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North Carolina · County property tax · ACS 2024

Iredell County Property Taxes

The median homeowner in Iredell County pays $1,952 a year, an effective rate of 0.61%, roughly in line with the U.S. average.

$1,952
Median tax / yr · Above-median bill
0.61%
Effective rate · Below-median rate
-2%
vs U.S. average
#61 of 100
rank in NC

The verdict

Homeowners in Iredell County pay a median $1,952 a year in property tax, an effective rate of 0.61%, more affordable than 70% of U.S. counties (Census ACS 2024).

$1,952
Median annual tax bill, 2024
0.61%
Effective rate on median home
#932 of 3135
U.S. counties by tax burden
-2%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($321,400). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

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Census Bureau ACS property tax data for North Carolina. Population: 196,544. Owner-occupied homes: 54,856.

The median annual property tax in Iredell County is $1,952, which is 3% higher than the North Carolina state average and 2% below the national average. The effective tax rate is 0.61% on a median home value of $321,400. Property taxes represent 2.4% of the median household income in this county.

Iredell County's rate standing among U.S. counties

Primary signal

The effective rate sits near the national middle

Iredell County's 0.61% effective rate sits near the middle of 3,135 tracked counties (more affordable than 70%).

Decision signal 2

Income and the tax bill sit in the middle band

Property taxes in Iredell County run within the commonly cited 2%-4% national benchmark, at about 2.4% of the $81,419 median household income.

Decision signal 3

Near the middle of North Carolina counties by effective rate

Iredell County ranks #61 of 100 counties in North Carolina by effective rate (39% of in-state counties pay a lower rate).

Decision signal 4

The bill is near the usual comparison points

Homeowners in Iredell County pay a median annual property tax of $1,952, roughly in line with the national median and modestly above the North Carolina state median. On a $321,400 median home, that works out to an effective rate of 0.61% once the local assessment base and millage are combined.

Informational notice

Figures describe the median homeowner household in Iredell County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.

A falling rate took the edge off

Iredell County's effective rate fell 14.8% across the 4-year span while its median home value rose 60.1%, leaving the median bill 36.3% higher at $1,952. That rate move is larger than the one in 63% of counties, so a good deal of the market's rise never reached the bill.

Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.

Median Annual Tax
$1,952
Above-median bill
+3% vs State -2% vs US
Median Home Value
$321,400
+11% vs State +41% vs US
Effective Tax Rate
0.61%
Below-median rate
-8% vs State -34% vs US

How to read this county's bill

The bill here climbed steeply over 2020-2024, up 36% from $1,432 to $1,952. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.

The heaviest band is also the fullest one here: 17,115 of 54,856 owner-occupied homes (31.2%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.

Top-quartile earnings meet a below-median rate, putting the median bill at 2.4% of median household income. Counties in this position span a wide range on the ratio above, because the dollar bill tracks home values rather than the rate.

The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.

What Iredell County Homeowners Actually Pay

The single largest group of Iredell County homeowners, 17,115 of 54,856 owner-occupied homes (31.2%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.

  • Less than $800 16.1% (8,835)
  • $800 to $1,499 22.0% (12,090)
  • $1,500 to $1,999 11.6% (6,341)
  • $2,000 to $2,999 16.3% (8,922)
  • $3,000 or more 31.2% (17,115)

Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.

1,553 homes here (2.8%) report no real estate tax at all. Exemptions are set by state: how North Carolina handles assessments and appeals.

With vs Without Mortgage

With Mortgage
$2,272
$189/mo
Without Mortgage
$1,525
$127/mo

Mortgaged homeowners in Iredell County pay a substantially higher bill, 49% more, pointing to a wide home-value gap between the two groups.

Iredell County's effective rate vs peers

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Iredell County 0.61%
North Carolina average 0.66%
U.S. average 0.92%

Iredell County's effective rate is higher than 39% of the 100 counties in North Carolina - ranking #61 of 100.

Where Iredell County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

0.61% Among the most affordable more affordable than 70% of 3,135 U.S. counties

Show national distribution This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

What changed since 2020

The median bill in Iredell County moved from $1,432 in the 2020 release to $1,952 in 2024, a change of about 36%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.

Iredell County vs Benchmarks

Metric Iredell County North Carolina Avg U.S. Avg
Median Annual Tax Above-median bill $1,952 $1,896 $1,993
Effective Tax Rate Below-median rate 0.61% 0.66% 0.92%
Median Home Value $321,400 $288,900 $227,791
Tax as % of income Below-median income burden 2.4% - -

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Iredell County is QUIET · MID on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · North Carolina counties.

Iredell County rate trail · QUIET

$1,400$1,600$1,800$2,000 20202021202220232024 $1,952
Iredell County ACS median tax 2020–2024: +36% ($1,432 → $1,952).
Year Median Tax (vs prior release) Effective Rate
2024 $1,952 +5.9% 0.61%
2023 $1,843 +4.8% 0.63%
2022 $1,759 +10.8% 0.67%
2021 $1,587 +10.8% 0.72%
2020 $1,432 0.71%

Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.

Iredell County: tax-to-income at 2.4%

Tax-to-Income Ratio
2.4%
of median household income
Median Income
$81,419
per year
Monthly Tax
$163
per month

Counties near Iredell County's effective rate

On effective rate, Iredell County sits nearest Socorro County (NM), Quay County (NM), Esmeralda County (NV).

On published median-tax change, the nearest matches are Pinellas County (FL), Stanley County (SD), Casey County (KY).

How peers are chosen

These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.

Iredell County: only 8% of returns show Schedule A real-estate tax

Tax year 2022: 7,480 of 92,990 returns from Iredell County reported real estate taxes, averaging $4,650 - 43% of those reporters sat in the $200k+ AGI band.

What this IRS county file does not say

Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.

Other Counties in North Carolina

View all counties in North Carolina →

Iredell County rate FAQs

What is the tax affordability score for Iredell County?
Iredell County, North Carolina scores D (47/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is rate relief at B (0.61%). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
Are property taxes increasing in Iredell County?
The ACS median property-tax bill for Iredell County jumped 36.3% between the 2020 and 2024 5-year releases, from $1,432 to $1,952, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
What is the average property tax in Iredell County, North Carolina?
The median annual property tax in Iredell County is $1,952, an effective rate of 0.61% on a $321,400 median home (Census ACS, 2024).
What percentage of income goes to property taxes in Iredell County?
Property taxes in Iredell County run within the commonly cited 2%-4% national benchmark, at about 2.4% of the $81,419 median household income.
How does Iredell County property tax compare to the national average?
Property taxes in Iredell County run roughly in line with the national median of $1,993, an effective rate of 0.61% versus 0.92% nationally.

What to do with Iredell County's QUIET rate

At Iredell County's 0.61% effective rate, a $321,400 home implies about $1,952/yr - plug in your own assessed value rather than quoting the county median. Estimate your bill →

Iredell County ranks #61 of 100 North Carolina counties by effective rate - on the lower-burden half of the state ACS set. North Carolina overview →

Nationwide peers by effective rate (then bill)

Rate-first peers for Iredell County's QUIET effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.

Similar effective rate

Nearest out-of-state counties by ACS effective rate. This county: 0.61%.

Similar median bill

Nearest out-of-state counties by ACS median annual tax. This county: $1,952/yr. Rate peers are excluded so the two link sets stay distinct.

Read with Iredell County

Nearest ABS(median_tax) ACS peers for Iredell County (QUIET · MID), replacing the old fixed Keep exploring strip.

QUIET MID

Data vintage and method

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Iredell County (QUIET · MID) - ACS medians, not a parcel bill.