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California · County property tax · ACS 2024

El Dorado County Property Taxes

The median homeowner in El Dorado County pays $4,753 a year, an effective rate of 0.70%, far above the U.S. average.

$4,753
Median tax / yr · Highest-decile bill
0.70%
Effective rate · Below-median rate
+138%
vs U.S. average
#30 of 58
rank in CA

The verdict

Homeowners in El Dorado County pay a median $4,753 a year in property tax, an effective rate of 0.70%, more affordable than 60% of U.S. counties (Census ACS 2024).

$4,753
Median annual tax bill, 2024
0.70%
Effective rate on median home
#1260 of 3135
U.S. counties by tax burden
+138%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($679,900). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

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Census Bureau ACS property tax data for California. Population: 192,662. Owner-occupied homes: 58,844.

The median annual property tax in El Dorado County is $4,753, which is 7% lower than the California state average and 138% above the national average. The effective tax rate is 0.70% on a median home value of $679,900. Property taxes represent 4.4% of the median household income in this county.

Why El Dorado County's ACS bill runs high vs the U.S.

Primary signal

The bill sits well above the national median

Homeowners in El Dorado County pay a median annual property tax of $4,753, far above the national median and modestly below the California state median. On a $679,900 median home, that works out to an effective rate of 0.70% once the local assessment base and millage are combined.

Decision signal 2

Income and the tax bill sit in the middle band

Property taxes in El Dorado County run a bit above the commonly cited 2%-4% national benchmark, at about 4.4% of the $108,845 median household income.

Decision signal 3

The effective rate sits near the national middle

El Dorado County's 0.70% effective rate sits near the middle of 3,135 tracked counties (more affordable than 60%).

Decision signal 4

Near the middle of California counties by effective rate

El Dorado County ranks #30 of 58 counties in California by effective rate (48% of in-state counties pay a lower rate).

Informational notice

Figures describe the median homeowner household in El Dorado County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.

Most of the market's rise reached the bill

The effective rate here moved 6.3% down between 2020 and 2024, a smaller shift than in 74% of U.S. counties. With the median home value rose 41.7%, the median bill rose 32.8% to $4,753: the rate did comparatively little to offset the market.

Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.

Median Annual Tax
$4,753
Highest-decile bill
-7% vs State +138% vs US
Median Home Value
$679,900
-7% vs State +198% vs US
Effective Tax Rate
0.70%
Below-median rate
+0% vs State -24% vs US

How to read this county's bill

The bill here climbed steeply over 2020-2024, up 33% from $3,580 to $4,753. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.

The heaviest band is also the fullest one here: 40,936 of 58,844 owner-occupied homes (69.6%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.

Top-quartile earnings meet a below-median rate, putting the median bill at 4.4% of median household income. Counties in this position span a wide range on the ratio above, because the dollar bill tracks home values rather than the rate.

The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.

What El Dorado County Homeowners Actually Pay

The single largest group of El Dorado County homeowners, 40,936 of 58,844 owner-occupied homes (69.6%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.

  • Less than $800 4.4% (2,561)
  • $800 to $1,499 5.5% (3,213)
  • $1,500 to $1,999 5.4% (3,192)
  • $2,000 to $2,999 12.1% (7,143)
  • $3,000 or more 69.6% (40,936)

Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.

1,799 homes here (3.1%) report no real estate tax at all. Exemptions are set by state: how California handles assessments and appeals.

With vs Without Mortgage

With Mortgage
$5,194
$433/mo
Without Mortgage
$3,687
$307/mo

Mortgaged homeowners in El Dorado County pay a substantially higher bill, 41% more, pointing to a wide home-value gap between the two groups.

El Dorado County's bill vs state & U.S. medians

Median annual bill bars around El Dorado County's HEAVY ACS 2024 figure.

El Dorado County $4,753
California median $5,124
U.S. median $1,993

El Dorado County's median bill is 7% below the California median and 138% above the U.S. median.

