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Nebraska · County property tax · ACS 2024

Phelps County Property Taxes

The median homeowner in Phelps County pays $2,573 a year, an effective rate of 1.32%, well above the U.S. average.

$2,573
Median tax / yr · High bill
1.32%
Effective rate · High rate
+29%
vs U.S. average
#37 of 93
rank in NE

The verdict

Homeowners in Phelps County pay a median $2,573 a year in property tax, an effective rate of 1.32%, more affordable than 18% of U.S. counties (Census ACS 2024).

$2,573
Median annual tax bill, 2024
1.32%
Effective rate on median home
#2580 of 3135
U.S. counties by tax burden
+29%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($194,900). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

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Census Bureau ACS property tax data for Nebraska. Population: 9,009. Owner-occupied homes: 2,675.

The median annual property tax in Phelps County is $2,573, which is 28% lower than the Nebraska state average and 29% above the national average. The effective tax rate is 1.32% on a median home value of $194,900. Property taxes represent 3.7% of the median household income in this county.

Phelps County's rate standing among U.S. counties

Primary signal

The effective rate sits near the national middle

Phelps County's 1.32% effective rate sits near the middle of 3,135 tracked counties (more affordable than 18%).

Decision signal 2

The bill sits well above the national median

Homeowners in Phelps County pay a median annual property tax of $2,573, well above the national median and well below the Nebraska state median. On a $194,900 median home, that works out to an effective rate of 1.32% once the local assessment base and millage are combined.

Decision signal 3

Income and the tax bill sit in the middle band

Property taxes in Phelps County run within the commonly cited 2%-4% national benchmark, at about 3.7% of the $68,919 median household income.

Decision signal 4

Near the middle of Nebraska counties by effective rate

Phelps County ranks #37 of 93 counties in Nebraska by effective rate (60% of in-state counties pay a lower rate).

Decision signal 5

The latest release moved the bill up

Since 2023, the published ACS median estimate has ticked up 7.8%, from $2,386 to $2,573. This compares two release estimates; it does not identify a local policy, assessment, exemption, or household-bill cause.

Informational notice

Figures describe the median homeowner household in Phelps County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.

Median Annual Tax
$2,573
High bill
-28% vs State +29% vs US
Median Home Value
$194,900
-18% vs State -14% vs US
Effective Tax Rate
1.32%
High rate
-11% vs State +43% vs US

How to read this county's bill

The bill here climbed steeply over 2020-2024, up 33% from $1,935 to $2,573. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.

The heaviest band is also the fullest one here: 957 of 2,675 owner-occupied homes (35.8%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.

The rate is in the national top quarter while earnings are only moderately above the midpoint, so the median bill claims 3.7% of median household income. A high rate is affordable only relative to something, and this is what it is relative to here.

The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.

What Phelps County Homeowners Actually Pay

The single largest group of Phelps County homeowners, 957 of 2,675 owner-occupied homes (35.8%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.

  • Less than $800 7.5% (200)
  • $800 to $1,499 11.2% (299)
  • $1,500 to $1,999 13.5% (360)
  • $2,000 to $2,999 25.2% (674)
  • $3,000 or more 35.8% (957)

Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.

185 homes here (6.9%) report no real estate tax at all. Exemptions are set by state: how Nebraska handles assessments and appeals.

With vs Without Mortgage

With Mortgage
$2,470
$206/mo
Without Mortgage
$2,666
$222/mo

Mortgaged and non-mortgaged homeowners in Phelps County pay about the same bill, within a 7% gap either way.

Phelps County's effective rate vs peers

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Phelps County 1.32%
Nebraska average 1.49%
U.S. average 0.92%

Phelps County's effective rate is higher than 60% of the 93 counties in Nebraska - ranking #37 of 93.

Where Phelps County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

1.32% more affordable than 18% of 3,135 U.S. counties

Show national distribution This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

What changed since 2020

The median bill in Phelps County moved from $1,935 in the 2020 release to $2,573 in 2024, a change of about 33%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.

