$ PlainPropertyTax

Mississippi · County property tax · ACS 2024

Holmes County Property Taxes

The median homeowner in Holmes County pays $690 a year, an effective rate of 0.86%, far below the U.S. average.

$690
Median tax / yr · Very low bill
0.86%
Effective rate · Above-median rate
-65%
vs U.S. average
#19 of 81
rank in MS

The verdict

Homeowners in Holmes County pay a median $690 a year in property tax, an effective rate of 0.86%, more affordable than 46% of U.S. counties (Census ACS 2024).

$690
Median annual tax bill, 2024
0.86%
Effective rate on median home
#1703 of 3135
U.S. counties by tax burden
-65%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($80,400). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

Tax affordability score · Holmes County, MS

60/100

5 ACS dimensions · release 2024

Comparative score against U.S. county percentiles on Census ACS medians (effective rate, bill, income share, mortgage gap, home-value/income). Higher means more affordable on those published medians, not a recommendation to buy, sell, appeal, or move, and not your personal tax bill. Missing inputs drop out and redistribute weight. How it is calculated.

Bill size A+
$690/yr

Holmes County's median annual property-tax bill vs U.S. counties

Housing pressure B
2.47×

Median home value relative to Holmes County's median income

Income room C+
2.1%

Median tax as a share of Holmes County's median household income

Rate relief D
0.86%

Holmes County's effective rate vs U.S. county percentiles (ACS 2024)

Mortgage premium F
+$451

Mortgaged vs free-and-clear median bill gap in Holmes County

Holmes County affordability profile (scored ACS dimensions) 5-axis radar comparing 1 series across Bill size, Housing pressure, Income room, Rate relief, Mortgage premium. Bill sizeHousing pressureIncome roomRate reliefMortgage premium 60 C+
Holmes County affordability profile (scored ACS dimensions)
Read the chart values
  • Bill size: 91/100 (A+) · $690/yr
  • Housing pressure: 72/100 (B) · 2.47×
  • Income room: 62/100 (C+) · 2.1%
  • Rate relief: 46/100 (D) · 0.86%
  • Mortgage premium: 35/100 (F) · +$451

Track this county alongside up to five others. Saved figures refresh when the annual source data changes.

View saved counties

Census Bureau ACS property tax data for Mississippi. Population: 16,191. Owner-occupied homes: 3,757.

The median annual property tax in Holmes County is $690, which is 43% lower than the Mississippi state average and 65% below the national average. The effective tax rate is 0.86% on a median home value of $80,400. Property taxes represent 2.1% of the median household income in this county.

What This Data Tells Us About Holmes County

Primary signal

The bill sits well below the national median

Homeowners in Holmes County pay a median annual property tax of $690, far below the national median and well below the Mississippi state median. On a $80,400 median home, that works out to an effective rate of 0.86% once the local assessment base and millage are combined.

Decision signal 2

Low among Mississippi counties by effective rate

Holmes County ranks #19 of 81 counties in Mississippi by effective rate (77% of in-state counties pay a lower rate).

Decision signal 3

Income and the tax bill sit in the middle band

Property taxes in Holmes County run within the commonly cited 2%-4% national benchmark, at about 2.1% of the $32,538 median household income.

Decision signal 4

The effective rate sits near the national middle

Holmes County's 0.86% effective rate sits near the middle of 3,135 tracked counties (more affordable than 46%).

Decision signal 5

The latest release held the bill roughly steady

Since 2023, the published ACS median estimate has held roughly steady, down 0.7%, from $695 to $690. This compares two release estimates; it does not identify a local policy, assessment, exemption, or household-bill cause.

This page is for informational purposes only and is not tax, legal, or financial advice. Figures describe the median homeowner household in Holmes County as reported to the Census Bureau, your own bill can differ based on your parcel's assessed value, exemptions, special districts, and municipal overlays. Always consult your county assessor, tax collector, or a qualified professional before making decisions that depend on these numbers.

