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North Carolina · County property tax · ACS 2024

Vance County Property Taxes

The median homeowner in Vance County pays $1,256 a year, an effective rate of 0.78%, well below the U.S. average.

$1,256
Median tax / yr · Below-median bill
0.78%
Effective rate · Below-median rate
-37%
vs U.S. average
#23 of 100
rank in NC

The verdict

Homeowners in Vance County pay a median $1,256 a year in property tax, an effective rate of 0.78%, more affordable than 52% of U.S. counties (Census ACS 2024).

$1,256
Median annual tax bill, 2024
0.78%
Effective rate on median home
#1507 of 3135
U.S. counties by tax burden
-37%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($161,500). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

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Census Bureau ACS property tax data for North Carolina. Population: 42,322. Owner-occupied homes: 9,712.

The median annual property tax in Vance County is $1,256, which is 34% lower than the North Carolina state average and 37% below the national average. The effective tax rate is 0.78% on a median home value of $161,500. Property taxes represent 2.5% of the median household income in this county.

Vance County's rate standing among U.S. counties

Primary signal

The effective rate sits near the national middle

Vance County's 0.78% effective rate sits near the middle of 3,135 tracked counties (more affordable than 52%).

Decision signal 2

The bill sits well below the national median

Homeowners in Vance County pay a median annual property tax of $1,256, well below the national median and well below the North Carolina state median. On a $161,500 median home, that works out to an effective rate of 0.78% once the local assessment base and millage are combined.

Decision signal 3

Low among North Carolina counties by effective rate

Vance County ranks #23 of 100 counties in North Carolina by effective rate (77% of in-state counties pay a lower rate).

Decision signal 4

Income and the tax bill sit in the middle band

Property taxes in Vance County run within the commonly cited 2%-4% national benchmark, at about 2.5% of the $50,465 median household income.

Informational notice

Figures describe the median homeowner household in Vance County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.

The rate gave way faster than almost anywhere

Between the 2020 and 2024 releases the median home value in Vance County rose 55.7%, from $103,700 to $161,500. The effective rate fell 20.5% over the same span, a steeper move than in 84% of U.S. counties.

The median bill still rose 23.7%, to $1,256. Where the rate drops this far and the bill rises anyway, what changed is the value the rate is applied to.

Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.

Median Annual Tax
$1,256
Below-median bill
-34% vs State -37% vs US
Median Home Value
$161,500
-44% vs State -29% vs US
Effective Tax Rate
0.78%
Below-median rate
+18% vs State -15% vs US

How to read this county's bill

Bills rose across 2020-2024, from $1,015 to $1,256, a gain of 24%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.

The fullest band here is the $800 to $1,499 range, holding 3,563 of 9,712 owner-occupied homes (36.7%). The band shows where the largest share of reported owner-occupied households falls; it is not an individual-bill estimate.

Incomes here are in the lowest quarter nationally while the rate sits just below the middle, and the median bill lands at 2.5% of median household income. The rate reads as unremarkable in a national ranking; the earnings behind it are not, and the ratio above is where the two meet.

The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.

What Vance County Homeowners Actually Pay

The single largest group of Vance County homeowners, 3,563 of 9,712 owner-occupied homes (36.7%), pays $800 to $1,499 a year. The median is one point in this spread, not a typical bill.

  • Less than $800 24.5% (2,379)
  • $800 to $1,499 36.7% (3,563)
  • $1,500 to $1,999 14.6% (1,419)
  • $2,000 to $2,999 11.5% (1,113)
  • $3,000 or more 10.3% (997)

Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.

241 homes here (2.5%) report no real estate tax at all. Exemptions are set by state: how North Carolina handles assessments and appeals.

With vs Without Mortgage

With Mortgage
$1,358
$113/mo
Without Mortgage
$1,155
$96/mo

In Vance County, mortgaged homeowners pay 18% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.

Vance County's effective rate vs peers

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Vance County 0.78%
North Carolina average 0.66%
U.S. average 0.92%

Vance County's effective rate is higher than 77% of the 100 counties in North Carolina - ranking #23 of 100.

