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Colorado · County property tax · ACS 2024

Elbert County Property Taxes

The median homeowner in Elbert County pays $3,214 a year, an effective rate of 0.45%, far above the U.S. average.

$3,214
Median tax / yr · High bill
0.45%
Effective rate · Low rate
+61%
vs U.S. average
#20 of 64
rank in CO

The verdict

Homeowners in Elbert County pay a median $3,214 a year in property tax, an effective rate of 0.45%, more affordable than 89% of U.S. counties (Census ACS 2024).

$3,214
Median annual tax bill, 2024
0.45%
Effective rate on median home
#359 of 3135
U.S. counties by tax burden
+61%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($709,800). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

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Census Bureau ACS property tax data for Colorado. Population: 27,874. Owner-occupied homes: 9,507.

The median annual property tax in Elbert County is $3,214, which is 24% higher than the Colorado state average and 61% above the national average. The effective tax rate is 0.45% on a median home value of $709,800. Property taxes represent 2.4% of the median household income in this county.

Elbert County's rate standing among U.S. counties

Primary signal

The effective rate sits near the national middle

Elbert County's 0.45% effective rate sits near the middle of 3,135 tracked counties (more affordable than 89%).

Decision signal 2

The bill sits well above the national median

Homeowners in Elbert County pay a median annual property tax of $3,214, far above the national median and notably higher than the Colorado state median. On a $709,800 median home, that works out to an effective rate of 0.45% once the local assessment base and millage are combined.

Decision signal 3

Near the middle of Colorado counties by effective rate

Elbert County ranks #20 of 64 counties in Colorado by effective rate (69% of in-state counties pay a lower rate).

Decision signal 4

Income and the tax bill sit in the middle band

Property taxes in Elbert County run within the commonly cited 2%-4% national benchmark, at about 2.4% of the $132,685 median household income.

Informational notice

Figures describe the median homeowner household in Elbert County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.

The rate held while the market moved

Elbert County sits in the quarter of U.S. counties whose effective rate moved least over this span: 4.0% down, against a median home value that rose 44.2%.

A near-steady rate on a moving market passes that movement straight through: the median bill rose 38.4%, from $2,323 to $3,214.

Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.

Median Annual Tax
$3,214
High bill
+24% vs State +61% vs US
Median Home Value
$709,800
+32% vs State +212% vs US
Effective Tax Rate
0.45%
Low rate
-6% vs State -51% vs US

How to read this county's bill

The bill here climbed steeply over 2020-2024, up 38% from $2,323 to $3,214. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.

The heaviest band is also the fullest one here: 5,112 of 9,507 owner-occupied homes (53.8%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.

The most forgiving PAIRING in the data, top-quartile household income with a bottom-quartile effective rate, puts the median bill at 2.4% of median household income. Home values still drive the dollar figure, which is why the ratio above varies widely among counties that share this position.

The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.

What Elbert County Homeowners Actually Pay

The single largest group of Elbert County homeowners, 5,112 of 9,507 owner-occupied homes (53.8%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.

  • Less than $800 5.8% (553)
  • $800 to $1,499 6.7% (640)
  • $1,500 to $1,999 9.1% (869)
  • $2,000 to $2,999 23.2% (2,204)
  • $3,000 or more 53.8% (5,112)

Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.

129 homes here (1.4%) report no real estate tax at all. Exemptions are set by state: how Colorado handles assessments and appeals.

With vs Without Mortgage

With Mortgage
$3,373
$281/mo
Without Mortgage
$2,814
$235/mo

In Elbert County, mortgaged homeowners pay 20% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.

Elbert County's effective rate vs peers

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Elbert County 0.45%
Colorado average 0.48%
U.S. average 0.92%

Elbert County's effective rate is higher than 69% of the 64 counties in Colorado - ranking #20 of 64.

Where Elbert County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

0.45% Among the most affordable more affordable than 89% of 3,135 U.S. counties

Show national distribution This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

What changed since 2020

The median bill in Elbert County moved from $2,323 in the 2020 release to $3,214 in 2024, a change of about 38%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.

Elbert County vs Benchmarks

Metric Elbert County Colorado Avg U.S. Avg
Median Annual Tax High bill $3,214 $2,602 $1,993
Effective Tax Rate Low rate 0.45% 0.48% 0.92%
Median Home Value $709,800 $539,400 $227,791
Tax as % of income Below-median income burden 2.4% - -

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Elbert County is QUIET · HEAVY on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Colorado counties.

Elbert County rate trail · QUIET

$2,200$2,400$2,600$2,800$3,000$3,200$3,400 20202021202220232024 $3,214
Elbert County ACS median tax 2020–2024: +38% ($2,323 → $3,214).
Year Median Tax (vs prior release) Effective Rate
2024 $3,214 +7.8% 0.45%
2023 $2,981 +7.7% 0.45%
2022 $2,769 +11.6% 0.44%
2021 $2,481 +6.8% 0.46%
2020 $2,323 0.47%

Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.

Elbert County: tax-to-income at 2.4%

Tax-to-Income Ratio
2.4%
of median household income
Median Income
$132,685
per year
Monthly Tax
$268
per month

Counties near Elbert County's effective rate

On effective rate, Elbert County sits nearest Yell County (AR), Cleburne County (AR), Walton County (FL).

On published median-tax change, the nearest matches are Caswell County (NC), Covington County (AL), Lincoln County (NC).

How peers are chosen

These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.

Elbert County: only 17% of returns show Schedule A real-estate tax

Tax year 2022: 2,370 of 14,100 returns from Elbert County reported real estate taxes, averaging $4,119 - 39% of those reporters sat in the $100-200k AGI band.

What this IRS county file does not say

Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.

Other Counties in Colorado

View all counties in Colorado →

Elbert County rate FAQs

How does Elbert County property tax compare to the national average?
Property taxes in Elbert County run far above the national median of $1,993, an effective rate of 0.45% versus 0.92% nationally.
What is the average property tax in Elbert County, Colorado?
The median annual property tax in Elbert County is $3,214, an effective rate of 0.45% on a $709,800 median home (Census ACS, 2024).
What is the tax affordability score for Elbert County?
Elbert County, Colorado scores D (47/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is rate relief at A (0.45%). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
Are property taxes increasing in Elbert County?
The ACS median property-tax bill for Elbert County jumped 38.4% between the 2020 and 2024 5-year releases, from $2,323 to $3,214, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
What percentage of income goes to property taxes in Elbert County?
Property taxes in Elbert County run within the commonly cited 2%-4% national benchmark, at about 2.4% of the $132,685 median household income.

What to do with Elbert County's QUIET rate

Elbert County's $3,214 median bill sits well above the U.S. median - size a personal estimate before treating the county headline as your budget. Estimate your bill →

Elbert County ranks #20 of 64 Colorado counties by effective rate - on the higher-burden half of the state ACS set. Colorado overview →

Nationwide peers by effective rate (then bill)

Rate-first peers for Elbert County's QUIET effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.

Similar effective rate

Nearest out-of-state counties by ACS effective rate. This county: 0.45%.

Similar median bill

Nearest out-of-state counties by ACS median annual tax. This county: $3,214/yr. Rate peers are excluded so the two link sets stay distinct.

Read with Elbert County

Nearest ABS(median_tax) ACS peers for Elbert County (QUIET · HEAVY), replacing the old fixed Keep exploring strip.

QUIET HEAVY

Data vintage and method

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Elbert County (QUIET · HEAVY) - ACS medians, not a parcel bill.