Median Annual Tax
$690
Very low bill
-43% vs State -65% vs US
Median Home Value
$80,400
-53% vs State -65% vs US
Effective Tax Rate
0.86%
Above-median rate
+19% vs State -7% vs US

How to read this county's bill

The bill here climbed steeply over 2020-2024, up 28% from $541 to $690. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.

The largest single group of owner-occupied homes in this county reports no real estate tax at all: 1,725 of 3,757 homes (45.9%). When that group leads, the county median does not describe the most common reported amount.

This county earns in the bottom quarter of the country and taxes above the median rate, so the median bill absorbs 2.1% of median household income. The rate alone understates that; it is the pairing that matters.

The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.

What Holmes County Homeowners Actually Pay

Most Holmes County homeowners are not billed at all: 1,725 of 3,757 owner-occupied homes (45.9%) report no real estate tax. A median bill describes only the minority who pay one.

  • Less than $800 30.2% (1,136)
  • $800 to $1,499 11.1% (416)
  • $1,500 to $1,999 5.9% (222)
  • $2,000 to $2,999 3.6% (137)
  • $3,000 or more 3.2% (121)

Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.

1,725 homes here (45.9%) report no real estate tax at all, an unusually large share, high enough that the median bill above describes a minority of Holmes County homeowners. Exemptions are set by state: how Mississippi handles assessments and appeals.

With vs Without Mortgage

With Mortgage
$961
$80/mo
Without Mortgage
$510
$43/mo

Mortgaged homeowners in Holmes County pay more than double the bill of those without one (+88%), the widest kind of value gap this dataset tracks.

How Holmes County compares

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Holmes County 0.86%
Mississippi average 0.72%
U.S. average 0.92%

Holmes County's effective rate is higher than 77% of the 81 counties in Mississippi - ranking #19 of 81 for property tax burden.

Where Holmes County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

0.86% more affordable than 46% of 3,135 U.S. counties

Show national distribution This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

A high rate, a smaller bill

Holmes County taxes property at 0.86%, about 19% above the Mississippi average, yet its median bill of $690 lands roughly 43% below it. The effective rate is the bill divided by the home's value, so a county can only sit on opposite sides of the state average this way when its homes are worth materially less than the state norm. The rate is the policy; the bill is what the housing market does with it.

Holmes County vs Benchmarks

Metric Holmes County Mississippi Avg U.S. Avg
Median Annual Tax Very low bill $690 $1,215 $1,993
Effective Tax Rate Above-median rate 0.86% 0.72% 0.92%
Median Home Value $80,400 $169,800 $227,791
Tax as % of income Below-median income burden 2.1% - -

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Holmes County stamps UNDER · LIGHT - still check the parcel card

On Holmes County's published figures (UNDER · LIGHT), a $80,400 median home carries a $690 median bill, so every 10% off an assessed value is worth about $69 a year at the same rate. Whether an appeal is worth filing depends on your own parcel. Use our free Appeal Savings Estimator to run your own numbers, then read our step-by-step appeal guide for the procedure in Mississippi.

Property Tax History · UNDER · LIGHT

$500$550$600$650$700$750 20202021202220232024 $690
Median annual property tax in Holmes County, 2020–2024 (ACS). Up +28% over the period.
Year Median Tax (vs prior release) Effective Rate
2024 $690 -0.7% 0.86%
2023 $695 -3.3% 0.91%
2022 $719 +16.5% 0.97%
2021 $617 +14.0% 1.01%
2020 $541 0.92%

Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.

Tax Burden

Tax-to-Income Ratio
2.1%
of median household income
Median Income
$32,538
per year
Monthly Tax
$58
per month

Tax Affordability Score

7.4
Affordable

An effective rate modestly below the national average of 0.92% puts Holmes County in the "Affordable" band for property tax burden.