What changed since 2020

The median bill in El Dorado County moved from $3,580 in the 2020 release to $4,753 in 2024, a change of about 33%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.

El Dorado County vs Benchmarks

Metric El Dorado County California Avg U.S. Avg
Median Annual Tax Highest-decile bill $4,753 $5,124 $1,993
Effective Tax Rate Below-median rate 0.70% 0.70% 0.92%
Median Home Value $679,900 $734,700 $227,791
Tax as % of income Heavy income burden 4.4% - -

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Is El Dorado County's $4,753 median bill appeal-worthy?

At El Dorado County's $4,753 ACS median (HEAVY), a 10% assessment cut is worth about $475/yr before exemptions. Appeal Savings Estimator · appeal guide for California.

El Dorado County bill trail · HEAVY

$3,500$4,000$4,500$5,000 20202021202220232024 $4,753
El Dorado County ACS median tax 2020–2024: +33% ($3,580 → $4,753).
Year Median Tax (vs prior release) Effective Rate
2024 $4,753 +5.4% 0.70%
2023 $4,510 +6.8% 0.70%
2022 $4,223 +11.5% 0.71%
2021 $3,787 +5.8% 0.74%
2020 $3,580 0.75%

Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.

El Dorado County: tax takes 4.4% of income

Tax-to-Income Ratio
4.4%
of median household income
Median Income
$108,845
per year
Monthly Tax
$396
per month

Counties near El Dorado County's median bill

On effective rate, El Dorado County sits nearest Pinellas County (FL), Baldwin County (GA), Bartow County (GA).

On published median-tax change, the nearest matches are Prince George County (VA), Platte County (MO), Monroe County (MO).

How peers are chosen

These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.

El Dorado County: only 17% of returns show Schedule A real-estate tax

Tax year 2022: 16,130 of 93,340 returns from El Dorado County reported real estate taxes, averaging $7,453 - 38% of those reporters sat in the $200k+ AGI band.

What this IRS county file does not say

Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.

Other Counties in California

View all counties in California →

El Dorado County bill FAQs

How does El Dorado County property tax compare to the national average?
Property taxes in El Dorado County run far above the national median of $1,993, an effective rate of 0.70% versus 0.92% nationally.
What is the average property tax in El Dorado County, California?
The median annual property tax in El Dorado County is $4,753, an effective rate of 0.70% on a $679,900 median home (Census ACS, 2024).
Are property taxes increasing in El Dorado County?
The ACS median property-tax bill for El Dorado County jumped 32.8% between the 2020 and 2024 5-year releases, from $3,580 to $4,753, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
What percentage of income goes to property taxes in El Dorado County?
Property taxes in El Dorado County run a bit above the commonly cited 2%-4% national benchmark, at about 4.4% of the $108,845 median household income.
What is the tax affordability score for El Dorado County?
El Dorado County, California scores F (21/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is rate relief at C+ (0.70%). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.

What to do with El Dorado County's HEAVY bill

El Dorado County's $4,753 median bill sits well above the U.S. median - size a personal estimate before treating the county headline as your budget. Estimate your bill →

El Dorado County ranks #30 of 58 California counties by effective rate - on the lower-burden half of the state ACS set. California overview →

Nationwide peers by median bill (then rate)

Bill-first peers for El Dorado County's HEAVY median, then a disjoint out-of-state rate set, not the same-state geography lattice.

Similar effective rate

Nearest out-of-state counties by ACS effective rate. This county: 0.70%.

Similar median bill

Nearest out-of-state counties by ACS median annual tax. This county: $4,753/yr. Rate peers are excluded so the two link sets stay distinct.

Read with El Dorado County

Nearest ABS(median_tax) ACS peers for El Dorado County (UNDER · HEAVY), replacing the old fixed Keep exploring strip.

UNDER HEAVY

Data vintage and method

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 El Dorado County (UNDER · HEAVY) - ACS medians, not a parcel bill.