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Missouri · County property tax · ACS 2024

Cooper County Property Taxes

The median homeowner in Cooper County pays $1,334 a year, an effective rate of 0.66%, well below the U.S. average.

$1,334
Median tax / yr · Below-median bill
0.66%
Effective rate · Below-median rate
-33%
vs U.S. average
#73 of 115
rank in MO

The verdict

Homeowners in Cooper County pay a median $1,334 a year in property tax, an effective rate of 0.66%, more affordable than 64% of U.S. counties (Census ACS 2024).

$1,334
Median annual tax bill, 2024
0.66%
Effective rate on median home
#1116 of 3135
U.S. counties by tax burden
-33%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($203,500). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

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Census Bureau ACS property tax data for Missouri. Population: 16,824. Owner-occupied homes: 4,728.

The median annual property tax in Cooper County is $1,334, which is 32% lower than the Missouri state average and 33% below the national average. The effective tax rate is 0.66% on a median home value of $203,500. Property taxes represent 1.9% of the median household income in this county.

Cooper County's rate standing among U.S. counties

Primary signal

The effective rate sits near the national middle

Cooper County's 0.66% effective rate sits near the middle of 3,135 tracked counties (more affordable than 64%).

Decision signal 2

The bill sits well below the national median

Homeowners in Cooper County pay a median annual property tax of $1,334, well below the national median and well below the Missouri state median. On a $203,500 median home, that works out to an effective rate of 0.66% once the local assessment base and millage are combined.

Decision signal 3

Income carries a light tax share

Property taxes in Cooper County run a bit below the commonly cited 2%-4% national benchmark, at about 1.9% of the $70,625 median household income.

Decision signal 4

Near the middle of Missouri counties by effective rate

Cooper County ranks #73 of 115 counties in Missouri by effective rate (37% of in-state counties pay a lower rate).

Informational notice

Figures describe the median homeowner household in Cooper County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.

Most of the market's rise reached the bill

The effective rate here moved 10.0% down between 2020 and 2024, a smaller shift than in 60% of U.S. counties. With the median home value rose 34.9%, the median bill rose 21.5% to $1,334: the rate did comparatively little to offset the market.

Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.

Median Annual Tax
$1,334
Below-median bill
-32% vs State -33% vs US
Median Home Value
$203,500
-12% vs State -11% vs US
Effective Tax Rate
0.66%
Below-median rate
-22% vs State -28% vs US

How to read this county's bill

Bills rose across 2020-2024, from $1,098 to $1,334, a gain of 21%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.

The fullest band here is the $800 to $1,499 range, holding 1,706 of 4,728 owner-occupied homes (36.1%). The band shows where the largest share of reported owner-occupied households falls; it is not an individual-bill estimate.

Above-median earnings meet a slightly-below-median rate, and the median bill amounts to 1.9% of median household income. That is the comfortable middle of this dataset, and comfortable middles are easy to overlook when only rankings get published.

The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.

What Cooper County Homeowners Actually Pay

The single largest group of Cooper County homeowners, 1,706 of 4,728 owner-occupied homes (36.1%), pays $800 to $1,499 a year. The median is one point in this spread, not a typical bill.

  • Less than $800 20.9% (989)
  • $800 to $1,499 36.1% (1,706)
  • $1,500 to $1,999 12.0% (569)
  • $2,000 to $2,999 17.5% (827)
  • $3,000 or more 9.7% (460)

Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.

177 homes here (3.7%) report no real estate tax at all. Exemptions are set by state: how Missouri handles assessments and appeals.

With vs Without Mortgage

With Mortgage
$1,348
$112/mo
Without Mortgage
$1,308
$109/mo

Mortgaged and non-mortgaged homeowners in Cooper County pay about the same bill, a 3% gap.

Cooper County's effective rate vs peers

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Cooper County 0.66%
Missouri average 0.85%
U.S. average 0.92%

Cooper County's effective rate is higher than 37% of the 115 counties in Missouri - ranking #73 of 115.