Very Expensive Very Affordable

How this score is calculated: a 1-10 scale derived mechanically from the ratio of this county's effective rate to the national average effective rate (0.92%) - a ratio at or below 0.5× scores 10, a ratio at or above 2.0× scores 1, with a linear scale between. It is a factual comparison of Census figures only, not a recommendation, quality rating, or endorsement of Holmes County or any other county.

Counties with similar tax profiles

On effective rate, Holmes County sits nearest Swift County (MN), Pipestone County (MN), Pine County (MN).

On published median-tax change, the nearest matches are Fleming County (KY), Toole County (MT), Bladen County (NC).

How peers are chosen

These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.

What tax filers report in Holmes County

Of the 6,560 federal returns filed from Holmes County in 2022, 140 (2.1% of filers) itemised and reported real estate taxes on Schedule A, averaging $1,736 each. The largest group was filers with adjusted gross income of $100-200k, who accounted for 36% of the county's reporting returns.

Two things this does not say. The amount is what filers reported, recorded before the $10,000 cap on combined state and local tax deductions applies, so it is not the amount deducted. And the share is of everyone who files a return, not of homeowners: most filers now take the standard deduction, so a minority itemise at all. Source: IRS Statistics of Income county data, tax year 2022.

Other Counties in Mississippi

View all counties in Mississippi →

Frequently Asked Questions

How does Holmes County property tax compare to the national average?
Property taxes in Holmes County run far below the national median of $1,993, an effective rate of 0.86% versus 0.92% nationally.
Are property taxes increasing in Holmes County?
The ACS median property-tax bill for Holmes County is recorded at $690 in the 2024 5-year release against $541 in 2020. That is a large swing, and it should be read as movement in a survey estimate rather than as a tax change: the median here rests on about 3,757 owner-occupied homes, and swings above 50% are roughly twelve times more common in the smallest counties than in the largest. Treat the two figures as imprecise and check the county assessor for actual rate changes.
What is the average property tax in Holmes County, Mississippi?
The median annual property tax in Holmes County is $690, an effective rate of 0.86% on a $80,400 median home (Census ACS, 2024).
What percentage of income goes to property taxes in Holmes County?
Property taxes in Holmes County run within the commonly cited 2%-4% national benchmark, at about 2.1% of the $32,538 median household income.
What is the tax affordability score for Holmes County?
Holmes County, Mississippi scores C+ (60/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is bill size at A+ ($690/yr). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.

What to do with Holmes County's numbers

  • Holmes County's $690 median bill sits well below the U.S. median - still size a parcel estimate; local millage and exemptions move the real bill. Estimate your bill →
  • Holmes County ranks #19 of 81 Mississippi counties by effective rate - on the higher-burden half of the state ACS set. Mississippi overview →
  • If Holmes County's assessment looks high versus the $80,400 typical home, check Mississippi's filing window and evidence rules before the notice deadline passes. How to appeal →
Effective-rate definition

Effective rate is the county median tax divided by the county median home value ($80,400); your parcel's assessed value, exemptions, and local levies determine your actual bill. U.S. Census Bureau ACS · 2024.

Nationwide peers by effective rate & median bill

Two PlainPropertyTax-derived comparison paths for Holmes County, both outside Mississippi so the link neighborhoods are not the same-state geography lattice. Axes stay disjoint: median-bill peers exclude the effective-rate peer set.

Similar effective rate

Nearest out-of-state counties by ACS effective rate. This county: 0.86%.

Similar median bill

Nearest out-of-state counties by ACS median annual tax. This county: $690/yr. Rate peers are excluded so the two link sets stay distinct.

Read with Holmes County

Nearest ABS(median_tax) ACS peers for Holmes County (UNDER · LIGHT), replacing the old fixed Keep exploring strip.

UNDER LIGHT

Data vintage and method

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Share and download this county card
Editorial standards and provenance

PlainPropertyTax is rendered directly from the U.S. Census Bureau's American Community Survey (ACS) 5-year estimates, no number is typed in by an editor. This page draws directly on the Census ACS county-level record for Holmes County. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-09.