Effingham County, Illinois Property Taxes
Census Bureau ACS property tax data for Illinois. Population: 10,954.
The median annual property tax in Effingham County is $2,713, which is 2% lower than the Illinois state average and 41% above the national average. The effective tax rate is 1.51% on a median home value of $179,800. Property taxes represent 3.6% of the median household income in this county.
Median Annual Tax
$2,713
-2% vs State
+41% vs US
Median Home Value
$179,800
+23% vs State
-15% vs US
Effective Tax Rate
1.51%
-17% vs State
+59% vs US
With vs Without Mortgage
With Mortgage
$2,892
$241/mo
Without Mortgage
$2,489
$207/mo
Homeowners with a mortgage typically own higher-valued properties, which can result in higher tax bills.
Property Tax History
| Year | Median Tax | Effective Rate |
|---|---|---|
| 2023 | $2,713 +1.5% | 1.51% |
| 2022 | $2,673 +5.9% | 1.61% |
| 2021 | $2,524 +5.4% | 1.60% |
| 2020 | $2,394 +4.0% | 1.58% |
| 2019 | $2,302 | 1.60% |
Tax Burden
Tax-to-Income Ratio
3.6%
of median household income
Median Income
$75,380
per year
Monthly Tax
$226
per month
Other Counties in Illinois
White County
Tax: $1,388/yr Rate: 1.39%
Jo Daviess County
Tax: $3,383/yr Rate: 1.74%
Massac County
Tax: $1,769/yr Rate: 1.50%
Boone County
Tax: $4,507/yr Rate: 2.27%
Henry County
Tax: $2,877/yr Rate: 1.98%
Brown County
Tax: $2,090/yr Rate: 1.47%
Frequently Asked Questions
What is the average property tax in Effingham County, Illinois? ▼
The median annual property tax in Effingham County is $2,713 based on the most recent Census Bureau American Community Survey data. The effective tax rate is 1.51% on a median home value of $179,800.
How does Effingham County property tax compare to the national average? ▼
Property taxes in Effingham County are 41% above the national average of $1,923. The effective rate of 1.51% compares to 0.95% nationally.
Does having a mortgage affect property taxes in Effingham County? ▼
In Effingham County, homeowners with a mortgage pay a median of $2,892 in annual property taxes, while homeowners without a mortgage pay $2,489. This difference often reflects the value of homes rather than different tax rates.
What percentage of income goes to property taxes in Effingham County? ▼
Property taxes in Effingham County represent approximately 3.6% of the median household income of $75,380. The national benchmark is generally 2-4% of household income.
Explore More Data
Data source: U.S. Census Bureau, American Community Survey 5-Year Estimates. Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.