Oklahoma · County property tax · ACS 2024
Garfield County Property Taxes
The median homeowner in Garfield County pays $1,389 a year, an effective rate of 0.87%, well below the U.S. average.
- $1,389
- Median tax / yr · Below-median bill
- 0.87%
- Effective rate · Above-median rate
- -30%
- vs U.S. average
- #7 of 77
- rank in OK
The verdict
Homeowners in Garfield County pay a median $1,389 a year in property tax, an effective rate of 0.87%, more affordable than 45% of U.S. counties (Census ACS 2024).
- $1,389
- Median annual tax bill, 2024
- 0.87%
- Effective rate on median home
- #1728 of 3135
- U.S. counties by tax burden
- -30%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($160,100). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Oklahoma. Population: 62,146. Owner-occupied homes: 15,762.
The median annual property tax in Garfield County is $1,389, which is 13% lower than the Oklahoma state average and 30% below the national average. The effective tax rate is 0.87% on a median home value of $160,100. Property taxes represent 2.1% of the median household income in this county.
Garfield County's rate standing among U.S. counties
Primary signal
The effective rate sits near the national middle
Garfield County's 0.87% effective rate sits near the middle of 3,135 tracked counties (more affordable than 45%).
Decision signal 2
Low among Oklahoma counties by effective rate
Garfield County ranks #7 of 77 counties in Oklahoma by effective rate (91% of in-state counties pay a lower rate).
Decision signal 3
The bill sits well below the national median
Homeowners in Garfield County pay a median annual property tax of $1,389, well below the national median and notably lower than the Oklahoma state median. On a $160,100 median home, that works out to an effective rate of 0.87% once the local assessment base and millage are combined.
Decision signal 4
Income and the tax bill sit in the middle band
Property taxes in Garfield County run within the commonly cited 2%-4% national benchmark, at about 2.1% of the $66,182 median household income.
Informational notice
Figures describe the median homeowner household in Garfield County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
The rate held while the market moved
Garfield County sits in the quarter of U.S. counties whose effective rate moved least over this span: 4.8% down, against a median home value that rose 34.5%.
A near-steady rate on a moving market passes that movement straight through: the median bill rose 28.1%, from $1,084 to $1,389.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
The bill here climbed steeply over 2020-2024, up 28% from $1,084 to $1,389. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.
The largest reported group here falls at the bottom of the national range: 4,182 of 15,762 owner-occupied homes (26.5%) report annual real-estate taxes under $800. This distribution describes reported owner-occupied homes, not an affordability judgment for any property.
Both the income and the rate here sit in the third quarter nationally, and the median bill is 2.1% of median household income. Two above-average figures pulling in opposite directions is why the rate on its own is a poor guide.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Garfield County Homeowners Actually Pay
The single largest group of Garfield County homeowners, 4,182 of 15,762 owner-occupied homes (26.5%), pays less than $800 a year. The median is one point in this spread, not a typical bill.
- Less than $800 26.5% (4,182)
- $800 to $1,499 24.2% (3,811)
- $1,500 to $1,999 12.4% (1,956)
- $2,000 to $2,999 14.0% (2,202)
- $3,000 or more 16.3% (2,565)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
1,046 homes here (6.6%) report no real estate tax at all. Exemptions are set by state: how Oklahoma handles assessments and appeals.
With vs Without Mortgage
Mortgaged homeowners in Garfield County pay a substantially higher bill, 37% more, pointing to a wide home-value gap between the two groups.
Garfield County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Garfield County's effective rate is higher than 91% of the 77 counties in Oklahoma - ranking #7 of 77.
Where Garfield County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
0.87% more affordable than 45% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
What changed since 2020
The median bill in Garfield County moved from $1,084 in the 2020 release to $1,389 in 2024, a change of about 28%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.
Garfield County vs Benchmarks
| Metric | Garfield County | Oklahoma Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Below-median bill | |||
| Effective Tax Rate Above-median rate | |||
| Median Home Value | |||
| Tax as % of income Below-median income burden | 2.1% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Garfield County is UNDER · LIGHT on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Oklahoma counties.
Garfield County rate trail · UNDER
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $1,389 +4.4% | 0.87% |
| 2023 | $1,331 +10.5% | 0.89% |
| 2022 | $1,205 +6.8% | 0.85% |
| 2021 | $1,128 +4.1% | 0.88% |
| 2020 | $1,084 | 0.91% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Garfield County: tax-to-income at 2.1%
Counties near Garfield County's effective rate
On effective rate, Garfield County sits nearest Robeson County (NC), Queens County (NY), Toole County (MT).
On published median-tax change, the nearest matches are Williamsburg city (VA), Hardin County (OH), Kings County (NY).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Garfield County: only 5% of returns show Schedule A real-estate tax
Tax year 2022: 1,380 of 26,480 returns from Garfield County reported real estate taxes, averaging $3,454 - 33% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Oklahoma
Garfield County rate FAQs
- What is the average property tax in Garfield County, Oklahoma?
- The median annual property tax in Garfield County is $1,389, an effective rate of 0.87% on a $160,100 median home (Census ACS, 2024).
- What is the tax affordability score for Garfield County?
- Garfield County, Oklahoma scores C (55/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is housing pressure at B (2.42×). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- How does Garfield County property tax compare to the national average?
- Property taxes in Garfield County run well below the national median of $1,993, an effective rate of 0.87% versus 0.92% nationally.
- Are property taxes increasing in Garfield County?
- The ACS median property-tax bill for Garfield County jumped 28.1% between the 2020 and 2024 5-year releases, from $1,084 to $1,389, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
- What percentage of income goes to property taxes in Garfield County?
- Property taxes in Garfield County run within the commonly cited 2%-4% national benchmark, at about 2.1% of the $66,182 median household income.
What to do with Garfield County's UNDER rate
Garfield County's $1,389 median bill sits well below the U.S. median - still size a parcel estimate; local millage and exemptions move the real bill. Estimate your bill →
Garfield County ranks #7 of 77 Oklahoma counties by effective rate - on the higher-burden half of the state ACS set. Oklahoma overview →
Nationwide peers by effective rate (then bill)
Rate-first peers for Garfield County's UNDER effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.87%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $1,389/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Garfield County
Nearest ABS(median_tax) ACS peers for Garfield County (UNDER · LIGHT), replacing the old fixed Keep exploring strip.
UNDER LIGHT
Clark County, SD
ABS(median_tax) peer · tied with Garfield County at $1,389/yr; rate 0.88% vs Garfield County 0.87%.
Elk County, KS
ABS(median_tax) peer · $1,388/yr (near-tied bill ABS $1); rate 2.03% vs Garfield County 0.87%.
Bristol city, VA
ABS(median_tax) peer · $1,387/yr (near-tied bill ABS $2); rate 0.75% vs Garfield County 0.87%.
Glacier County, MT
ABS(median_tax) peer · $1,391/yr (near-tied bill ABS $2); rate 0.84% vs Garfield County 0.87%.
Oklahoma county set
State ACS overview for every published Oklahoma county rate and median bill.
Assessment cycle basics
Garfield County stamps UNDER · LIGHT - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Garfield County (UNDER · LIGHT) - ACS medians, not a parcel bill.