Phelps County vs Benchmarks

Metric Phelps County Nebraska Avg U.S. Avg
Median Annual Tax High bill $2,573 $3,549 $1,993
Effective Tax Rate High rate 1.32% 1.49% 0.92%
Median Home Value $194,900 $238,600 $227,791
Tax as % of income Heavy income burden 3.7% - -

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Phelps County's STEEP · MID lane - is an appeal worth running?

On Phelps County's published figures (STEEP · MID), a $194,900 median home carries a $2,573 median bill, so every 10% off an assessed value is worth about $257 a year at the same rate. Appeal Savings Estimator · appeal guide for Nebraska.

Phelps County rate trail · STEEP

$1,800$2,000$2,200$2,400$2,600$2,800 20202021202220232024 $2,573
Phelps County ACS median tax 2020–2024: +33% ($1,935 → $2,573).
Year Median Tax (vs prior release) Effective Rate
2024 $2,573 +7.8% 1.32%
2023 $2,386 +10.9% 1.38%
2022 $2,152 +6.9% 1.33%
2021 $2,014 +4.1% 1.41%
2020 $1,935 1.38%

Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.

Phelps County: tax-to-income at 3.7%

Tax-to-Income Ratio
3.7%
of median household income
Median Income
$68,919
per year
Monthly Tax
$214
per month

Counties near Phelps County's effective rate

On effective rate, Phelps County sits nearest Berkshire County (MA), Lane County (KS), Clay County (KS).

On published median-tax change, the nearest matches are Butts County (GA), Island County (WA), Cherokee County (TX).

How peers are chosen

These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.

Phelps County: only 5% of returns show Schedule A real-estate tax

Tax year 2022: 200 of 4,390 returns from Phelps County reported real estate taxes, averaging $4,685 - 35% of those reporters sat in the $100-200k AGI band.

What this IRS county file does not say

Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.

Other Counties in Nebraska

View all counties in Nebraska →

Phelps County rate FAQs

What is the tax affordability score for Phelps County?
Phelps County, Nebraska scores F (36/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is mortgage premium at A+ ($-196). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
What is the average property tax in Phelps County, Nebraska?
The median annual property tax in Phelps County is $2,573, an effective rate of 1.32% on a $194,900 median home (Census ACS, 2024).
How does Phelps County property tax compare to the national average?
Property taxes in Phelps County run well above the national median of $1,993, an effective rate of 1.32% versus 0.92% nationally.
Are property taxes increasing in Phelps County?
The ACS median property-tax bill for Phelps County is recorded at $2,573 in the 2024 5-year release against $1,935 in 2020. That is a large swing, and it should be read as movement in a survey estimate rather than as a tax change: the median here rests on about 2,675 owner-occupied homes, and swings above 50% are roughly twelve times more common in the smallest counties than in the largest. Treat the two figures as imprecise and check the county assessor for actual rate changes.
What percentage of income goes to property taxes in Phelps County?
Property taxes in Phelps County run within the commonly cited 2%-4% national benchmark, at about 3.7% of the $68,919 median household income.

What to do with Phelps County's STEEP rate

Phelps County's $2,573 median bill sits well above the U.S. median - size a personal estimate before treating the county headline as your budget. Estimate your bill →

Phelps County ranks #37 of 93 Nebraska counties by effective rate - on the higher-burden half of the state ACS set. Nebraska overview →

Nationwide peers by effective rate (then bill)

Rate-first peers for Phelps County's STEEP effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.

Similar effective rate

Nearest out-of-state counties by ACS effective rate. This county: 1.32%.

Similar median bill

Nearest out-of-state counties by ACS median annual tax. This county: $2,573/yr. Rate peers are excluded so the two link sets stay distinct.

Read with Phelps County

Nearest ABS(median_tax) ACS peers for Phelps County (STEEP · MID), replacing the old fixed Keep exploring strip.

STEEP MID

Data vintage and method

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Phelps County (STEEP · MID) - ACS medians, not a parcel bill.