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Texas · County property tax · ACS 2024

Hays County Property Taxes

The median homeowner in Hays County pays $6,649 a year, an effective rate of 1.66%, far above the U.S. average.

$6,649
Median tax / yr · Highest-decile bill
1.66%
Effective rate · Highest-decile rate
+234%
vs U.S. average
#19 of 250
rank in TX

The verdict

Homeowners in Hays County pay a median $6,649 a year in property tax, an effective rate of 1.66%, more affordable than 7% of U.S. counties (Census ACS 2024).

$6,649
Median annual tax bill, 2024
1.66%
Effective rate on median home
#2923 of 3135
U.S. counties by tax burden
+234%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($399,800). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

Tax affordability score · Hays County, TX

4/100

5 ACS dimensions · release 2024

Comparative score against U.S. county percentiles on Census ACS medians (effective rate, bill, income share, mortgage gap, home-value/income). Higher means more affordable on those published medians, not a recommendation to buy, sell, appeal, or move, and not your personal tax bill. Missing inputs drop out and redistribute weight. How it is calculated.

Housing pressure F
4.49×

Median home value relative to Hays County's median income

Rate relief F
1.66%

Hays County's effective rate vs U.S. county percentiles (ACS 2024)

Mortgage premium F
+$1,200

Mortgaged vs free-and-clear median bill gap in Hays County

Income room F
7.5%

Median tax as a share of Hays County's median household income

Bill size F
$6,649/yr

Hays County's median annual property-tax bill vs U.S. counties

Hays County affordability profile (scored ACS dimensions) 5-axis radar comparing 1 series across Housing pressure, Rate relief, Mortgage premium, Income room, Bill size. Housing pressureRate reliefMortgage premiumIncome roomBill size 4 F
Hays County affordability profile (scored ACS dimensions)
Read the chart values
  • Housing pressure: 14/100 (F) · 4.49×
  • Rate relief: 6/100 (F) · 1.66%
  • Mortgage premium: 3/100 (F) · +$1,200
  • Income room: 0/100 (F) · 7.5%
  • Bill size: 0/100 (F) · $6,649/yr

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Census Bureau ACS property tax data for Texas. Population: 268,638. Owner-occupied homes: 64,042.

The median annual property tax in Hays County is $6,649, which is 57% higher than the Texas state average and 234% above the national average. The effective tax rate is 1.66% on a median home value of $399,800. Property taxes represent 7.5% of the median household income in this county.

What This Data Tells Us About Hays County

Primary signal

The bill sits well above the national median

Homeowners in Hays County pay a median annual property tax of $6,649, far above the national median and far above the Texas state median. On a $399,800 median home, that works out to an effective rate of 1.66% once the local assessment base and millage are combined.

Decision signal 2

Income carries a heavy tax share

Property taxes in Hays County run well above the commonly cited 2%-4% national benchmark, at about 7.5% of the $89,097 median household income.

Decision signal 3

The effective rate is a national headwind

Hays County's 1.66% effective rate is among the highest of 3,135 tracked counties: only about 93% pay more.

Decision signal 4

Low among Texas counties by effective rate

Hays County ranks #19 of 250 counties in Texas by effective rate (92% of in-state counties pay a lower rate).

This page is for informational purposes only and is not tax, legal, or financial advice. Figures describe the median homeowner household in Hays County as reported to the Census Bureau, your own bill can differ based on your parcel's assessed value, exemptions, special districts, and municipal overlays. Always consult your county assessor, tax collector, or a qualified professional before making decisions that depend on these numbers.

The rate gave way faster than almost anywhere

Between the 2020 and 2024 releases the median home value in Hays County rose 55.0%, from $258,000 to $399,800. The effective rate fell 20.0% over the same span, a steeper move than in 83% of U.S. counties.

The median bill still rose 23.9%, to $6,649. Where the rate drops this far and the bill rises anyway, what changed is the value the rate is applied to.

Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.

Median Annual Tax
$6,649
Highest-decile bill
+57% vs State +234% vs US
Median Home Value
$399,800
+41% vs State +76% vs US
Effective Tax Rate
1.66%
Highest-decile rate
+11% vs State +80% vs US

How to read this county's bill

Bills rose across 2020-2024, from $5,365 to $6,649, a gain of 24%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.

The heaviest band is also the fullest one here: 50,926 of 64,042 owner-occupied homes (79.5%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.

Both figures are in the national top quarter, and the median bill still equals only 7.5% of median household income. A high rate on high earnings produces a large dollar figure, and only the dollar figure tends to get quoted; the ratio above is the other half.

The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.

What Hays County Homeowners Actually Pay

The single largest group of Hays County homeowners, 50,926 of 64,042 owner-occupied homes (79.5%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.

  • Less than $800 4.0% (2,578)
  • $800 to $1,499 4.4% (2,795)
  • $1,500 to $1,999 3.5% (2,238)
  • $2,000 to $2,999 3.9% (2,513)
  • $3,000 or more 79.5% (50,926)

Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.

2,992 homes here (4.7%) report no real estate tax at all. Exemptions are set by state: how Texas handles assessments and appeals.

With vs Without Mortgage

With Mortgage
$6,965
$580/mo
Without Mortgage
$5,765
$480/mo

In Hays County, mortgaged homeowners pay 21% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.

How Hays County compares

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Hays County 1.66%
Texas average 1.49%
U.S. average 0.92%

Hays County's effective rate is higher than 92% of the 250 counties in Texas - ranking #19 of 250 for property tax burden.

