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Iowa · County property tax · ACS 2024

Cerro Gordo County Property Taxes

The median homeowner in Cerro Gordo County pays $2,410 a year, an effective rate of 1.45%, notably higher than the U.S. average.

$2,410
Median tax / yr
1.45%
Effective rate
+21%
vs U.S. average
#21 of 99
rank in IA

The verdict

Homeowners in Cerro Gordo County pay a median $2,410 a year in property tax, an effective rate of 1.45%, more affordable than 13% of U.S. counties.

$2,410
Median annual tax bill, 2024
1.45%
Effective rate on median home
#2737 of 3135
U.S. counties by tax burden
+21%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($166,400). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

Census Bureau ACS property tax data for Iowa. Owner-occupied homes: 13,745.

The median annual property tax in Cerro Gordo County is $2,410, which is 17% lower than the Iowa state average and 21% above the national average. The effective tax rate is 1.45% on a median home value of $166,400. Property taxes represent 3.5% of the median household income in this county.

What This Data Tells Us About Cerro Gordo County

Homeowners in Cerro Gordo County pay a median annual property tax of $2,410, notably higher than the national median and notably lower than the Iowa state median. On a $166,400 median home, that works out to an effective rate of 1.45% once the local assessment base and millage are combined.

Property taxes in Cerro Gordo County run within the commonly cited 2%-4% national benchmark, at about 3.5% of the $68,189 median household income. Since 2023, the published ACS median estimate has ticked up 4.6%, from $2,305 to $2,410. This compares two release estimates; it does not identify a local policy, assessment, exemption, or household-bill cause.

This page is for informational purposes only and is not tax, legal, or financial advice. Figures describe the median homeowner household in Cerro Gordo County as reported to the Census Bureau, your own bill can differ based on your parcel's assessed value, exemptions, special districts, and municipal overlays. Always consult your county assessor, tax collector, or a qualified professional before making decisions that depend on these numbers.

Median Annual Tax
$2,410
-17% vs State +21% vs US
Median Home Value
$166,400
-20% vs State -27% vs US
Effective Tax Rate
1.45%
+4% vs State +58% vs US

With vs Without Mortgage

With Mortgage
$2,464
$205/mo
Without Mortgage
$2,327
$194/mo

Mortgaged and non-mortgaged homeowners in Cerro Gordo County pay about the same bill, a 6% gap.

How Cerro Gordo County compares

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Cerro Gordo County 1.45%
Iowa average 1.39%
U.S. average 0.92%

Cerro Gordo County's effective rate is higher than 79% of the 99 counties in Iowa - ranking #21 of 99 for property tax burden.

Where Cerro Gordo County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

1.45% more affordable than 13% of 3,135 U.S. counties

0.00%–0.25%: 19 U.S. counties (1%). Below this entry. 0.25%–0.50%: 467 U.S. counties (15%). Below this entry. 0.50%–0.75%: 904 U.S. counties (29%). Below this entry. 0.75%–1.00%: 614 U.S. counties (20%). Below this entry. 1.00%–1.25%: 452 U.S. counties (14%). Below this entry. 1.25%–1.50%: 331 U.S. counties (11%). This entry sits in this band. 1.50%–1.75%: 181 U.S. counties (6%). Above this entry. 1.75%–2.00%: 79 U.S. counties (3%). Above this entry. 2.00%–2.25%: 48 U.S. counties (2%). Above this entry. 2.25%–2.50%: 28 U.S. counties (1%). Above this entry. 2.50%–2.75%: 8 U.S. counties (0%). Above this entry. 2.75%–3.00%: 3 U.S. counties (0%). Above this entry. 3.00%–3.25%: 0 U.S. counties (0%). Above this entry. 3.25%–3.50%: 0 U.S. counties (0%). Above this entry. 3.50%–3.75%: 1 U.S. counties (0%). Above this entry. 3.75%–4.00%: 0 U.S. counties (0%). Above this entry. This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

Cerro Gordo County vs Benchmarks

Metric Cerro Gordo County Iowa Avg U.S. Avg
Median Annual Tax $2,410 $2,897 $1,993
Effective Tax Rate 1.45% 1.39% 0.92%
Median Home Value $166,400 $208,000 $227,791

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Think your Cerro Gordo County property tax bill is too high?

A successful appeal can lower your assessed value by 10-25%, cutting your annual tax bill by hundreds or thousands of dollars. Use our free Appeal Savings Estimator to project savings on your specific home, then read our step-by-step appeal guide for the exact procedure in Iowa.

Property Tax History

$1,800$2,000$2,200$2,400$2,600 20202021202220232024 $2,410
Median annual property tax in Cerro Gordo County, 2020–2024 (ACS). Up +29% over the period.
Year Median Tax Effective Rate
2024 $2,410 +4.6% 1.45%
2023 $2,305 +5.6% 1.50%
2022 $2,182 +11.9% 1.50%
2021 $1,950 +4.7% 1.46%
2020 $1,863 1.43%

Tax Burden

Tax-to-Income Ratio
3.5%
of median household income
Median Income
$68,189
per year
Monthly Tax
$201
per month

Tax Affordability Score

3.5
Expensive

An effective rate far above the national average of 0.92% puts Cerro Gordo County in the "Expensive" band for property tax burden.

Very Expensive Very Affordable

How this score is calculated: a 1-10 scale derived mechanically from the ratio of this county's effective rate to the national average effective rate (0.92%) - a ratio at or below 0.5× scores 10, a ratio at or above 2.0× scores 1, with a linear scale between. It is a factual comparison of Census figures only, not a recommendation, quality rating, or endorsement of Cerro Gordo County or any other county.

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Frequently Asked Questions

What is the average property tax in Cerro Gordo County, Iowa?
The median annual property tax in Cerro Gordo County is $2,410, an effective rate of 1.45% on a $166,400 median home (Census ACS, 2024).
How does Cerro Gordo County property tax compare to the national average?
Property taxes in Cerro Gordo County run notably higher than the national median of $1,993, an effective rate of 1.45% versus 0.92% nationally.
What percentage of income goes to property taxes in Cerro Gordo County?
Property taxes in Cerro Gordo County run within the commonly cited 2%-4% national benchmark, at about 3.5% of the $68,189 median household income.
Are property taxes increasing in Cerro Gordo County?
Since 2023, property taxes in Cerro Gordo County have ticked up 4.6%, from $2,305 to $2,410.

What this means in Cerro Gordo County

How to use Cerro Gordo County's property-tax numbers, for budgeting, comparison, or an appeal.

  • At Cerro Gordo County's 1.45% effective rate, a $166,400 home implies about $2,410/yr, plug in your own home's value to estimate your bill. Estimate your bill
  • Cerro Gordo County ranks #21 of 99 counties in Iowa by effective rate, compare it against the rest of the state before you judge your bill. Iowa overview
  • If your assessed value looks high relative to Cerro Gordo County's typical home, you may have grounds to appeal, most jurisdictions have a filing window each year. How to appeal

Effective rate is the county median tax divided by the county median home value ($166,400); your parcel's assessed value, exemptions, and local levies determine your actual bill. U.S. Census Bureau ACS · 2024.

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

PlainPropertyTax is rendered directly from the U.S. Census Bureau's American Community Survey (ACS) 5-year estimates, no number is typed in by an editor. This page draws directly on the Census ACS county-level record for Cerro Gordo County. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-06-09.