Where Cooper County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

0.66% Among the most affordable more affordable than 64% of 3,135 U.S. counties

Show national distribution This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

Below Missouri on both measures

Cooper County's effective rate runs 22% under the Missouri median and its bill 32% under. Both sitting on the same side means the gap is not a valuation artefact: a county can post a low rate purely because its homes are expensive, but then the bill rises to meet the state. Here it does not, so the $1,334 median bill reflects a genuinely lighter charge than the Missouri norm rather than a different denominator. Compare it against the state page before reading anything into the county rank.

Cooper County vs Benchmarks

Metric Cooper County Missouri Avg U.S. Avg
Median Annual Tax Below-median bill $1,334 $1,948 $1,993
Effective Tax Rate Below-median rate 0.66% 0.85% 0.92%
Median Home Value $203,500 $230,300 $227,791
Tax as % of income Below-median income burden 1.9% - -

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Cooper County is QUIET · LIGHT on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Missouri counties.

Cooper County rate trail · QUIET

$1,000$1,100$1,200$1,300$1,400 20202021202220232024 $1,334
Cooper County ACS median tax 2020–2024: +21% ($1,098 → $1,334).
Year Median Tax (vs prior release) Effective Rate
2024 $1,334 +0.2% 0.66%
2023 $1,332 +13.5% 0.68%
2022 $1,174 +2.3% 0.70%
2021 $1,148 +4.6% 0.76%
2020 $1,098 0.73%

Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.

Cooper County: tax takes only 1.9% of income

Tax-to-Income Ratio
1.9%
of median household income
Median Income
$70,625
per year
Monthly Tax
$111
per month

Counties near Cooper County's effective rate

On effective rate, Cooper County sits nearest Yalobusha County (MS), Lamar County (MS), Calhoun County (MS).

On published median-tax change, the nearest matches are Arenac County (MI), Winkler County (TX), Oktibbeha County (MS).

How peers are chosen

These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.

Cooper County: only 3% of returns show Schedule A real-estate tax

Tax year 2022: 240 of 7,980 returns from Cooper County reported real estate taxes, averaging $2,375 - 33% of those reporters sat in the $100-200k AGI band.

What this IRS county file does not say

Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.

Other Counties in Missouri

View all counties in Missouri →

Cooper County rate FAQs

What is the average property tax in Cooper County, Missouri?
The median annual property tax in Cooper County is $1,334, an effective rate of 0.66% on a $203,500 median home (Census ACS, 2024).
What is the tax affordability score for Cooper County?
Cooper County, Missouri scores B- (68/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is mortgage premium at A- (+$40). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
How does Cooper County property tax compare to the national average?
Property taxes in Cooper County run well below the national median of $1,993, an effective rate of 0.66% versus 0.92% nationally.
What percentage of income goes to property taxes in Cooper County?
Property taxes in Cooper County run a bit below the commonly cited 2%-4% national benchmark, at about 1.9% of the $70,625 median household income.
Are property taxes increasing in Cooper County?
The ACS median property-tax bill for Cooper County jumped 21.5% between the 2020 and 2024 5-year releases, from $1,098 to $1,334, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.

What to do with Cooper County's QUIET rate

Cooper County's $1,334 median bill sits well below the U.S. median - still size a parcel estimate; local millage and exemptions move the real bill. Estimate your bill →

Income burden is light here: about 1.9% of Cooper County's $70,625 median household income goes to the property-tax bill.

Nationwide peers by effective rate (then bill)

Rate-first peers for Cooper County's QUIET effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.

Similar effective rate

Nearest out-of-state counties by ACS effective rate. This county: 0.66%.

Similar median bill

Nearest out-of-state counties by ACS median annual tax. This county: $1,334/yr. Rate peers are excluded so the two link sets stay distinct.

Read with Cooper County

Nearest ABS(median_tax) ACS peers for Cooper County (QUIET · LIGHT), replacing the old fixed Keep exploring strip.

QUIET LIGHT

Data vintage and method

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Cooper County (QUIET · LIGHT) - ACS medians, not a parcel bill.