Where Hays County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

1.66% more affordable than 7% of 3,135 U.S. counties

Show national distribution This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

Among the highest-taxed counties in the country

At 1.66%, Hays County sits in the top 7% of all U.S. counties by effective property-tax rate. That is the rate, not the bill: a high rate on a modest home can still produce a smaller cheque than a low rate on an expensive one, which is why the $6,649 median bill is the number to compare against another county.

Hays County vs Benchmarks

Metric Hays County Texas Avg U.S. Avg
Median Annual Tax Highest-decile bill $6,649 $4,232 $1,993
Effective Tax Rate Highest-decile rate 1.66% 1.49% 0.92%
Median Home Value $399,800 $283,800 $227,791
Tax as % of income Highest-decile income burden 7.5% - -

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Hays County's STEEP · SPIKE lane - is an appeal worth running?

On Hays County's published figures (STEEP · SPIKE), a $399,800 median home carries a $6,649 median bill, so every 10% off an assessed value is worth about $665 a year at the same rate. Whether an appeal is worth filing depends on your own parcel. Use our free Appeal Savings Estimator to run your own numbers, then read our step-by-step appeal guide for the procedure in Texas.

Property Tax History · STEEP · SPIKE

$5,000$5,500$6,000$6,500$7,000 20202021202220232024 $6,649
Median annual property tax in Hays County, 2020–2024 (ACS). Up +24% over the period.
Year Median Tax (vs prior release) Effective Rate
2024 $6,649 +3.6% 1.66%
2023 $6,420 +3.6% 1.73%
2022 $6,198 +8.6% 1.85%
2021 $5,705 +6.3% 2.05%
2020 $5,365 2.08%

Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.

Tax Burden

Tax-to-Income Ratio
7.5%
of median household income
Median Income
$89,097
per year
Monthly Tax
$554
per month

Tax Affordability Score

2.2
Expensive

An effective rate far above the national average of 0.92% puts Hays County in the "Expensive" band for property tax burden.

Very Expensive Very Affordable

How this score is calculated: a 1-10 scale derived mechanically from the ratio of this county's effective rate to the national average effective rate (0.92%) - a ratio at or below 0.5× scores 10, a ratio at or above 2.0× scores 1, with a linear scale between. It is a factual comparison of Census figures only, not a recommendation, quality rating, or endorsement of Hays County or any other county.

Counties with similar tax profiles

On effective rate, Hays County sits nearest Monroe County (PA), Hillsborough County (NH), Ottawa County (KS).

On published median-tax change, the nearest matches are Lanier County (GA), Washtenaw County (MI), Washington County (IA).

How peers are chosen

These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.

What tax filers report in Hays County

Of the 122,280 federal returns filed from Hays County in 2022, 11,060 (9.0% of filers) itemised and reported real estate taxes on Schedule A, averaging $10,957 each. The largest group was filers with adjusted gross income of $200k+, who accounted for 38% of the county's reporting returns.

Two things this does not say. The amount is what filers reported, recorded before the $10,000 cap on combined state and local tax deductions applies, so it is not the amount deducted. And the share is of everyone who files a return, not of homeowners: most filers now take the standard deduction, so a minority itemise at all. Source: IRS Statistics of Income county data, tax year 2022.

Other Counties in Texas

View all counties in Texas →

Frequently Asked Questions

How does Hays County property tax compare to the national average?
Property taxes in Hays County run far above the national median of $1,993, an effective rate of 1.66% versus 0.92% nationally.
What is the average property tax in Hays County, Texas?
The median annual property tax in Hays County is $6,649, an effective rate of 1.66% on a $399,800 median home (Census ACS, 2024).
What percentage of income goes to property taxes in Hays County?
Property taxes in Hays County run well above the commonly cited 2%-4% national benchmark, at about 7.5% of the $89,097 median household income.
What is the tax affordability score for Hays County?
Hays County, Texas scores F (4/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is housing pressure at F (4.49×). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
Are property taxes increasing in Hays County?
The ACS median property-tax bill for Hays County jumped 23.9% between the 2020 and 2024 5-year releases, from $5,365 to $6,649, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.

What to do with Hays County's numbers

  • Hays County's $6,649 median bill sits well above the U.S. median - size a personal estimate before treating the county headline as your budget. Estimate your bill →
  • Income burden is elevated here: about 7.5% of Hays County's $89,097 median household income goes to the property-tax bill.
  • Hays County ranks #19 of 250 Texas counties by effective rate - on the higher-burden half of the state ACS set. Texas overview →
  • If Hays County's assessment looks high versus the $399,800 typical home, check Texas's filing window and evidence rules before the notice deadline passes. How to appeal →
Effective-rate definition

Effective rate is the county median tax divided by the county median home value ($399,800); your parcel's assessed value, exemptions, and local levies determine your actual bill. U.S. Census Bureau ACS · 2024.

Nationwide peers by effective rate & median bill

Two PlainPropertyTax-derived comparison paths for Hays County, both outside Texas so the link neighborhoods are not the same-state geography lattice. Axes stay disjoint: median-bill peers exclude the effective-rate peer set.

Similar effective rate

Nearest out-of-state counties by ACS effective rate. This county: 1.66%.

Similar median bill

Nearest out-of-state counties by ACS median annual tax. This county: $6,649/yr. Rate peers are excluded so the two link sets stay distinct.

Read with Hays County

Nearest ABS(median_tax) ACS peers for Hays County (STEEP · SPIKE), replacing the old fixed Keep exploring strip.

STEEP SPIKE

Data vintage and method

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

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Editorial standards and provenance

PlainPropertyTax is rendered directly from the U.S. Census Bureau's American Community Survey (ACS) 5-year estimates, no number is typed in by an editor. This page draws directly on the Census ACS county-level record for Hays County. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-09.