 of 102 Illinois counties by effective rate - on the higher-burden half of the state ACS set. Illinois overview →

Nationwide peers by effective rate (then bill)

Rate-first peers for Cass County's PEAK effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.

Similar effective rate

Nearest out-of-state counties by ACS effective rate. This county: 2.02%.

Similar median bill

Nearest out-of-state counties by ACS median annual tax. This county: $1,958/yr. Rate peers are excluded so the two link sets stay distinct.

Read with Cass County

Nearest ABS(median_tax) ACS peers for Cass County (PEAK · MID), replacing the old fixed Keep exploring strip.

PEAK MID

Data vintage and method

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Cass County (PEAK · MID) - ACS medians, not a parcel bill.