Where Vance County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

0.78% more affordable than 52% of 3,135 U.S. counties

Show national distribution This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

A high rate, a smaller bill

Vance County taxes property at 0.78%, about 18% above the North Carolina average, yet its median bill of $1,256 lands roughly 34% below it. The effective rate is the bill divided by the home's value, so a county can only sit on opposite sides of the state average this way when its homes are worth materially less than the state norm. The rate is the policy; the bill is what the housing market does with it.

Vance County vs Benchmarks

Metric Vance County North Carolina Avg U.S. Avg
Median Annual Tax Below-median bill $1,256 $1,896 $1,993
Effective Tax Rate Below-median rate 0.78% 0.66% 0.92%
Median Home Value $161,500 $288,900 $227,791
Tax as % of income Above-median income burden 2.5% - -

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Vance County is UNDER · LIGHT on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · North Carolina counties.

Vance County rate trail · UNDER

$1,000$1,100$1,200$1,300 20202021202220232024 $1,256
Vance County ACS median tax 2020–2024: +24% ($1,015 → $1,256).
Year Median Tax (vs prior release) Effective Rate
2024 $1,256 +6.5% 0.78%
2023 $1,179 +6.5% 0.81%
2022 $1,107 +3.8% 0.83%
2021 $1,066 +5.0% 0.94%
2020 $1,015 0.98%

Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.

Vance County: tax-to-income at 2.5%

Tax-to-Income Ratio
2.5%
of median household income
Median Income
$50,465
per year
Monthly Tax
$105
per month

Counties near Vance County's effective rate

On effective rate, Vance County sits nearest Phillips County (MT), Deer Lodge County (MT), Saline County (MO).

On published median-tax change, the nearest matches are Meade County (SD), Nelson County (VA), Sebastian County (AR).

How peers are chosen

These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.

Vance County: only 3% of returns show Schedule A real-estate tax

Tax year 2022: 590 of 19,000 returns from Vance County reported real estate taxes, averaging $2,844 - 27% of those reporters sat in the $100-200k AGI band.

What this IRS county file does not say

Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.

Other Counties in North Carolina

View all counties in North Carolina →

Vance County rate FAQs

What is the average property tax in Vance County, North Carolina?
The median annual property tax in Vance County is $1,256, an effective rate of 0.78% on a $161,500 median home (Census ACS, 2024).
How does Vance County property tax compare to the national average?
Property taxes in Vance County run well below the national median of $1,993, an effective rate of 0.78% versus 0.92% nationally.
What is the tax affordability score for Vance County?
Vance County, North Carolina scores C (55/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is bill size at B- ($1,256/yr). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
Are property taxes increasing in Vance County?
The ACS median property-tax bill for Vance County jumped 23.7% between the 2020 and 2024 5-year releases, from $1,015 to $1,256, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
What percentage of income goes to property taxes in Vance County?
Property taxes in Vance County run within the commonly cited 2%-4% national benchmark, at about 2.5% of the $50,465 median household income.

What to do with Vance County's UNDER rate

Vance County's $1,256 median bill sits well below the U.S. median - still size a parcel estimate; local millage and exemptions move the real bill. Estimate your bill →

Vance County ranks #23 of 100 North Carolina counties by effective rate - on the higher-burden half of the state ACS set. North Carolina overview →

Nationwide peers by effective rate (then bill)

Rate-first peers for Vance County's UNDER effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.

Similar effective rate

Nearest out-of-state counties by ACS effective rate. This county: 0.78%.

Similar median bill

Nearest out-of-state counties by ACS median annual tax. This county: $1,256/yr. Rate peers are excluded so the two link sets stay distinct.

Read with Vance County

Nearest ABS(median_tax) ACS peers for Vance County (UNDER · LIGHT), replacing the old fixed Keep exploring strip.

UNDER LIGHT

Data vintage and method

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Vance County (UNDER · LIGHT) - ACS medians, not a parcel bill.