Virginia · County property tax · ACS 2024
Cumberland County Property Taxes
The median homeowner in Cumberland County pays $1,361 a year, an effective rate of 0.57%, well below the U.S. average.
- $1,361
- Median tax / yr · Below-median bill
- 0.57%
- Effective rate · Low rate
- -32%
- vs U.S. average
- #82 of 133
- rank in VA
The verdict
Homeowners in Cumberland County pay a median $1,361 a year in property tax, an effective rate of 0.57%, more affordable than 75% of U.S. counties (Census ACS 2024).
- $1,361
- Median annual tax bill, 2024
- 0.57%
- Effective rate on median home
- #782 of 3135
- U.S. counties by tax burden
- -32%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($239,300). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Virginia. Population: 9,818. Owner-occupied homes: 3,045.
The median annual property tax in Cumberland County is $1,361, which is 51% lower than the Virginia state average and 32% below the national average. The effective tax rate is 0.57% on a median home value of $239,300. Property taxes represent 2.5% of the median household income in this county.
Cumberland County's rate standing among U.S. counties
Primary signal
The effective rate sits near the national middle
Cumberland County's 0.57% effective rate sits near the middle of 3,135 tracked counties (more affordable than 75%).
Decision signal 2
The bill sits well below the national median
Homeowners in Cumberland County pay a median annual property tax of $1,361, well below the national median and far below the Virginia state median. On a $239,300 median home, that works out to an effective rate of 0.57% once the local assessment base and millage are combined.
Decision signal 3
Near the middle of Virginia counties by effective rate
Cumberland County ranks #82 of 133 counties in Virginia by effective rate (38% of in-state counties pay a lower rate).
Decision signal 4
Income and the tax bill sit in the middle band
Property taxes in Cumberland County run within the commonly cited 2%-4% national benchmark, at about 2.5% of the $55,325 median household income.
Decision signal 5
The latest release moved the bill down
Since 2023, the published ACS median estimate has eased 2.6%, from $1,398 to $1,361. This compares two release estimates; it does not identify a local policy, assessment, exemption, or household-bill cause.
Informational notice
Figures describe the median homeowner household in Cumberland County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
How to read this county's bill
The bill here climbed steeply over 2020-2024, up 33% from $1,024 to $1,361. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.
The largest reported group here falls at the bottom of the national range: 820 of 3,045 owner-occupied homes (26.9%) report annual real-estate taxes under $800. This distribution describes reported owner-occupied homes, not an affordability judgment for any property.
Both sides of this comparison sit low: household income here is in the bottom quarter of US counties, and so is the effective tax rate. The median bill works out at 2.5% of median household income, which is the arithmetic of a modest levy on modest earnings rather than of any deliberate relief.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Cumberland County Homeowners Actually Pay
The single largest group of Cumberland County homeowners, 820 of 3,045 owner-occupied homes (26.9%), pays less than $800 a year. The median is one point in this spread, not a typical bill.
- Less than $800 26.9% (820)
- $800 to $1,499 26.0% (792)
- $1,500 to $1,999 14.2% (431)
- $2,000 to $2,999 12.8% (390)
- $3,000 or more 16.0% (487)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
125 homes here (4.1%) report no real estate tax at all. Exemptions are set by state: how Virginia handles assessments and appeals.
With vs Without Mortgage
Mortgaged and non-mortgaged homeowners in Cumberland County pay about the same bill, within a 8% gap either way.
Cumberland County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Cumberland County's effective rate is higher than 38% of the 133 counties in Virginia - ranking #82 of 133.
Where Cumberland County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
0.57% Among the most affordable more affordable than 75% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
What changed since 2020
The median bill in Cumberland County moved from $1,024 in the 2020 release to $1,361 in 2024, a change of about 33%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.
Cumberland County vs Benchmarks
| Metric | Cumberland County | Virginia Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Below-median bill | |||
| Effective Tax Rate Low rate | |||
| Median Home Value | |||
| Tax as % of income Above-median income burden | 2.5% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Cumberland County is QUIET · LIGHT on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Virginia counties.
Cumberland County rate trail · QUIET
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $1,361 -2.6% | 0.57% |
| 2023 | $1,398 +5.0% | 0.64% |
| 2022 | $1,331 +11.6% | 0.64% |
| 2021 | $1,193 +16.5% | 0.70% |
| 2020 | $1,024 | 0.64% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Cumberland County: tax-to-income at 2.5%
Counties near Cumberland County's effective rate
On effective rate, Cumberland County sits nearest Tooele County (UT), Coffee County (TN), Cocke County (TN).
On published median-tax change, the nearest matches are Clay County (MN), Deaf Smith County (TX), Todd County (KY).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Cumberland County: only 4% of returns show Schedule A real-estate tax
Tax year 2022: 200 of 4,450 returns from Cumberland County reported real estate taxes, averaging $2,390 - 25% of those reporters sat in the $25-50k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Virginia
Cumberland County rate FAQs
- How does Cumberland County property tax compare to the national average?
- Property taxes in Cumberland County run well below the national median of $1,993, an effective rate of 0.57% versus 0.92% nationally.
- What is the average property tax in Cumberland County, Virginia?
- The median annual property tax in Cumberland County is $1,361, an effective rate of 0.57% on a $239,300 median home (Census ACS, 2024).
- What is the tax affordability score for Cumberland County?
- Cumberland County, Virginia scores C+ (64/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is mortgage premium at A+ ($-108). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- Are property taxes increasing in Cumberland County?
- The ACS median property-tax bill for Cumberland County is recorded at $1,361 in the 2024 5-year release against $1,024 in 2020. That is a large swing, and it should be read as movement in a survey estimate rather than as a tax change: the median here rests on about 3,045 owner-occupied homes, and swings above 50% are roughly twelve times more common in the smallest counties than in the largest. Treat the two figures as imprecise and check the county assessor for actual rate changes.
- What percentage of income goes to property taxes in Cumberland County?
- Property taxes in Cumberland County run within the commonly cited 2%-4% national benchmark, at about 2.5% of the $55,325 median household income.
What to do with Cumberland County's QUIET rate
Cumberland County's $1,361 median bill sits well below the U.S. median - still size a parcel estimate; local millage and exemptions move the real bill. Estimate your bill →
Cumberland County ranks #82 of 133 Virginia counties by effective rate - on the lower-burden half of the state ACS set. Virginia overview →
Nationwide peers by effective rate (then bill)
Rate-first peers for Cumberland County's QUIET effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.57%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $1,361/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Cumberland County
Nearest ABS(median_tax) ACS peers for Cumberland County (QUIET · LIGHT), replacing the old fixed Keep exploring strip.
QUIET LIGHT
Forrest County, MS
ABS(median_tax) peer · tied with Cumberland County at $1,361/yr; rate 0.81% vs Cumberland County 0.57%.
Madison County, NC
ABS(median_tax) peer · $1,362/yr (near-tied bill ABS $1); rate 0.48% vs Cumberland County 0.57%.
Marshall County, IN
ABS(median_tax) peer · $1,362/yr (near-tied bill ABS $1); rate 0.66% vs Cumberland County 0.57%.
Nash County, NC
ABS(median_tax) peer · $1,362/yr (near-tied bill ABS $1); rate 0.71% vs Cumberland County 0.57%.
Virginia county set
State ACS overview for every published Virginia county rate and median bill.
Assessment cycle basics
Cumberland County stamps QUIET · LIGHT - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Cumberland County (QUIET · LIGHT) - ACS medians, not a parcel bill.