Texas · County property tax · ACS 2024
Sherman County Property Taxes
The median homeowner in Sherman County pays $2,531 a year, an effective rate of 1.72%, well above the U.S. average.
- $2,531
- Median tax / yr · High bill
- 1.72%
- Effective rate · Highest-decile rate
- +27%
- vs U.S. average
- #13 of 250
- rank in TX
The verdict
Homeowners in Sherman County pay a median $2,531 a year in property tax, an effective rate of 1.72%, more affordable than 6% of U.S. counties (Census ACS 2024).
- $2,531
- Median annual tax bill, 2024
- 1.72%
- Effective rate on median home
- #2959 of 3135
- U.S. counties by tax burden
- +27%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($146,900). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Texas. Population: 2,295. Owner-occupied homes: 643.
The median annual property tax in Sherman County is $2,531, which is 40% lower than the Texas state average and 27% above the national average. The effective tax rate is 1.72% on a median home value of $146,900. Property taxes represent 4.1% of the median household income in this county.
Sherman County's rate standing among U.S. counties
Primary signal
The effective rate is a national headwind
Sherman County's 1.72% effective rate is among the highest of 3,135 tracked counties: only about 94% pay more.
Decision signal 2
Low among Texas counties by effective rate
Sherman County ranks #13 of 250 counties in Texas by effective rate (95% of in-state counties pay a lower rate).
Decision signal 3
The bill sits well above the national median
Homeowners in Sherman County pay a median annual property tax of $2,531, well above the national median and well below the Texas state median. On a $146,900 median home, that works out to an effective rate of 1.72% once the local assessment base and millage are combined.
Decision signal 4
Income and the tax bill sit in the middle band
Property taxes in Sherman County run a bit above the commonly cited 2%-4% national benchmark, at about 4.1% of the $61,250 median household income.
Decision signal 5
The latest release moved the bill up
Since 2023, the published ACS median estimate has ticked up 3.3%, from $2,450 to $2,531. This compares two release estimates; it does not identify a local policy, assessment, exemption, or household-bill cause.
Informational notice
Figures describe the median homeowner household in Sherman County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
How to read this county's bill
The bill here climbed steeply over 2020-2024, up 48% from $1,708 to $2,531. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.
The heaviest band is also the fullest one here: 249 of 643 owner-occupied homes (38.7%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.
A top-quartile rate meets below-median earnings here, and the median bill reaches 4.1% of median household income. A rate ranking places this county by the rate alone; the ratio above is the figure that accounts for what is earned here.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Sherman County Homeowners Actually Pay
The single largest group of Sherman County homeowners, 249 of 643 owner-occupied homes (38.7%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.
- Less than $800 11.4% (73)
- $800 to $1,499 17.1% (110)
- $1,500 to $1,999 8.9% (57)
- $2,000 to $2,999 22.6% (145)
- $3,000 or more 38.7% (249)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
9 homes here (1.4%) report no real estate tax at all. Exemptions are set by state: how Texas handles assessments and appeals.
With vs Without Mortgage
In Sherman County, mortgaged homeowners pay 16% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.
Sherman County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Sherman County's effective rate is higher than 95% of the 250 counties in Texas - ranking #13 of 250.
Where Sherman County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
1.72% more affordable than 6% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
A high rate, a smaller bill
Sherman County taxes property at 1.72%, about 15% above the Texas average, yet its median bill of $2,531 lands roughly 40% below it. The effective rate is the bill divided by the home's value, so a county can only sit on opposite sides of the state average this way when its homes are worth materially less than the state norm. The rate is the policy; the bill is what the housing market does with it.
Sherman County vs Benchmarks
| Metric | Sherman County | Texas Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax High bill | |||
| Effective Tax Rate Highest-decile rate | |||
| Median Home Value | |||
| Tax as % of income Heavy income burden | 4.1% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Sherman County's STEEP · MID lane - is an appeal worth running?
On Sherman County's published figures (STEEP · MID), a $146,900 median home carries a $2,531 median bill, so every 10% off an assessed value is worth about $253 a year at the same rate. Appeal Savings Estimator · appeal guide for Texas.
Sherman County rate trail · STEEP
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $2,531 +3.3% | 1.72% |
| 2023 | $2,450 +14.9% | 1.95% |
| 2022 | $2,133 +13.5% | 1.97% |
| 2021 | $1,879 +10.0% | 1.97% |
| 2020 | $1,708 | 1.82% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Sherman County: tax takes 4.1% of income
Counties near Sherman County's effective rate
On effective rate, Sherman County sits nearest Delaware County (NY), Morris County (NJ), Grafton County (NH).
On published median-tax change, the nearest matches are Loup County (NE), Floyd County (GA), Vermilion Parish (LA).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Sherman County: only 3% of returns show Schedule A real-estate tax
Tax year 2022: 30 of 1,170 returns from Sherman County reported real estate taxes, averaging $3,367 - 100% of those reporters sat in the $75-100k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Texas
Sherman County rate FAQs
- What is the tax affordability score for Sherman County?
- Sherman County, Texas scores F (23/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is housing pressure at B+ (2.40×). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- What is the average property tax in Sherman County, Texas?
- The median annual property tax in Sherman County is $2,531, an effective rate of 1.72% on a $146,900 median home (Census ACS, 2024).
- How does Sherman County property tax compare to the national average?
- Property taxes in Sherman County run well above the national median of $1,993, an effective rate of 1.72% versus 0.92% nationally.
- Are property taxes increasing in Sherman County?
- The ACS median property-tax bill for Sherman County is recorded at $2,531 in the 2024 5-year release against $1,708 in 2020. That is a large swing, and it should be read as movement in a survey estimate rather than as a tax change: the median here rests on about 643 owner-occupied homes, and swings above 50% are roughly twelve times more common in the smallest counties than in the largest. Treat the two figures as imprecise and check the county assessor for actual rate changes.
- What percentage of income goes to property taxes in Sherman County?
- Property taxes in Sherman County run a bit above the commonly cited 2%-4% national benchmark, at about 4.1% of the $61,250 median household income.
What to do with Sherman County's STEEP rate
Sherman County's $2,531 median bill sits well above the U.S. median - size a personal estimate before treating the county headline as your budget. Estimate your bill →
Sherman County ranks #13 of 250 Texas counties by effective rate - on the higher-burden half of the state ACS set. Texas overview →
Nationwide peers by effective rate (then bill)
Rate-first peers for Sherman County's STEEP effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 1.72%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $2,531/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Sherman County
Nearest ABS(median_tax) ACS peers for Sherman County (STEEP · MID), replacing the old fixed Keep exploring strip.
STEEP MID
Luzerne County, PA
ABS(median_tax) peer · $2,530/yr (near-tied bill ABS $1); rate 1.45% vs Sherman County 1.72%.
Tom Green County, TX
ABS(median_tax) peer · $2,532/yr (near-tied bill ABS $1); rate 1.29% vs Sherman County 1.72%.
Fannin County, TX
ABS(median_tax) peer · $2,529/yr (near-tied bill ABS $2); rate 1.08% vs Sherman County 1.72%.
Davison County, SD
ABS(median_tax) peer · $2,526/yr (near-tied bill ABS $5); rate 1.23% vs Sherman County 1.72%.
Texas county set
State ACS overview for every published Texas county rate and median bill.
Appeal filing windows
Sherman County stamps STEEP · MID - review notice deadlines before quoting the ACS median.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Sherman County (STEEP · MID) - ACS medians, not a parcel bill.